Business Banking Factsheet

General Details
Institution
Product Name Discounted Variable & Fixed Business Term Loan - Commercial Security (conditions apply)
Institution Phone 1300 55 72 72
Loan Details
Loan Type Fully Drawn Advance
Security Type Commercial
Repayment Type Principal & Interest and Interest Only
Minimum Margin 0.00
Maximum Margin 0.00
Interest Calculated Daily
Min. Loan Amount $20,000.00
Max. Loan Amount $9,999,999.00
Min. Loan Term 1
Max. Loan Term 15.00
Loan-to-Value Ratio -%
Max. Loan-to-Value Ratio 70.00%
Loan-to-Value Ratio Negotiable No
Interest Rates
Variable Rate 4.69
Base Rate 8.02
Default Rate 0.00
Fixed Rate: 1 Year 0.00
Fixed Rate: 2 Year 0.00
Fixed Rate: 3 Year 4.29
Fixed Rate: 4 Year 0.00
Fixed Rate: 5 Year 0.00
Fixed Rate: 6 Year 0.00
Fixed Rate: 7 Year 0.00
Access and Fees
BusinessCard Access
Business Card Fee $0.00
Credit Card Access
Credit Card Fee $0.00
ATM Access
ATM Fee $0.00
Internet Access
Internet Fee -
Cheque Access
Cheque Fee $0.00
Drawdown Fee $0.00
Early Termination Fee or Penalty -
EFTPOS Access
EFTPOS Fee $0.00
Redraw Access
Redraw Fee $0.00
Establishment Fee $0.75
Exit Fee $320.00
Legal Fee -
Over Limit Fee $0.00
Other Fee $0.00
Line Fee $0.00
Overdraft Fee $0.00
Service Fee $20.00
Switching Fee $300.00
Temp Overdraft Fee $0.00
Unused Limit Fee $0.00
Valuation Fee -
Comments Only available on new lending with a minimum loan amount of $200,000. The variable discount is for the life of the loan as long as the loan is retained under a variable Business Term Loan product. Discount rate offers are not available to self-managed super fund borrowing for the purchase of residential property, or on refinance of, or an increase to, existing BOQ facilities. Interest rates quoted are indicative only, and are subject to change without notice. Your actual interest rate may vary depending on the size of your loan, security being offered and full credit assessment of your application for finance. A margin may also apply. These interest rate offers cannot be taken in conjunction with or in addition to any other packages, negotiated interest rates or special offers. For full terms and conditions, please visit www.boq.com.au Purpose: Business or investment purposes only. Application fee 0.75% of approved limit, minimum $750. Exit fee is per security released. Valuation fees and Government fees and charges apply. Other fees and charges may be payable.

Business Banking Factsheet

Institution
Product Name Discounted Variable & Fixed Business Term Loan - Commercial Security (conditions apply)
Institution Phone 1300 55 72 72
Loan Type Fully Drawn Advance
Security Type Commercial
Repayment Type Principal & Interest and Interest Only
Minimum Margin 0.00
Maximum Margin 0.00
Interest Calculated Daily
Min. Loan Amount $20,000.00
Max. Loan Amount $9,999,999.00
Min. Loan Term 1
Max. Loan Term 15.00
Loan-to-Value Ratio -%
Max. Loan-to-Value Ratio 70.00%
Loan-to-Value Ratio Negotiable No
Variable 4.69
Base Rate 8.02
Default Rate 0.00
1 Year Fixed 0.00
2 Year Fixed 0.00
3 Year Fixed 4.29
4 Year Fixed 0.00
5 Year Fixed 0.00
6 Year Fixed 0.00
7 Year Fixed 0.00
BusinessCard Access
Business Card Fee $0.00
Credit Card Access
Credit Card Fee $0.00
ATM Access
ATM Fee $0.00
Internet Access
Internet Fee -
Cheque Access
Cheque Fee $0.00
Drawdown Fee $0.00
Early Termination Fee or Penalty -
EFTPOS Access
EFTPOS Fee $0.00
Redraw Access
Redraw Fee $0.00
Establishment Fee $0.75
Exit Fee $320.00
Legal Fee -
Over Limit Fee $0.00
Other Fee $0.00
Line Fee $0.00
Overdraft Fee $0.00
Service Fee $20.00
Switching Fee $300.00
Temp Overdraft Fee $0.00
Unused Limit Fee $0.00
Valuation Fee -
Comments Only available on new lending with a minimum loan amount of $200,000. The variable discount is for the life of the loan as long as the loan is retained under a variable Business Term Loan product. Discount rate offers are not available to self-managed super fund borrowing for the purchase of residential property, or on refinance of, or an increase to, existing BOQ facilities. Interest rates quoted are indicative only, and are subject to change without notice. Your actual interest rate may vary depending on the size of your loan, security being offered and full credit assessment of your application for finance. A margin may also apply. These interest rate offers cannot be taken in conjunction with or in addition to any other packages, negotiated interest rates or special offers. For full terms and conditions, please visit www.boq.com.au Purpose: Business or investment purposes only. Application fee 0.75% of approved limit, minimum $750. Exit fee is per security released. Valuation fees and Government fees and charges apply. Other fees and charges may be payable.