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Home Value Loan - Owner Occupied

Variable Rate
2.65% p.a.
Comparison Rate
2.66% p.a.
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  • No monthly fees (other fees and charges may apply)
  • Borrowing from $50,000 and up to $7,500,000, subject to approval
  • Schedule your repayments to match the timing of your income. Choose Monthly, Weekly or Fortnightly payments
  • Owner Occupied Only
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Key Features
Loan Type
Basic
Min Loan
Max Loan
$50,000.00
$7,500,000.00
Application Fee
$0.00
Borrow upto
of property value
80%
Ongoing fee
$0.00
Redraw Facility
Offset Account

Loan Details

Loan Type Basic
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 1
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 80%
Min Loan Amount $50,000.00
Max Loan Amount $7,500,000.00
Interest Rate Notes
Excludes LVR above 80%. Available on new home loan borrowings from $50,000 when applying by 31 May 2020. Rate not available to non-residents.

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $300.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate 0%
Redraw Available
Min Redraw Amount $0.00
Max Redraw Amount -
Redraw Fee $0.00
Redraw Notice Period Same business day
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split 6
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing n/a

Fees

Application Fee $0.00
Legal Fee $0.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $0.00
Exit Fee $300.00
Early Termination Fee
Legal Fee $0.00

Break Costs


General Fee Notes:

Freedom to redraw any additional repayments online. Flexibility to make additional repayments without an early repayment fee can save you interest

General Notes:

Peace of mind with a portable home loan. Easy refinancing service with HSBC Easy Switch. Personal HSBC relationship manager. Flexibility with up to 30 year loan terms.
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