Personal Loan

General Details

Low Rate Secured Loan (A Personal Loan 100% secured by Heritage Bank Term Deposit)^

Security type: Must be 100% secured by Heritage Bank term deposit.

Loan Details

Loan Type
FullyDrawnAdvance  
Permitted Purposes of Loan
Consumer Goods / Services  
Repayment Type
Principal & Interest  
Min. Loan Amount
$5,000.00  
Max. Loan Amount
$100,000.00  
Min. Loan Term
1 years  
Max. Loan Term
10 years  
Available As Car Loan
Car Type
Either New or Used
Security Type
Other  

Fees

Application Fee
$200.00  
-  
-  
$0.00  
$30.00  
 
$0.00  
$5.00  
$0.00  
$0.00  
Must be 100% secured by Heritage Bank term deposit.
Interest Rates

Listed Rates

4.69% 
4.69%  
-%  
0.00% 
0.00%  
0.00%  
0.00%  
0.00%  
0.00% 
0.00%  

Comparison Rates

7.16% 
0.00% 
0.00% 
0.00% 
0.00% 
0.00% 
0.00% 
0.00%  

Low Rate Secured Loan (A Personal Loan 100% secured by Heritage Bank Term Deposit)^

Security type: Must be 100% secured by Heritage Bank term deposit.

More Information

Loan TypeFullyDrawnAdvance
Permitted Purposes of Loan Consumer Goods / Services
Repayment Type Principal & Interest
Min. Loan Amount $5,000.00
Max. Loan Amount$100,000.00
Min. Loan Term 1
Max. Loan Term 10
Available As Car Loan
Car Type Either New or Used
Security Type Other
Application Fee $200.00
Min. Entry Fee-
Max. Entry Fee-
Credit Line Fee $0.00
Arrears Fee $30.00
Arrears Charged
Transaction Fees$0.00
Monthly Service Fee$5.00
Exit Fee $0.00
Early Termination Fee$0.00
Fee NotesMust be 100% secured by Heritage Bank term deposit.
Variable 4.69% 
Minimum 4.69% 
Maximum -% 
1 Year Fixed0.00% 
2 Year Fixed0.00%  
3 Year Fixed0.00%  
4 Year Fixed0.00%  
5 Year Fixed 0.00%  
6 Year Fixed 0.00% 
7 Year Fixed 0.00%  
Variable Comparison 7.16% 
1 Year Fixed Comparison 0.00% 
2 Year Fixed Comparison 0.00% 
3 Year Fixed Comparison 0.00% 
4 Year Fixed Comparison0.00% 
5 Year Fixed Comparison0.00% 
6 Year Fixed Comparison 0.00% 
7 Year Fixed Comparison 0.00%