Personal Loan

General Details

Citi Personal Loan Plus

Don’t settle for an off the shelf loan. With Citi Personal Loan Plus, you’ll get a personalised variable interest rate based on your financial history and current circumstances, over your preferred fixed term (3, 4 or 5 years). Our unsecured loan also provides a reusable credit facility, which you can access without needing to reapply. You’ll be able to go on that trip of a lifetime, get started on that new kitchen or make that moment more memorable. You can make additional repayments without fees. There are also no early exit fees for paying your loan out early.

You could save hundreds with a Citi Personal Loan Plus. Get the funds you need with no establishment fee and no monthly fee.

Things you should know about this loan (the full terms and conditions are available on the Citi website once you click the “Go To Site” button).

The Citi Personal Loan Plus offers a loan that fits you based on your financial history and current circumstances, including income and expenses.

Annual percentage rates range from 9.99% p.a. to 17.99% p.a. (Comparison Rate of 9.99% p.a. to 17.99% p.a.)

Late payment fee: “$30 each time we do not receive the Minimum Payment Due and any Overdue Amount by its payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.”

Comparison rate is based on 5 year unsecured variable rate loan of $30,000 monthly with a monthly fee waived in the first year.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Loan Details

Loan Type
FullyDrawnAdvance  
Permitted Purposes of Loan
Use for any general purpose including a home improvements, a holiday, furniture, weddings or other special occasions.  
Repayment Type
Principal & Interest  
Min. Loan Amount
$5,000.00  
Max. Loan Amount
$75,000.00  
Min. Loan Term
3 years  
Max. Loan Term
5 years  
Available As Car Loan
Car Type
Security Type
None  

Fees

Application Fee
$0.00  
-  
-  
-  
$30.00  
 
-  
$0.00  
$0.00  
$0.00  
Interest Rates

Listed Rates

9.99% 
9.99%  
17.99%  
0.00% 
0.00%  
0.00%  
0.00%  
0.00%  
0.00% 
0.00%  

Comparison Rates

9.99% 
0.00% 
0.00% 
0.00% 
0.00% 
0.00% 
0.00% 
0.00%  

Citi Personal Loan Plus

Don’t settle for an off the shelf loan. With Citi Personal Loan Plus, you’ll get a personalised variable interest rate based on your financial history and current circumstances, over your preferred fixed term (3, 4 or 5 years). Our unsecured loan also provides a reusable credit facility, which you can access without needing to reapply. You’ll be able to go on that trip of a lifetime, get started on that new kitchen or make that moment more memorable. You can make additional repayments without fees. There are also no early exit fees for paying your loan out early.

You could save hundreds with a Citi Personal Loan Plus. Get the funds you need with no establishment fee and no monthly fee.

Things you should know about this loan (the full terms and conditions are available on the Citi website once you click the “Go To Site” button).

The Citi Personal Loan Plus offers a loan that fits you based on your financial history and current circumstances, including income and expenses.

Annual percentage rates range from 9.99% p.a. to 17.99% p.a. (Comparison Rate of 9.99% p.a. to 17.99% p.a.)

Late payment fee: “$30 each time we do not receive the Minimum Payment Due and any Overdue Amount by its payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.”

Comparison rate is based on 5 year unsecured variable rate loan of $30,000 monthly with a monthly fee waived in the first year.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

More Information

Loan Type FullyDrawnAdvance
Permitted Purposes of Loan Use for any general purpose including a home improvements, a holiday, furniture, weddings or other special occasions.
Repayment Type Principal & Interest
Min. Loan Amount $5,000.00
Max. Loan Amount $75,000.00
Min. Loan Term 3
Max. Loan Term 5
Available As Car Loan
Car Type
Security Type None
Application Fee $0.00
Min. Entry Fee -
Max. Entry Fee -
Credit Line Fee -
Arrears Fee $30.00
Arrears Charged
Transaction Fees -
Monthly Service Fee $0.00
Exit Fee $0.00
Early Termination Fee $0.00
Fee Notes
Variable 9.99% 
Minimum 9.99% 
Maximum 17.99% 
1 Year Fixed 0.00% 
2 Year Fixed 0.00%  
3 Year Fixed 0.00%  
4 Year Fixed 0.00%  
5 Year Fixed 0.00%  
6 Year Fixed 0.00% 
7 Year Fixed 0.00%  
Variable Comparison 9.99% 
1 Year Fixed Comparison 0.00% 
2 Year Fixed Comparison 0.00% 
3 Year Fixed Comparison 0.00% 
4 Year Fixed Comparison 0.00% 
5 Year Fixed Comparison 0.00% 
6 Year Fixed Comparison 0.00% 
7 Year Fixed Comparison 0.00%