RAMS Line of Credit

Variable Rate

6.18 % p.a.

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  • Loan Type HomeEquity
  • Min Loan $15,000.00
    Max Loan $10,000,000.00
  • Application Fee $595.00
  • Borrow upto
    of property value
    90%
  • Ongoing fee $20.00 Monthly
  • Redraw Facility
  • Offset Account

Loan Details

Loan Type
HomeEquity
Security Type
ResidentialProperty
Availability
Repayment Options
Interest Only
Repayment Frequency
Weekly, Fortnightly, Monthly
Interest Rate Notes
Min Loan Term
1
Max Loan to Value Ration (LVR)
80%
Max Loan Term
30
Max LVR with Mortgage Insurance
90%
Min Loan Amount
$15,000.00
Max Loan Amount
$10,000,000.00

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee
$295.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate
-%
Redraw Available
Min Redraw Amount
$0.00
Max Redraw Amount
-
Redraw Fee
$0.00
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split
n/a
Separate Statements for Split
Statement Frequency
4
Fixed Option
Fee for Fixing
n/a

Fees

Application Fee
$595.00
Legal Fee
$0.00
Valuation Fee
$0.00
Settlement Fee
$285.00
Service Fee
$20.00
Exit Fee
$295.00
Early Termination Fee
Break Costs

General Fee Notes:
First valuation free. $220 per additional valuation.

General Notes:
The product conditions set out in this document apply to loans available through RAMS Home Loan Centres. Different product conditions may apply to loans available through RAMS accredited brokers.

RAMS Line of Credit

Variable Rate
6.18 % p.a.
Loan Type
HomeEquity
Min Loan
$15,000.00
Max Loan
$10,000,000.00
Application fee
$595.00
Borrow upto of property value
90%
Ongoing fee
$20.00 Monthly
Redraw Facility
Offset Account

More Information

Loan Type HomeEquity
Security Type ResidentialProperty
Availability
Repayment Options Interest Only
Repayment Frequency Weekly, Fortnightly, Monthly
Interest Rate Notes
Min Loan Term 1
Max Loan Term 30
Min Loan Amount $15,000.00
Max Loan Amount $10,000,000.00
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 90%
Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $295.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount $0.00
Max Redraw Amount -
Redraw Fee $0.00
Redraw Notice Period
Redraw Method
Redraw Notes & Comments
Application Fee $595.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $285.00
Service Fee $20.00
Exit Fee $295.00
Early Termination Fee
Break Costs:
Split Available
Max No. of Accounts for Split n/a
Separate Statements for Split
Statement Frequency 4
Fixed Option
Fee for Fixing n/a
General Fee Notes:
First valuation free. $220 per additional valuation.

General Notes:
The product conditions set out in this document apply to loans available through RAMS Home Loan Centres. Different product conditions may apply to loans available through RAMS accredited brokers.