Citi Online Saver (2.30% Variable intro rate for 4 months on balances up to $500k)

Variable Interest Rates: Popular Balances (p.a.)

Base Rate Max Rate
$1000+ 0.85% 2.30%
$5000+ 0.85% 2.30%
$10000+ 0.85% 2.30%
$20000+ 0.85% 2.30%

The variable introductory rate is available for the first four months while the account balance remains between $0 and $500,000 (inclusive). At the end of the introductory period (or if your balance exceeds $500,000) you’ll receive the standard variable rate on the entire balance. Rates are effective 4 October 2019 and are subject to change at any time. Fees and charges apply. Please refer to Citibank\'s Schedule of Fees and Charges. This product is issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL 238098, Australian credit licence 238098.

  • A great introductory rate for the first 4 months of your account opening. At the end of 4 months you’ll receive our standard variable interest rate.
  • No account fees, no minimum balance and no fixed terms or hidden catches.
No Fixed Term or Hidden Catches
  • No Account
    Keeping Fee
  • Internet
    Banking
  • Counter
    Service
  • Phone
    Banking
  • Atm
  • Required
    Linked Account

Account Details

Account Type
Online
Min. Opening Amount
$0.00
Min. Balance
$0.00
Monthly Account Fee
$0.00

Interest

The variable introductory rate is available for the first four months while the account balance remains between $0 and $500,000 (inclusive). At the end of the introductory period (or if your balance exceeds $500,000) you’ll receive the standard variable rate on the entire balance. Rates are effective 4 October 2019 and are subject to change at any time. Fees and charges apply. Please refer to Citibank's Schedule of Fees and Charges. This product is issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL 238098, Australian credit licence 238098.
Interest Calculation Frequency
Daily
Interest Payment Frequency
Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee
$0.00
ATM Balance Fee
$0.00
Daily ATM Withdrawal Limit
$0.00
EFTPOS Fee
-
Debit Card Replacement Fee
$0.00

Fee Details

Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free
$0.00
No account fees and no minimum balance.

Online Savings Account Transactions

Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY

Internet & Phone Fees

Phone Transaction Fee
$0.00
Internet Transaction Fee
$0.00
Free Electronic Trans. per Month
0

Counter & Cheque Fees

Counter Deposit Fee
$0.00
Counter Withdrawal Fee
$0.00
Free Counter Trans. Per Month
0
Cheque Fee
$0.00
Cheque Dishonour Fee
$0.00
Debit Item Dishonour Fee
$0.00

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee
$0.00
Overseas ATM Withdrawal Fee
$0.00
Overseas EFTPOS Fee
$0.00
OS Emergency Card Replacement
$0.00
Foreign Transaction Fee
0.00%

Special Offer

About the Introductory Rate|The variable introductory rate is payable on balances between $0 and $499,999.99 (the standard variable rate applies for your full balance whenever the balance is $500,000 or more), is offered for 4 months from the date of account opening and is applicable on the first Citi Online Saver that you open. At the end of the 4 month offer period you will automatically receive the standard variable rate. Rates are subject to change at any time.

  • A great introductory rate for the first 4 months of your account opening. At the end of 4 months you’ll receive our standard variable interest rate.
  • No account fees, no minimum balance and no fixed terms or hidden catches.
  • Access your money 24 hours a day, 7 days a week through phone and internet banking.
  • Unlimited free deposits.
  • Unlimited free withdrawals to your Nominated Linked account.
  • While no account fees are payable on your Citi Online Saver, fees may apply to your nominated linked account. Please check with the financial institution where your nominated linked account is held. For service fees that might apply, please refer to the Schedule of Fees and Charges.

Citi Online Saver (2.30% Variable intro rate for 4 months on balances up to $500k)

Variable Interest Rates: Popular Balances (p.a.)

Base Rate Max Rate
$1000+ 0.85% 2.30%
$5000+ 0.85% 2.30%
$10000+ 0.85% 2.30%
$20000+ 0.85% 2.30%

The variable introductory rate is available for the first four months while the account balance remains between $0 and $500,000 (inclusive). At the end of the introductory period (or if your balance exceeds $500,000) you’ll receive the standard variable rate on the entire balance. Rates are effective 4 October 2019 and are subject to change at any time. Fees and charges apply. Please refer to Citibank\'s Schedule of Fees and Charges. This product is issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL 238098, Australian credit licence 238098.

No Account Keeping Fee
Internet Banking
Counter Service
Phone Banking
Atm
Required Linked Account

Top Features

  • A great introductory rate for the first 4 months of your account opening. At the end of 4 months you’ll receive our standard variable interest rate.
  • No account fees, no minimum balance and no fixed terms or hidden catches.
+ Show All Benefits

More Information

Account Type Online
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $0.00
Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY
The variable introductory rate is available for the first four months while the account balance remains between $0 and $500,000 (inclusive). At the end of the introductory period (or if your balance exceeds $500,000) you’ll receive the standard variable rate on the entire balance. Rates are effective 4 October 2019 and are subject to change at any time. Fees and charges apply. Please refer to Citibank's Schedule of Fees and Charges. This product is issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL 238098, Australian credit licence 238098.
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?
Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month 0
ATM Withdrawal Fee $0.00
ATM Balance Fee $0.00
Daily ATM Withdrawal Limit $0.00
EFTPOS Fee -
Debit Card Replacement Fee $0.00
Debit Item Dishonour Fee
Counter Deposit Fee $0.00
Counter Withdrawal Fee $0.00
Free Counter Trans. Per Month 0
Cheque Fee $0.00
Cheque Dishonour Fee $0.00
Debit Item Dishonour Fee $0.00
Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Fre $0.00
No account fees and no minimum balance.
Overseas ATM Facilities
Overseas ATM Balance Fee $0.00
Overseas ATM Withdrawal Fee $0.00
Overseas EFTPOS Fee $0.00
OS Emergency Card Replacement $0.00
Foreign Transaction Fee 0.00%