Personal Loan

General Details

Fixed Rate Personal Loan

Loan Details

Loan Type
FullyDrawnAdvance  
Permitted Purposes of Loan
All personal purposes  
Repayment Type
Principal & Interest  
Min. Loan Amount
$5,000.00  
Max. Loan Amount
$50,000.00  
Min. Loan Term
1 years  
Max. Loan Term
7 years  
Available As Car Loan
Car Type
Either New or Used
Security Type
None  

Fees

Application Fee
$150.00  
$0.00  
-  
$0.00  
$0.00  
 
$0.00  
$10.00  
$0.00  
$0.00  
Details of all credit fees and charges will be detailed in the loan offer. Rate may vary depending upon assessment.
Interest Rates

Listed Rates

-% 
13.90%  
13.90%  
13.90% 
13.90%  
13.70%  
13.70%  
12.99%  
12.99% 
13.90%  

Comparison Rates*

-% 
17.02% 
17.02% 
16.83% 
14.57% 
13.86% 
13.86% 
14.77%  

Fixed Rate Personal Loan

More Information

Loan Type FullyDrawnAdvance
Permitted Purposes of Loan All personal purposes
Repayment Type Principal & Interest
Min. Loan Amount $5,000.00
Max. Loan Amount $50,000.00
Min. Loan Term 1
Max. Loan Term 7
Available As Car Loan
Car Type Either New or Used
Security Type None
Application Fee $150.00
Min. Entry Fee $0.00
Max. Entry Fee -
Credit Line Fee $0.00
Arrears Fee $0.00
Arrears Charged
Transaction Fees $0.00
Monthly Service Fee $10.00
Exit Fee $0.00
Early Termination Fee $0.00
Fee Notes Details of all credit fees and charges will be detailed in the loan offer. Rate may vary depending upon assessment.
Variable -% 
Minimum 13.90% 
Maximum 13.90% 
1 Year Fixed 13.90% 
2 Year Fixed 13.90%  
3 Year Fixed 13.70%  
4 Year Fixed 13.70%  
5 Year Fixed 12.99%  
6 Year Fixed 12.99% 
7 Year Fixed 13.90%  
Variable Comparison -% 
1 Year Fixed Comparison 17.02% 
2 Year Fixed Comparison 17.02% 
3 Year Fixed Comparison 16.83% 
4 Year Fixed Comparison 14.57% 
5 Year Fixed Comparison 13.86% 
6 Year Fixed Comparison 13.86% 
7 Year Fixed Comparison 14.77% 

*The comparison rates in this table are based on a loan of $30,000 and a term of 5 years unless otherwise indicated in the product name with^, in which case, the comparison rate is based on a loan of $10,000 and a term of 3 years. The comparison rates are for unsecured personal loans only for the relevant amounts and terms. The comparison rates for car loans and secured personal loans are for secured loans unless indicated otherwise. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.