Virgin Australia Velocity High Flyer Credit Card (0%p.a. BT for 15 months + Earn up to 100,000 bonus Velocity Points)

Purchase Rate

20.74 %
p.a.
Cash Advance Rate
20.99% p.a.
Interest Free
Up to 44 days
Annual Fee
$289.00
Balance Transfer Rate
0% p.a.
for first 15 months
  • UP TO 100,000 BONUS VELOCITY POINTS – Receive 25,000 Points for each month you spend $3,000 on eligible transactions in the first 3 months from card approval (capped at 75,000 Points). Plus receive an additional 25,000 Points after your first anniversary.
  • SAVE ON BALANCE TRANSFERS – 0% p.a. for 15 months on balances you transfer (reverts to cash advance rate). No interest free days apply to while you have a balance transfer.
  • EXCLUSIVE FLIGHT BENEFIT – Receive a $129 Virgin Australia Gift Voucher each year (spend criteria and T&Cs apply)
  • 2 domestic Virgin Australia Lounge passes each year
  • Complimentary International Travel Insurance for you and your family.
  • A range of complimentary insurances and more.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • Velocity Frequent Flyer Points: Up to 1 Point per $1 spent.
Rewards Points per Dollar1Linked to Frequent Flyer
Spend to Redeem $100 Gift Card*$10,800.00Frequent Flyer Ratio 1
Spend at Loyalty Partner for $100 Gift Card*SPEND FOR SYD/MEL RETURN*$12,000.00
Lifetime of Points 
Rewards Program PartnersVelocity Frequent Flyer, Virgin Australia
Rewards Bonus Points PartnersVelocity Frequent Flyer
Domestic AirlinesUp to 1 Velocity Point per $1 spent.
International Airlines
Conditions

Visit the issuer's website for additional information.

Terms & Conditions
Fees, charges, and credit criteria apply. See our full terms and conditions here. All interest rates shown are variable. This information is correct at 30 August 2019. You must be at least 18 years of age to apply for a credit card. If you are a permanent resident you must earn at least $75,000 p.a. for the Virgin Australia Velocity High Flyer Card. Approval is subject to our credit criteria. All offers are non-transferrable, not redeemable for cash, and subject to change or withdrawal without notice at the discretion of Virgin Money. Please note that to read our PDF forms you will need to have Adobe Reader installed on your computer. Virgin Money (Australia) Pty Limited ABN 75 103 478 897 (Virgin Money) Credit Representative number 369377 promotes and distributes the Virgin Money Credit Cards (Credit Cards) as an authorised credit representative of Bank of Queensland Limited ABN 32 009 656 740 (BOQ), Australian credit licence 244616. Citigroup Pty Ltd ABN 88 004 325 080 (Citibank) AFSL/Australian credit licence 238098 is the credit provider and issuer of the Credit Cards. BOQ does not and will not guarantee or otherwise support Citibank’s obligations under the contracts or agreements connected with the Credit Cards. 100,000 bonus Velocity Points offer is available to new approved Virgin Australia Velocity High Flyer Card account holders who apply by 24 February 2020. 25,000 bonus Velocity Points will be awarded for every month $3,000 or more is spent on Eligible Transactions for 3 months from card approval capped at 75,000 Points). Plus receive an additional 25,000 Points after your first anniversary. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). See Rewards Program for High Flyer and Flyer Cardholders Terms and Conditions for full details and definition. Please note that if you have a balance transfer, you will be charged interest on any spend you make. Credit Card application must be submitted through this page or by calling 1300 771 634 and indicating that you would like the High Flyer Card 90,000 Velocity Points offer. Points will be credited to the Primary Cardholders Velocity Account up to 60 days after the qualifying purchases. To earn and redeem Velocity Points there must be an active Velocity Frequent Flyer Membership linked to the Virgin Australia Velocity High Flyer Card account. Velocity membership and Points earn and redemption are subject to the member Terms and Conditions, as amended from time to time. This offer can’t be used in conjunction with other Virgin Australia Velocity High Flyer Point promotions or offers. Offer is not available to existing Virgin Money Credit Card holders (including upgrades). Your total balance transfers may not exceed 80% of your credit limit. The balance transfer interest rate applies to balances transferred with this offer for the period shown, from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the interest rate for cash advances, currently 20.99% p.a. on the Virgin Australia Velocity High Flyer Card. Interest rates are variable and subject to change. The interest rates are current as at 30 August 2019. This offer is valid until 24 February 2020. Please note that unless advertised otherwise, you are not entitled to any interest free days whilst you have a balance transfer. This means that all spend will be charged interest at the applicable ongoing purchase rate. Velocity Points are not issued on balance transfers. To earn and redeem Velocity Points, you must be a Velocity Frequent Flyer member. Velocity membership and Points earn and redemption are subject to the member Terms and Conditions, as amended from time to time. Velocity Points are earned on Eligible Transactions only. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). See Rewards Program for High Flyer and Flyer Cardholders Terms and Conditions for full details and definition. The Virgin Australia Gift Voucher is available to Primary Cardholders only and provides one Virgin Australia Gift Voucher to the value of $129 (AUD) each year. You will become eligible for your $129 Virgin Australia Gift Voucher 30 days after card approval in your first year and 30 days after your card anniversary thereafter provided you have made a retail purchase as the Primary Cardholder in the 2 months prior to requesting your voucher, your account is active and in good order and you are a Velocity Frequent Flyer Member. See Virgin Australia Gift Voucher Benefit Terms & Conditions and Terms of Use for full details. The complimentary Lounge pass benefit is available to Primary Virgin Australia Velocity High Flyer Cardholders only and provides two Single-Entry Virgin Australia domestic Lounge passes each year. You will become eligible for your two Single-Entry Virgin Australia domestic Lounge passes upon card activation in your first year and then each anniversary thereafter. See Virgin Australia Lounge Pass Benefit Terms & Conditions for full details

