Virgin Money
Virgin Money

Virgin Money Go Account & Boost Saver (Base rate 0.10%p.a. +1.10% p.a. Standard Bonus Rate = 1.20%p.a on balances up to $250K)

Amount Base Rate Max Rate
< $1000 0.10% 1.20%
$1000+ 0.10% 1.20%
$2000+ 0.10% 1.20%
$5000+ 0.10% 1.20%
$10000+ 0.10% 1.20%
$20000+ 0.10% 1.20%
$50000+ 0.10% 1.20%
$100000+ 0.10% 1.20%
$250000+ 0.10% 0.10%
$500000+ 0.10% 0.10%
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Enjoy a bonus variable interest on all your Boost Savers, up to a combined total balance of $250,000 when you meet the Monthly Criteria each month.*

  • Over 25 years - Deposit $2,000 or more from an external account into your Virgin Money Go Account and make at least 5 purchases, direct debits or BPAY payments which settle in that month (not pending). Let’s go!
  • 18 – 24 years - Deposit $1,000 or more from an external account into your Virgin Money Go Account and make at least 5 purchases, direct debits or BPAY payments which settle in that month (not pending). Ready? Go.
  • 14 – 17 years - There are no criteria required to unlock the benefits. You’re already good to go.

Access Virgin Money transaction and savings products through the new Virgin Money mobile banking app. Anytime, anywhere.


Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Online
Min. Opening Amount -
Min. Balance -
Monthly Account Fee $0.00
Interest
Enjoy a bonus variable interest on all your Boost Savers, up to a combined total balance of $250,000 when you meet the Monthly Criteria each month.*
Interest Calculation Frequency Monthly
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee -
ATM Balance Fee -
ATM Balance Fee -
Daily ATM Withdrawal Limit -
EFTPOS Fee -
Debit Card Replacement Fee -

Fee Details

Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs

You will earn 8 Virgin Money Points for any debit card purchase, direct debit or BPAY payment on your Virgin Money Go Account if you have met your Monthly Criteria in the previous month. The Monthly Criteria vary by age and includes a minimum deposit and minimum number of transactions each month that must be made into a Virgin Money Go Account that is issued in the same name. Monthly Criteria: - If you are 25 years and older, deposit $2,000 or more into your Go Account from an external account, and make at least 5 debit card purchases, direct debits or BPAY payments in the previous month which settle in that month (not pending) - If you are between 18 and 24 years, deposit $1,000 or more into your Go Account from an external account, and make at least 5 debit card purchases, direct debits or BPAY payments in the previous month which settle in that month (not pending) - If you are between 14 and 17 years, no Monthly Criteria apply in order to earn the benefit. For customers who open a Virgin Money Go Account jointly with another person, the points will be split and evenly allocated to both joint account holders of that account once the Monthly Criteria has been met. For further information refer to our Virgin Money Rewards terms and conditions. The Virgin Money Boost Saver Bonus Interest Rate applies up to the aggregate balance of $250,000 across all Boost Savers that are held in the same name. It is applicable for any month, where the Monthly Criteria were achieved on your Go Account in the immediately preceding month. The Monthly Criteria below must be made into a Virgin Money Go Account that is in the same name as your Boost Saver: - If you are 25 years and older, deposit $2,000 or more into your Go Account from an external account, and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month which settle in that month (not pending) - If you are between 18 and 24 years, deposit $1,000 or more into your Go Account from an external account, and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month which settle in that month (not pending) - If you are between 14 - 17 years, no Monthly Criteria apply in order to earn the Bonus Interest Rate. Subject to the terms and conditions of the Virgin Money Rewards program available here. New Virgin Money Go Account customers will receive 5,000 bonus Virgin Money Points when they make at least one purchase that is settled (not pending) with their Virgin Money Go Account or make a direct debit or BPAY payment in the first 30 days from account opening. For customers who open a Virgin Money Go Account jointly with another person, the points will be split and evenly allocated to both joint account holders of that account once the Monthly Criteria have been met. Virgin Money reserves the right to amend or withdraw this offer at anytime without notice. For further information on the Virgin Money Rewards Program refer to our terms and conditions. Offer ends 31 July 2021.

Online Savings Account Transactions

Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY

Internet & Phone Fees

Phone Transaction Fee -
Internet Transaction Fee -
Free Electronic Trans. per Month

Counter & Cheque Fees

Counter Deposit Fee -
Counter Withdrawal Fee -
Free Counter Trans. Per Month
Cheque Fee -
Cheque Dishonour Fee -
Debit Item Dishonour Fee -

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee -
Overseas ATM Withdrawal Fee -
Overseas EFTPOS Fee -
OS Emergency Card Replacement -
Foreign Transaction Fee 0.00%