Personal Loan

General Details

Personal Loan - Unsecured

1% Discount off the current advertised Fixed or Variable from rate of 12.99% p.a., bringing the from rate to 11.99% p.a. 1% p.a. interest rate discount offer: Information correct as at 2 August 2018. The offer is open to customers who apply and are approved for a new fixed or variable rate St.George/ BankSA/ Bank of Melbourne Unsecured Personal Loan between 2 August 2018 to 13 September 2018 via the 'Apply now' application button on this page (hyperlink); or by calling 13 33 30/ 13 13 76/ 13 22 66 or visiting a branch between 2 August 2018 to 16 September 2018. Approved customers will receive a 1% p.a. discount off the current advertised from rate of 12.99% p.a. on new fixed and variable Unsecured Personal Loans. Offer is open to single and joint applications. This offer cannot be used in conjunction with any other offer and may be varied or withdrawn at any time. All other fees outlined on this page (hyperlink to product page) and in the terms and conditions apply. Interest rates are subject to change. Read the product Terms and Conditions before making a decision and consider whether the product is appropriate for you. If you need help, call 13 33 30/ 13 13 76/ 13 22 66.

Loan Details

Loan Type
FullyDrawnAdvance  
Permitted Purposes of Loan
A St.George Bank Unsecured Personal Loan may be utilised for any worthwhile personal purpose.  
Repayment Type
Principal & Interest  
Min. Loan Amount
$3,000.00  
Max. Loan Amount
$30,000.00  
Min. Loan Term
1 years  
Max. Loan Term
7 years  
Available As Car Loan
Car Type
Either New or Used
Security Type
None  

Fees

Application Fee
$195.00  
$0.00  
$0.00  
$0.00  
$40.00  
Monthly  
$0.00  
$12.00  
$100.00  
$100.00  
Apply online for an St.George Personal Loan now! Or, if you prefer, you can call 13 33 30, 8am - 9pm (EST), 7 days a week, and apply by phone. If you want to apply in person, simply drop by your nearest St.George Bank branch and pick up an application form.
Interest Rates

Listed Rates

11.99% 
11.99%  
11.99%  
11.49% 
11.49%  
11.49%  
11.49%  
11.49%  
0.00% 
0.00%  

Comparison Rates

14.06% 
12.57% 
12.57% 
12.57% 
12.57% 
12.57% 
0.00% 
0.00%  

Personal Loan - Unsecured

1% Discount off the current advertised Fixed or Variable from rate of 12.99% p.a., bringing the from rate to 11.99% p.a. 1% p.a. interest rate discount offer: Information correct as at 2 August 2018. The offer is open to customers who apply and are approved for a new fixed or variable rate St.George/ BankSA/ Bank of Melbourne Unsecured Personal Loan between 2 August 2018 to 13 September 2018 via the 'Apply now' application button on this page (hyperlink); or by calling 13 33 30/ 13 13 76/ 13 22 66 or visiting a branch between 2 August 2018 to 16 September 2018. Approved customers will receive a 1% p.a. discount off the current advertised from rate of 12.99% p.a. on new fixed and variable Unsecured Personal Loans. Offer is open to single and joint applications. This offer cannot be used in conjunction with any other offer and may be varied or withdrawn at any time. All other fees outlined on this page (hyperlink to product page) and in the terms and conditions apply. Interest rates are subject to change. Read the product Terms and Conditions before making a decision and consider whether the product is appropriate for you. If you need help, call 13 33 30/ 13 13 76/ 13 22 66.

More Information

Loan Type FullyDrawnAdvance
Permitted Purposes of Loan A St.George Bank Unsecured Personal Loan may be utilised for any worthwhile personal purpose.
Repayment Type Principal & Interest
Min. Loan Amount $3,000.00
Max. Loan Amount $30,000.00
Min. Loan Term 1
Max. Loan Term 7
Available As Car Loan
Car Type Either New or Used
Security Type None
Application Fee $195.00
Min. Entry Fee $0.00
Max. Entry Fee $0.00
Credit Line Fee $0.00
Arrears Fee $40.00
Arrears Charged Monthly
Transaction Fees $0.00
Monthly Service Fee $12.00
Exit Fee $100.00
Early Termination Fee $100.00
Fee Notes Apply online for an St.George Personal Loan now! Or, if you prefer, you can call 13 33 30, 8am - 9pm (EST), 7 days a week, and apply by phone. If you want to apply in person, simply drop by your nearest St.George Bank branch and pick up an application form.
Variable 11.99% 
Minimum 11.99% 
Maximum 11.99% 
1 Year Fixed 11.49% 
2 Year Fixed 11.49%  
3 Year Fixed 11.49%  
4 Year Fixed 11.49%  
5 Year Fixed 11.49%  
6 Year Fixed 0.00% 
7 Year Fixed 0.00%  
Variable Comparison 14.06% 
1 Year Fixed Comparison 12.57% 
2 Year Fixed Comparison 12.57% 
3 Year Fixed Comparison 12.57% 
4 Year Fixed Comparison 12.57% 
5 Year Fixed Comparison 12.57% 
6 Year Fixed Comparison 0.00% 
7 Year Fixed Comparison 0.00%