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

Virgin Australia Velocity High Flyer Credit Card (0%p.a. BT for 15 months + Earn up to 100,000 bonus Velocity Points)

Purchase Rate 20.74 % p.a.
Cash Advance Rate 20.99% p.a.
Interest Free Up to 44 days
Annual Fee$289.00
Balance Transfer Rate 0 % p.a. for first 15 months

Top Features

  • UP TO 100,000 BONUS VELOCITY POINTS – Receive 25,000 Points for each month you spend $3,000 on eligible transactions in the first 3 months from card approval (capped at 75,000 Points). Plus receive an additional 25,000 Points after your first anniversary.
  • SAVE ON BALANCE TRANSFERS – 0% p.a. for 15 months on balances you transfer (reverts to cash advance rate). No interest free days apply to while you have a balance transfer.
Show More Top Features

More Information

Rewards Program
Overseas ATM Availability
Insurance Cover for Purchases
Automatic Travel Insurance
Rewards Points per Dollar1
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card*$10,800.00
Frequent Flyer Ratio 1
Spend at Loyalty Partner for $100 Gift Card*
SPEND FOR SYD/MEL RETURN*$12,000.00
Lifetime of Points  
Rewards Program PartnersVelocity Frequent Flyer, Virgin Australia
Rewards Bonus Points PartnersVelocity Frequent Flyer
Domestic AirlinesUp to 1 Velocity Point per $1 spent.
International Airlines
Conditions
Annual Fee$289.00
Minimum RepaymentGreater of 2% or $30.00
Annual Fee First Year$289.00
Interest Charged FromStatementDate
Rewards Joining Fee $0.00
Late Payment Fee$10.00
Supplementary Card Fee$89.00
Duplicate Statement Fee -
Overseas ATM Balance Fee $0.00
Transaction Verification Fee-
Overseas ATM Withdrawal Fee $5.00
Over Limit Fee$40.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions

