Bankwest Smart eSaver (Smart Rate if no withdrawals)

Variable Interest Rates: Popular Balances (p.a.)

Base Rate Max Rate
$1000+ 0.01% 1.15%
$5000+ 0.01% 1.15%
$10000+ 0.01% 1.15%
$20000+ 0.01% 1.15%

Smart Rate applies each month you make no withdrawals.

  • Earn the Smart Rate in months where you make no withdrawals.
  • No fees and no minimum deposit.
Watch your savings grow!

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  • No Account
    Keeping Fee
  • Internet
    Banking
  • Counter
    Service
  • Phone
    Banking
  • Atm
  • Required
    Linked Account

Account Details

Account Type
Online
Min. Opening Amount
$1.00
Min. Balance
$0.00
Monthly Account Fee
$0.00

Interest

Smart Rate applies each month you make no withdrawals.
Interest Calculation Frequency
Daily
Interest Payment Frequency
Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee
$0.00
ATM Balance Fee
$0.00
Daily ATM Withdrawal Limit
-
EFTPOS Fee
$0.00
Debit Card Replacement Fee
$0.00

Fee Details

Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free
$0.00
• The Smart Rate of interest is paid monthly if no withdrawals are made. • The Standard rate of interest applies in a month where a withdrawal is made. • No fees and no minimum deposit Must have a Linked Account to operate (can be from any financial institution).

Online Savings Account Transactions

Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY

Internet & Phone Fees

Phone Transaction Fee
$0.00
Internet Transaction Fee
$0.00
Free Electronic Trans. per Month
unlimited

Counter & Cheque Fees

Counter Deposit Fee
$0.00
Counter Withdrawal Fee
$0.00
Free Counter Trans. Per Month
n/a
Cheque Fee
$0.00
Cheque Dishonour Fee
$0.00
Debit Item Dishonour Fee
$0.00

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee
$0.00
Overseas ATM Withdrawal Fee
$0.00
Overseas EFTPOS Fee
$0.00
OS Emergency Card Replacement
$0.00
Foreign Transaction Fee
0.00%

Special Offer

Earn the Smart Rate in months where you don't make a withdrawal

  • Earn the Smart Rate in months where you make no withdrawals.
  • No fees and no minimum deposit.

Bankwest Smart eSaver (Smart Rate if no withdrawals)

Variable Interest Rates: Popular Balances (p.a.)

Base Rate Max Rate
$1000+ 0.01% 1.15%
$5000+ 0.01% 1.15%
$10000+ 0.01% 1.15%
$20000+ 0.01% 1.15%

Smart Rate applies each month you make no withdrawals.

No Account Keeping Fee
Internet Banking
Counter Service
Phone Banking
Atm
Required Linked Account

Top Features

  • Earn the Smart Rate in months where you make no withdrawals.
  • No fees and no minimum deposit.

More Information

Account Type Online
Min. Opening Amount $1.00
Min. Balance $0.00
Monthly Account Fee $0.00
Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY
Smart Rate applies each month you make no withdrawals.
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?
Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month unlimited
ATM Withdrawal Fee $0.00
ATM Balance Fee $0.00
Daily ATM Withdrawal Limit -
EFTPOS Fee $0.00
Debit Card Replacement Fee $0.00
Debit Item Dishonour Fee
Counter Deposit Fee $0.00
Counter Withdrawal Fee $0.00
Free Counter Trans. Per Month n/a
Cheque Fee $0.00
Cheque Dishonour Fee $0.00
Debit Item Dishonour Fee $0.00
Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Fre $0.00
• The Smart Rate of interest is paid monthly if no withdrawals are made. • The Standard rate of interest applies in a month where a withdrawal is made. • No fees and no minimum deposit Must have a Linked Account to operate (can be from any financial institution).
Overseas ATM Facilities
Overseas ATM Balance Fee $0.00
Overseas ATM Withdrawal Fee $0.00
Overseas EFTPOS Fee $0.00
OS Emergency Card Replacement $0.00
Foreign Transaction Fee 0.00%