Business Banking Factsheet

General Details
Institution
Product Name Business Essentials Fixed Rate Loan - Commercial
Institution Phone 13 11 75
Loan Details
Loan Type Fully Drawn Advance
Security Type Commercial
Repayment Type Principal & Interest and Interest Only
Minimum Margin 0.30
Maximum Margin 0.30
Interest Calculated Daily
Min. Loan Amount $10,000.00
Max. Loan Amount $999,999.00
Min. Loan Term 1
Max. Loan Term 15.00
Loan-to-Value Ratio 70%
Max. Loan-to-Value Ratio 70.00%
Loan-to-Value Ratio Negotiable No
Interest Rates
Variable Rate 0.00
Base Rate 0.00
Default Rate 0.00
Fixed Rate: 1 Year 4.90
Fixed Rate: 2 Year 5.00
Fixed Rate: 3 Year 5.20
Fixed Rate: 4 Year 5.50
Fixed Rate: 5 Year 5.75
Fixed Rate: 6 Year 0.00
Fixed Rate: 7 Year 0.00
Access and Fees
BusinessCard Access
Business Card Fee $0.00
Credit Card Access
Credit Card Fee $0.00
ATM Access
ATM Fee $0.00
Internet Access
Internet Fee $0.00
Cheque Access
Cheque Fee $0.00
Drawdown Fee $0.00
Early Termination Fee or Penalty -
EFTPOS Access
EFTPOS Fee $0.00
Redraw Access
Redraw Fee $0.00
Establishment Fee $800.00
Exit Fee $350.00
Legal Fee $0.00
Over Limit Fee $0.00
Other Fee $0.00
Line Fee $0.00
Overdraft Fee $0.00
Service Fee $15.00
Switching Fee $300.00
Temp Overdraft Fee $0.00
Unused Limit Fee $0.00
Valuation Fee -
Comments Valuation fee dependent on property type and location.

Business Banking Factsheet

Institution
Product Name Business Essentials Fixed Rate Loan - Commercial
Institution Phone 13 11 75
Loan Type Fully Drawn Advance
Security Type Commercial
Repayment Type Principal & Interest and Interest Only
Minimum Margin 0.30
Maximum Margin 0.30
Interest Calculated Daily
Min. Loan Amount $10,000.00
Max. Loan Amount $999,999.00
Min. Loan Term 1
Max. Loan Term 15.00
Loan-to-Value Ratio 70%
Max. Loan-to-Value Ratio 70.00%
Loan-to-Value Ratio Negotiable No
Variable 0.00
Base Rate 0.00
Default Rate 0.00
1 Year Fixed 4.90
2 Year Fixed 5.00
3 Year Fixed 5.20
4 Year Fixed 5.50
5 Year Fixed 5.75
6 Year Fixed 0.00
7 Year Fixed 0.00
BusinessCard Access
Business Card Fee $0.00
Credit Card Access
Credit Card Fee $0.00
ATM Access
ATM Fee $0.00
Internet Access
Internet Fee $0.00
Cheque Access
Cheque Fee $0.00
Drawdown Fee $0.00
Early Termination Fee or Penalty -
EFTPOS Access
EFTPOS Fee $0.00
Redraw Access
Redraw Fee $0.00
Establishment Fee $800.00
Exit Fee $350.00
Legal Fee $0.00
Over Limit Fee $0.00
Other Fee $0.00
Line Fee $0.00
Overdraft Fee $0.00
Service Fee $15.00
Switching Fee $300.00
Temp Overdraft Fee $0.00
Unused Limit Fee $0.00
Valuation Fee -
Comments Valuation fee dependent on property type and location.