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RAMS Saver (Earn 1.65% p.a variable interest for balances up to $500k including 0.90% p.a. variable bonus when you deposit $200 and make no withdrawals each month.)

Amount Base Rate Max Rate
$1000+ 0.90% 1.65%
$5000+ 0.90% 1.65%
$10000+ 0.90% 1.65%
$20000+ 0.90% 1.65%
< $1000 0.90% 1.65%
$1000+ 0.90% 1.65%
$2000+ 0.90% 1.65%
$5000+ 0.90% 1.65%
$10000+ 0.90% 1.65%
$20000+ 0.90% 1.65%
$50000+ 0.90% 1.65%
$100000+ 0.90% 1.65%
$250000+ 0.90% 1.65%
$500000+ 0.90% 0.90%
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Earn 1.65% p.a variable interest including 0.75% p.a. variable bonus when you deposit $200 and make no withdrawals each month. No bonus interest of 0.75% p.a. is earned if account balance is above $500,000. Base rate will be earned if balance is above $500,000, up to $5 million. No interest is earned if account balance is above $5 million.

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Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Online
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $0.00
Interest
Earn 1.65% p.a variable interest including 0.75% p.a. variable bonus when you deposit $200 and make no withdrawals each month. No bonus interest of 0.75% p.a. is earned if account balance is above $500,000. Base rate will be earned if balance is above $500,000, up to $5 million. No interest is earned if account balance is above $5 million.
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee -
ATM Balance Fee -
ATM Balance Fee -
Daily ATM Withdrawal Limit $0.00
EFTPOS Fee -
Debit Card Replacement Fee -

Fee Details

Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs

RAMS Saver - Earn 1.65% p.a variable interest for balances up to $500k including 0.75% p.a. variable bonus when you deposit $200 and make no withdrawals each month.

Online Savings Account Transactions

Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY

Internet & Phone Fees

Phone Transaction Fee -
Internet Transaction Fee $0.00
Free Electronic Trans. per Month

Counter & Cheque Fees

Counter Deposit Fee -
Counter Withdrawal Fee -
Free Counter Trans. Per Month
Cheque Fee -
Cheque Dishonour Fee -
Debit Item Dishonour Fee -

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee -
Overseas ATM Withdrawal Fee -
Overseas EFTPOS Fee -
OS Emergency Card Replacement -
Foreign Transaction Fee 0.00%
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