||*Lowest rate is 14.95% Annual Percentage Rate (APR). Prospa uses a risk-based pricing model to determine applicable rates using factors such as industry, years in business, cash flow and creditworthiness. Rates for Line of Credit range from 14.95% to 29.95% APR. The lowest rate is only available to applicants with the strongest cash flows, business experience and credit ratings. Approval is subject to credit assessment. Fees, terms and conditions apply. These rates apply to Prospa’s Line of Credit product only. See prospa.com for more details.