Fees, charges, and credit criteria apply. See our full terms and conditions here. All interest rates shown are variable. This information is correct at 30 August 2019. You must be at least 18 years of age to apply for a credit card. If you are a permanent resident you must earn at least $75,000 p.a. for the Virgin Australia Velocity High Flyer Card. Approval is subject to our credit criteria. All offers are non-transferrable, not redeemable for cash, and subject to change or withdrawal without notice at the discretion of Virgin Money. Please note that to read our PDF forms you will need to have Adobe Reader installed on your computer. Virgin Money (Australia) Pty Limited ABN 75 103 478 897 (Virgin Money) Credit Representative number 369377 promotes and distributes the Virgin Money Credit Cards (Credit Cards) as an authorised credit representative of Bank of Queensland Limited ABN 32 009 656 740 (BOQ), Australian credit licence 244616. Citigroup Pty Ltd ABN 88 004 325 080 (Citibank) AFSL/Australian credit licence 238098 is the credit provider and issuer of the Credit Cards. BOQ does not and will not guarantee or otherwise support Citibank’s obligations under the contracts or agreements connected with the Credit Cards. 100,000 bonus Velocity Points offer is available to new approved Virgin Australia Velocity High Flyer Card account holders who apply by 24 February 2020. 25,000 bonus Velocity Points will be awarded for every month $3,000 or more is spent on Eligible Transactions for 3 months from card approval capped at 75,000 Points). Plus receive an additional 25,000 Points after your first anniversary. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). See Rewards Program for High Flyer and Flyer Cardholders Terms and Conditions for full details and definition. Please note that if you have a balance transfer, you will be charged interest on any spend you make. Credit Card application must be submitted through this page or by calling 1300 771 634 and indicating that you would like the High Flyer Card 90,000 Velocity Points offer. Points will be credited to the Primary Cardholders Velocity Account up to 60 days after the qualifying purchases. To earn and redeem Velocity Points there must be an active Velocity Frequent Flyer Membership linked to the Virgin Australia Velocity High Flyer Card account. Velocity membership and Points earn and redemption are subject to the member Terms and Conditions, as amended from time to time. This offer can’t be used in conjunction with other Virgin Australia Velocity High Flyer Point promotions or offers. Offer is not available to existing Virgin Money Credit Card holders (including upgrades). Your total balance transfers may not exceed 80% of your credit limit. The balance transfer interest rate applies to balances transferred with this offer for the period shown, from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the interest rate for cash advances, currently 20.99% p.a. on the Virgin Australia Velocity High Flyer Card. Interest rates are variable and subject to change. The interest rates are current as at 30 August 2019. This offer is valid until 24 February 2020. Please note that unless advertised otherwise, you are not entitled to any interest free days whilst you have a balance transfer. This means that all spend will be charged interest at the applicable ongoing purchase rate. Velocity Points are not issued on balance transfers. To earn and redeem Velocity Points, you must be a Velocity Frequent Flyer member. Velocity membership and Points earn and redemption are subject to the member Terms and Conditions, as amended from time to time. Velocity Points are earned on Eligible Transactions only. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). See Rewards Program for High Flyer and Flyer Cardholders Terms and Conditions for full details and definition. The Virgin Australia Gift Voucher is available to Primary Cardholders only and provides one Virgin Australia Gift Voucher to the value of $129 (AUD) each year. You will become eligible for your $129 Virgin Australia Gift Voucher 30 days after card approval in your first year and 30 days after your card anniversary thereafter provided you have made a retail purchase as the Primary Cardholder in the 2 months prior to requesting your voucher, your account is active and in good order and you are a Velocity Frequent Flyer Member. See Virgin Australia Gift Voucher Benefit Terms & Conditions and Terms of Use for full details. The complimentary Lounge pass benefit is available to Primary Virgin Australia Velocity High Flyer Cardholders only and provides two Single-Entry Virgin Australia domestic Lounge passes each year. You will become eligible for your two Single-Entry Virgin Australia domestic Lounge passes upon card activation in your first year and then each anniversary thereafter. See Virgin Australia Lounge Pass Benefit Terms & Conditions for full details

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.