Home Value Loan - Owner Occupied

Variable Rate
2.65% p.a.
Comparison Rate
2.66% p.a.
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  • No monthly fees (other fees and charges may apply)
  • Borrowing from $50,000 and up to $7,500,000, subject to approval
  • Schedule your repayments to match the timing of your income. Choose Monthly, Weekly or Fortnightly payments
  • Owner Occupied Only

Key Features
Loan Type
Min Loan
Max Loan
Application Fee
Borrow upto
of property value
Ongoing fee
Redraw Facility
Offset Account

Loan Details

Loan Type Basic
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 1
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 80%
Min Loan Amount $50,000.00
Max Loan Amount $7,500,000.00
Interest Rate Notes
Excludes LVR above 80%. Available on new home loan borrowings from $50,000 when applying by 31 May 2020. Rate not available to non-residents.


Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $300.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate 0%
Redraw Available
Min Redraw Amount $0.00
Max Redraw Amount -
Redraw Fee $0.00
Redraw Notice Period Same business day
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split 6
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing n/a


Application Fee $0.00
Legal Fee $0.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $0.00
Exit Fee $300.00
Early Termination Fee
Legal Fee $0.00

Break Costs

General Fee Notes:

Freedom to redraw any additional repayments online. Flexibility to make additional repayments without an early repayment fee can save you interest

General Notes:

Peace of mind with a portable home loan. Easy refinancing service with HSBC Easy Switch. Personal HSBC relationship manager. Flexibility with up to 30 year loan terms.