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Fixed Rate Owner Occupied Loan Principal and Interest

Fixed Rates: All Terms (p.a.)
Term Fixed Rate Comparison Rate
1 Year 2.74% 4.95%
2 Year 2.74% 4.75%
3 Year 2.94% 4.63%
5 Year 3.14% 4.41%
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Key Features
Loan Type
Fixed
Min Loan
Max Loan
$10,000.00
$3,250,000.00
Application Fee
$990.00
Borrow upto
of property value
95%
Ongoing fee
$10.00 Monthly
Redraw Facility
Offset Account

Loan Details

Loan Type Fixed
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 8
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 95%
Min Loan Amount $10,000.00
Max Loan Amount $3,250,000.00
Interest Rate Notes
At expiry of the fixed term, fixed rate loans will roll to the Standard Variable Rate.

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $300.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate 0%
Redraw Available
Min Redraw Amount $0.00
Max Redraw Amount $0.00
Redraw Fee $0.00
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split 20
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing $0.00

Fees

Application Fee $990.00
Legal Fee $0.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $10.00
Exit Fee $350.00
Early Termination Fee
Legal Fee $0.00

Break Costs

Early Payment Interest Adjustment (EPIA) may apply if the fixed rate is broken.

General Fee Notes:

Application fee will be $600 for LVR 90% or less Application fee will be $990 for LVR above 90% inclusive of LMI Premium.

General Notes:

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