Online Saver

Variable Interest Rates: Popular Balances (p.a.)

Base Rate Max Rate
$1000+ 1.10% 2.50%
$5000+ 1.10% 2.50%
$10000+ 1.10% 2.50%
$20000+ 1.10% 2.50%

Bonus Intro Rate only applies to new members who open an Online Saver Account with a linked eligible account within 60 days of membership opening and ceases to apply four (4) months after account opening. The Bonus Intro Rate is a fixed rate in addition to the standard base variable rate and only applies on amounts up to $100,000. The offer is available to a member once only (either as a joint or single account holder).

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  • No Account
    Keeping Fee
  • Internet
    Banking
  • Counter
    Service
  • Phone
    Banking
  • Atm
  • Required
    Linked Account

Account Details

Account Type
Online
Min. Opening Amount
$1.00
Min. Balance
$1.00
Monthly Account Fee
$0.00

Interest

Bonus Intro Rate only applies to new members who open an Online Saver Account with a linked eligible account within 60 days of membership opening and ceases to apply four (4) months after account opening. The Bonus Intro Rate is a fixed rate in addition to the standard base variable rate and only applies on amounts up to $100,000. The offer is available to a member once only (either as a joint or single account holder).
Interest Calculation Frequency
Daily
Interest Payment Frequency
Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee
-
ATM Balance Fee
-
Daily ATM Withdrawal Limit
-
EFTPOS Fee
-
Debit Card Replacement Fee
-

Fee Details

Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free
$0.00
Full interest rate details can be located at: https://www.heritage.com.au/banking/accounts/online-saver

Online Savings Account Transactions

Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY

Internet & Phone Fees

Phone Transaction Fee
-
Internet Transaction Fee
-
Free Electronic Trans. per Month

Counter & Cheque Fees

Counter Deposit Fee
-
Counter Withdrawal Fee
-
Free Counter Trans. Per Month
Cheque Fee
-
Cheque Dishonour Fee
-
Debit Item Dishonour Fee
$10.00

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee
-
Overseas ATM Withdrawal Fee
-
Overseas EFTPOS Fee
-
OS Emergency Card Replacement
-
Foreign Transaction Fee
0.00%

Online Saver

Variable Interest Rates: Popular Balances (p.a.)

Base Rate Max Rate
$1000+ 1.10% 2.50%
$5000+ 1.10% 2.50%
$10000+ 1.10% 2.50%
$20000+ 1.10% 2.50%

Bonus Intro Rate only applies to new members who open an Online Saver Account with a linked eligible account within 60 days of membership opening and ceases to apply four (4) months after account opening. The Bonus Intro Rate is a fixed rate in addition to the standard base variable rate and only applies on amounts up to $100,000. The offer is available to a member once only (either as a joint or single account holder).

No Account Keeping Fee
Internet Banking
Counter Service
Phone Banking
Atm
Required Linked Account

More Information

Account Type Online
Min. Opening Amount $1.00
Min. Balance $1.00
Monthly Account Fee $0.00
Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY
Bonus Intro Rate only applies to new members who open an Online Saver Account with a linked eligible account within 60 days of membership opening and ceases to apply four (4) months after account opening. The Bonus Intro Rate is a fixed rate in addition to the standard base variable rate and only applies on amounts up to $100,000. The offer is available to a member once only (either as a joint or single account holder).
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?
Phone Transaction Fee -
Internet Transaction Fee -
Free Electronic Trans. per Month
ATM Withdrawal Fee -
ATM Balance Fee -
Daily ATM Withdrawal Limit -
EFTPOS Fee -
Debit Card Replacement Fee -
Debit Item Dishonour Fee
Counter Deposit Fee -
Counter Withdrawal Fee -
Free Counter Trans. Per Month
Cheque Fee -
Cheque Dishonour Fee -
Debit Item Dishonour Fee $10.00
Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Fre $0.00
Full interest rate details can be located at: https://www.heritage.com.au/banking/accounts/online-saver
Overseas ATM Facilities
Overseas ATM Balance Fee -
Overseas ATM Withdrawal Fee -
Overseas EFTPOS Fee -
OS Emergency Card Replacement -
Foreign Transaction Fee 0.00%