Incentive Saver Account (NSW, ACT, SA & NT) (Earn up to 1.80% p.a.)

Variable Interest Rates: Popular Balances (p.a.)

Base RateMax Rate
$1000+0.25%1.35%
$5000+0.25%1.35%
$10000+0.25%1.35%
$20000+0.25%1.35%

Bonus variable interest rate for each month that you make a deposit and no withdrawals. For Balances $0 to under $100K = 1.10% $100k to $250K = 1.40% $250K to over $1M = 1.55%

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  • No Account
    Keeping Fee
  • Internet
    Banking
  • Counter
    Service
  • Phone
    Banking
  • Atm
  • Required
    Linked Account

Account Details

Account Type
Savings
Min. Opening Amount
$1.00
Min. Balance
$0.00
Monthly Account Fee
$0.00

Interest

Bonus variable interest rate for each month that you make a deposit and no withdrawals. For Balances $0 to under $100K = 1.10% $100k to $250K = 1.40% $250K to over $1M = 1.55%
Interest Calculation Frequency
Daily
Interest Payment Frequency
Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee
$0.60
ATM Balance Fee
$0.60
Daily ATM Withdrawal Limit
$1,000.00
EFTPOS Fee
$0.60
Debit Card Replacement Fee
$15.00

Fee Details

Service Fee Frequency
Monthly
Fee Rebate Available
Balance Required for Fee-Free
$0.00
Internet and Phone Banking transactions are free The fees for using St.George/BankSA/Westpac ATMs (in Australia), EFTPOS and Electronic Agencies are $0.60. In conjunction with the rate change, customers aged 21 and over, now need to grow their balance by at least $50 each month to qualify for bonus interest. Customers under 21 must grow their balance by $0.01 each month to qualify.

Internet & Phone Fees

Phone Transaction Fee
$0.00
Internet Transaction Fee
$0.00
Free Electronic Trans. per Month
1

Counter & Cheque Fees

Counter Deposit Fee
$0.00
Counter Withdrawal Fee
$2.50
Free Counter Trans. Per Month
1
Cheque Fee
$0.00
Cheque Dishonour Fee
$9.00
Debit Item Dishonour Fee
$9.00

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee
$0.00
Overseas ATM Withdrawal Fee
$5.00
Overseas EFTPOS Fee
$0.00
OS Emergency Card Replacement
$52.50
Foreign Transaction Fee
0.00%

Incentive Saver Account (NSW, ACT, SA & NT) (Earn up to 1.80% p.a.)

Variable Interest Rates: Popular Balances (p.a.)

Base RateMax Rate
$1000+0.25%1.35%
$5000+0.25%1.35%
$10000+0.25%1.35%
$20000+0.25%1.35%

Bonus variable interest rate for each month that you make a deposit and no withdrawals. For Balances $0 to under $100K = 1.10% $100k to $250K = 1.40% $250K to over $1M = 1.55%

No Account Keeping Fee
Internet Banking
Counter Service
Phone Banking
Atm
Required Linked Account

More Information

Account TypeSavings
Min. Opening Amount $1.00
Min. Balance $0.00
Monthly Account Fee $0.00
Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY
Bonus variable interest rate for each month that you make a deposit and no withdrawals. For Balances $0 to under $100K = 1.10% $100k to $250K = 1.40% $250K to over $1M = 1.55%
Interest Calculation FrequencyDaily
Interest Payment FrequencyMonthly
Interest Paid In Steps?
Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month1
ATM Withdrawal Fee$0.60
ATM Balance Fee $0.60
Daily ATM Withdrawal Limit$1,000.00
EFTPOS Fee$0.60
Debit Card Replacement Fee$15.00
Debit Item Dishonour Fee
Counter Deposit Fee$0.00
Counter Withdrawal Fee $2.50
Free Counter Trans. Per Month 1
Cheque Fee$0.00
Cheque Dishonour Fee$9.00
Debit Item Dishonour Fee$9.00
Service Fee FrequencyMonthly
Fee Rebate Available
Balance Required for Fee-Fre$0.00
Internet and Phone Banking transactions are free The fees for using St.George/BankSA/Westpac ATMs (in Australia), EFTPOS and Electronic Agencies are $0.60. In conjunction with the rate change, customers aged 21 and over, now need to grow their balance by at least $50 each month to qualify for bonus interest. Customers under 21 must grow their balance by $0.01 each month to qualify.
Overseas ATM Facilities
Overseas ATM Balance Fee $0.00
Overseas ATM Withdrawal Fee$5.00
Overseas EFTPOS Fee$0.00
OS Emergency Card Replacement$52.50
Foreign Transaction Fee0.00%