Commonwealth Bank
Commonwealth Bank

GoalSaver

Base Variable Rate
0.05% p.a.
Max Variable Rate
0.30% p.a.
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If you make at least one deposit each calendar month into your account and have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions). The standard variable rate of 0.05% p.a. will apply if the bonus interest conditions aren't met.

  • Earn a great variable bonus rate when you increase your balance by at least $200 a month (excluding interest) and make no more than one withdrawal a month.
  • No monthly account fees.
  • Interest calculated daily and paid monthly.
  • No minimum balance to open the account.
  • Instant access to your money (in branch, online or through phone banking).
  • Access to BPay®, International Money Transfer and Bank cheques (in branch).
  • Needs to be linked to another Commonwealth Bank account.

Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Savings
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $0.00
Interest
If you make at least one deposit each calendar month into your account and have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions). The standard variable rate of 0.05% p.a. will apply if the bonus interest conditions aren't met.
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee $0.00
ATM Balance Fee $0.00
ATM Balance Fee $0.00
Daily ATM Withdrawal Limit $0.00
EFTPOS Fee $0.00
Debit Card Replacement Fee $0.00

Fee Details

Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs

Rate includes a variable bonus interest rate of 0.35% p.a. above the standard variable interest rate of 0.05% p.a., which is paid on account if the closing balance on the last day of a calendar month is at least $200 higher (excluding interest earned) than the opening balance on the first day of the same month, with no more than one (1) withdrawal in the same period. The standard variable rate of 0.05% p.a. will apply if the bonus interest conditions aren't met.

Internet & Phone Fees

Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month unlimited

Counter & Cheque Fees

Counter Deposit Fee $0.00
Counter Withdrawal Fee $0.00
Free Counter Trans. Per Month unlimited
Cheque Fee $0.00
Cheque Dishonour Fee $0.00
Debit Item Dishonour Fee $0.00

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee $0.00
Overseas ATM Withdrawal Fee $0.00
Overseas EFTPOS Fee $0.00
OS Emergency Card Replacement $0.00
Overdrawn Account Fee $0.00
Foreign Transaction Fee