RAMS Saver (Earn 2.00% p.a variable interest for balances up to $500k including 1.15% p.a. variable bonus when you deposit $200 and make no withdrawals each month.)

Variable Interest Rates: Popular Balances (p.a.)

Base RateMax Rate
$1000+1.15%2.00%
$5000+1.15%2.00%
$10000+1.15%2.00%
$20000+1.15%2.00%

Earn 2.00% p.a variable interest including 0.85% p.a. variable bonus when you deposit $200 and make no withdrawals each month. No bonus interest of 0.85% p.a. is earned if account balance is above $500,000. Base rate will be earned if balance is above $500,000, up to $5 million. No interest is earned if account balance is above $5 million.

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  • No Account
    Keeping Fee
  • Internet
    Banking
  • Counter
    Service
  • Phone
    Banking
  • Atm
  • Required
    Linked Account

Account Details

Account Type
Online
Min. Opening Amount
$0.00
Min. Balance
$0.00
Monthly Account Fee
$0.00

Interest

Earn 2.00% p.a variable interest including 0.85% p.a. variable bonus when you deposit $200 and make no withdrawals each month. No bonus interest of 0.85% p.a. is earned if account balance is above $500,000. Base rate will be earned if balance is above $500,000, up to $5 million. No interest is earned if account balance is above $5 million.
Interest Calculation Frequency
Daily
Interest Payment Frequency
Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee
-
ATM Balance Fee
-
Daily ATM Withdrawal Limit
$0.00
EFTPOS Fee
-
Debit Card Replacement Fee
-

Fee Details

Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free
$0.00
RAMS Saver - Earn 2.00% p.a variable interest for balances up to $500k including 0.85% p.a. variable bonus when you deposit $200 and make no withdrawals each month.

Online Savings Account Transactions

Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY

Internet & Phone Fees

Phone Transaction Fee
-
Internet Transaction Fee
$0.00
Free Electronic Trans. per Month

Counter & Cheque Fees

Counter Deposit Fee
-
Counter Withdrawal Fee
-
Free Counter Trans. Per Month
Cheque Fee
-
Cheque Dishonour Fee
-
Debit Item Dishonour Fee
-

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee
-
Overseas ATM Withdrawal Fee
-
Overseas EFTPOS Fee
-
OS Emergency Card Replacement
-
Foreign Transaction Fee
0.00%

RAMS Saver (Earn 2.00% p.a variable interest for balances up to $500k including 1.15% p.a. variable bonus when you deposit $200 and make no withdrawals each month.)

Variable Interest Rates: Popular Balances (p.a.)

Base RateMax Rate
$1000+1.15%2.00%
$5000+1.15%2.00%
$10000+1.15%2.00%
$20000+1.15%2.00%

Earn 2.00% p.a variable interest including 0.85% p.a. variable bonus when you deposit $200 and make no withdrawals each month. No bonus interest of 0.85% p.a. is earned if account balance is above $500,000. Base rate will be earned if balance is above $500,000, up to $5 million. No interest is earned if account balance is above $5 million.

No Account Keeping Fee
Internet Banking
Counter Service
Phone Banking
Atm
Required Linked Account

More Information

Account TypeOnline
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $0.00
Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY
Earn 2.00% p.a variable interest including 0.85% p.a. variable bonus when you deposit $200 and make no withdrawals each month. No bonus interest of 0.85% p.a. is earned if account balance is above $500,000. Base rate will be earned if balance is above $500,000, up to $5 million. No interest is earned if account balance is above $5 million.
Interest Calculation FrequencyDaily
Interest Payment FrequencyMonthly
Interest Paid In Steps?
Phone Transaction Fee -
Internet Transaction Fee $0.00
Free Electronic Trans. per Month
ATM Withdrawal Fee-
ATM Balance Fee -
Daily ATM Withdrawal Limit$0.00
EFTPOS Fee-
Debit Card Replacement Fee-
Debit Item Dishonour Fee
Counter Deposit Fee-
Counter Withdrawal Fee -
Free Counter Trans. Per Month
Cheque Fee-
Cheque Dishonour Fee-
Debit Item Dishonour Fee-
Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Fre$0.00
RAMS Saver - Earn 2.00% p.a variable interest for balances up to $500k including 0.85% p.a. variable bonus when you deposit $200 and make no withdrawals each month.
Overseas ATM Facilities
Overseas ATM Balance Fee -
Overseas ATM Withdrawal Fee-
Overseas EFTPOS Fee-
OS Emergency Card Replacement-
Foreign Transaction Fee0.00%