Principal & Interest,Interest Only
Min Loan Term
Max Loan Term
Max Loan to Value Ration (LVR)
Max LVR with Mortgage Insurance
Min Loan Amount
Max Loan Amount
Interest Rate Notes
Interest Only repayment option - variable add 0.10% p.a., fixeded add 0.20% p.a.
LVR over 80% - add 0.25% p.a.
LVR over 80% plus LMI (LVR between 80.01%-85% available without LMI subject to policy)
Loans for non residents or loans where the income declared for loan assessment is in a foreign currency available for P&I only - add 0.50% p.a.
Please note loadings are cumulative and apply to fixed and variable rates