RAMS Essential (Owner Occupier)

Variable Rate

2.99 % p.a.

Comparison Rate

3.05 % p.a.

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  • Loan Type Basic
  • Min Loan $15,000.00
    Max Loan $10,000,000.00
  • Application Fee $595.00
  • Borrow upto
    of property value
    95%
  • Ongoing fee $0.00
  • Redraw Facility
  • Offset Account

Loan Details

Loan Type
Basic
Security Type
ResidentialProperty
Availability
Owner Occupiers
Repayment Options
Principal & Interest
Repayment Frequency
Weekly, Fortnightly, Monthly
Interest Rate Notes
Min Loan Term
1
Max Loan to Value Ration (LVR)
80%
Max Loan Term
30
Max LVR with Mortgage Insurance
95%
Min Loan Amount
$15,000.00
Max Loan Amount
$10,000,000.00

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee
$295.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate
-%
Redraw Available
Min Redraw Amount
$0.00
Max Redraw Amount
-
Redraw Fee
$0.00
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split
n/a
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing
n/a

Fees

Application Fee
$595.00
Legal Fee
$0.00
Valuation Fee
$0.00
Settlement Fee
$285.00
Service Fee
$0.00
Exit Fee
$295.00
Early Termination Fee
Break Costs

General Fee Notes:
First valuation free. $220 per additional valuation.

General Notes:
The product conditions set out in this document apply to loans available through RAMS Home Loan Centres.

RAMS Essential (Owner Occupier)

Variable Rate
2.99 % p.a.
Comparison Rate
3.05 % p.a.
Loan Type
Basic
Min Loan
$15,000.00
Max Loan
$10,000,000.00
Application fee
$595.00
Borrow upto of property value
95%
Ongoing fee
$0.00
Redraw Facility
Offset Account

More Information

Loan Type Basic
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Interest Rate Notes
Min Loan Term 1
Max Loan Term 30
Min Loan Amount $15,000.00
Max Loan Amount $10,000,000.00
Max Loan to Value Ration (LVR)80%
Max LVR with Mortgage Insurance 95%
Extra Repayments
Loan is Transferable (Portable)
Transfer Fee$295.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount $0.00
Max Redraw Amount -
Redraw Fee $0.00
Redraw Notice Period
Redraw Method
Redraw Notes & Comments
Application Fee$595.00
Legal Fee$0.00
Valuation Fee$0.00
Settlement Fee $285.00
Service Fee$0.00
Exit Fee $295.00
Early Termination Fee
Break Costs:
Split Available
Max No. of Accounts for Splitn/a
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing n/a
General Fee Notes:
First valuation free. $220 per additional valuation.

General Notes:
The product conditions set out in this document apply to loans available through RAMS Home Loan Centres.