Incentive Saver Account (Earn up to 1.80% p.a.)

Variable Interest Rates: Popular Balances (p.a.)

Base RateMax Rate
$1000+0.25%1.35%
$5000+0.25%1.35%
$10000+0.25%1.35%
$20000+0.25%1.35%

Bonus variable interest rate for each month that you make a deposit and no withdrawals. For Balances $0 to under $100K = 1.10% $100k to $250K = 1.40% $250K to over $1M = 1.55%

Compare 280 other savings accounts

Compare Now
  • No Account
    Keeping Fee
  • Internet
    Banking
  • Counter
    Service
  • Phone
    Banking
  • Atm
  • Required
    Linked Account

Account Details

Account Type
Savings
Min. Opening Amount
$0.00
Min. Balance
$0.00
Monthly Account Fee
$0.00

Interest

Bonus variable interest rate for each month that you make a deposit and no withdrawals. For Balances $0 to under $100K = 1.10% $100k to $250K = 1.40% $250K to over $1M = 1.55%
Interest Calculation Frequency
Daily
Interest Payment Frequency
Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee
$0.60
ATM Balance Fee
$0.00
Daily ATM Withdrawal Limit
$1,000.00
EFTPOS Fee
$0.60
Debit Card Replacement Fee
$10.50

Fee Details

Service Fee Frequency
Monthly
Fee Rebate Available
Balance Required for Fee-Free
$0.00
A bonus rate is earned provided: at least one deposit is made in the month, Bonus interest calculated daily and paid at the end of each month. In conjunction with the rate change, customers aged 21 and over, now need to grow their balance by at least $50 each month to qualify for bonus interest. Customers under 21 must grow their balance by $0.01 each month to qualify.

Internet & Phone Fees

Phone Transaction Fee
$0.00
Internet Transaction Fee
$0.00
Free Electronic Trans. per Month
1

Counter & Cheque Fees

Counter Deposit Fee
$0.00
Counter Withdrawal Fee
$2.50
Free Counter Trans. Per Month
1
Cheque Fee
$0.00
Cheque Dishonour Fee
$0.00
Debit Item Dishonour Fee
$9.00

Overseas Access

Overseas ATM Facilities
VisaPlus,Other
Overseas ATM Balance Fee
$0.00
Overseas ATM Withdrawal Fee
$5.00
Overseas EFTPOS Fee
$4.00
OS Emergency Card Replacement
$52.20
Foreign Transaction Fee
0.00%

Incentive Saver Account (Earn up to 1.80% p.a.)

Variable Interest Rates: Popular Balances (p.a.)

Base RateMax Rate
$1000+0.25%1.35%
$5000+0.25%1.35%
$10000+0.25%1.35%
$20000+0.25%1.35%

Bonus variable interest rate for each month that you make a deposit and no withdrawals. For Balances $0 to under $100K = 1.10% $100k to $250K = 1.40% $250K to over $1M = 1.55%

No Account Keeping Fee
Internet Banking
Counter Service
Phone Banking
Atm
Required Linked Account

More Information

Account TypeSavings
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $0.00
Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY
Bonus variable interest rate for each month that you make a deposit and no withdrawals. For Balances $0 to under $100K = 1.10% $100k to $250K = 1.40% $250K to over $1M = 1.55%
Interest Calculation FrequencyDaily
Interest Payment FrequencyMonthly
Interest Paid In Steps?
Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month1
ATM Withdrawal Fee$0.60
ATM Balance Fee $0.00
Daily ATM Withdrawal Limit$1,000.00
EFTPOS Fee$0.60
Debit Card Replacement Fee$10.50
Debit Item Dishonour Fee
Counter Deposit Fee$0.00
Counter Withdrawal Fee $2.50
Free Counter Trans. Per Month 1
Cheque Fee$0.00
Cheque Dishonour Fee$0.00
Debit Item Dishonour Fee$9.00
Service Fee FrequencyMonthly
Fee Rebate Available
Balance Required for Fee-Fre$0.00
A bonus rate is earned provided: at least one deposit is made in the month, Bonus interest calculated daily and paid at the end of each month. In conjunction with the rate change, customers aged 21 and over, now need to grow their balance by at least $50 each month to qualify for bonus interest. Customers under 21 must grow their balance by $0.01 each month to qualify.
Overseas ATM Facilities VisaPlus,Other
Overseas ATM Balance Fee $0.00
Overseas ATM Withdrawal Fee$5.00
Overseas EFTPOS Fee$4.00
OS Emergency Card Replacement$52.20
Foreign Transaction Fee0.00%