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RAMS Fixed Rate (Owner Occupier)

Fixed Rates: All Terms (p.a.)
Term Fixed Rate Comparison Rate
1 Year 2.29% 4.47%
2 Year 2.29% 4.28%
3 Year 2.29% 4.11%
4 Year 2.79% 4.12%
5 Year 2.79% 4.01%
10 Year 5.64% 5.58%
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Key Features
Loan Type
Fixed
Min Loan
Max Loan
$15,000.00
$10,000,000.00
Application Fee
$595.00
Borrow upto
of property value
95%
Ongoing fee
$20.00 Monthly
Redraw Facility
Offset Account

Loan Details

Loan Type Fixed
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 1
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 95%
Min Loan Amount $15,000.00
Max Loan Amount $10,000,000.00
Interest Rate Notes
Interest only payments: 1 to 5 years and 10 year option

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $295.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount $1,000.00
Max Redraw Amount -
Redraw Fee $10.00
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split n/a
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing n/a

Fees

Application Fee $595.00
Legal Fee $0.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $285.00
Service Fee $20.00
Exit Fee $295.00
Early Termination Fee
Legal Fee $0.00

Break Costs


General Fee Notes:

First valuation free. $220 per additional valuation.

General Notes:

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