Credit cards offering 0% on purchases

Almost one million Australians ditched their credit card in the 12 months to September, the Reserve Bank reported this week. 594, 289 credit card accounts [...]

POSTED ON November 15, 2019
Afterpay vs credit cards

Which is better – Afterpay or a credit card? Buy now, pay later or credit? Afterpay, Zip, Openpay, LatitudePay and other buy now, pay later [...]

POSTED ON October 22, 2019
Review of Latitude Financial

Latitude Financial is a prominent lender in Australia with a long history specialising in consumer credit, personal loans and insurance. Latitude Financial has been in [...]

POSTED ON October 18, 2019
How to earn Velocity Points quickly

Virgin Australia Velocity is one of the world’s best airline loyalty schemes, so if you have a Virgin or Velocity linked credit card, you’ll be [...]

POSTED ON October 11, 2019
How to earn QFF points quickly

If you’ve recently got a Qantas Frequent Flyer credit card then you’re probably wondering what the best ways to earn frequent flyer points are. The [...]

POSTED ON September 30, 2019
How does a balance transfer work?

If you’ve been wondering about balance transfers and whether one would work for you, find out more about it all in this, your guide to [...]

POSTED ON September 24, 2019
Frequent Flyer Points bonanza!

By Jason Bryce Banks and other credit card issuers are offering hundreds of thousands of Qantas Frequent Flyer, Virgin Velocity and other rewards points to [...]

POSTED ON August 21, 2019
Trending News 31 May

First lender smashes through 3 per cent barrier The first lender in Australia to announce a retail home loan rate under three per cent is [...]

POSTED ON May 31, 2019
Trending News 30 May 2019

New record low home loan rate announced Two lenders have already announced significant interest rate cuts, well ahead of an expected RBA rate cut next [...]

POSTED ON May 30, 2019
Goldman Sachs eyes JB Were

New York-based Goldman Sachs is poised to take a 50 per cent stake in JB Were for several hundred million dollars. Senior Goldman executives are [...]

POSTED ON April 3, 2019
New wave of BPay fraud

B-Pay fraud has started again - criminals are using credit cards to circumvent recently-installed security safeguards. In Sydney over the past three weeks 12 people [...]

POSTED ON April 3, 2019
How to find the best credit card deals

In the market for a new credit card? Find the best deal by comparing the special offers different banks and other financial institutions have on [...]

POSTED ON February 21, 2018
Guide to Qantas Frequent Flyer Partners

Qantas Frequent Flyer Partners The Qantas Frequent Flyer rewards program is all about being rewarded for your everyday spending. As a Qantas Frequent Flyer member [...]

POSTED ON January 10, 2018
A guide to the Qantas Frequent Flyer Program

How does the Qantas Frequent Flyer program work? As a Qantas Frequent Flyer member, you’ll earn points for every dollar you spend on eligible transactions, [...]

POSTED ON January 10, 2018
How is interest calculated on a credit card?

When comparing credit cards, you’re often told to consider the interest rate, but what exactly is interest? And how do lenders calculate how much interest [...]

POSTED ON October 16, 2017
Jet away with your credit card rewards scheme

Want to see the world on a backpacker’s budget? The right credit card rewards program could see you accumulating points towards free flights and upgrades, [...]

POSTED ON September 25, 2017
How to choose a credit card

Taking out a credit card can have a huge impact on your finances, so it’s important to choose one that suits you and your financial [...]

POSTED ON September 25, 2017
What types of credit cards are there?

Are you in the market for a new credit card? Before you make any decisions about which credit card to use, it’s important to research [...]

POSTED ON September 25, 2017
ATM Fees Get The Axe From Four Big Banks

Australian’s biggest banks have decided to axe ATM’s fees for customers of other banks. Commonwealth Bank (CBA) announced on Sunday that they were axing ATM [...]

POSTED ON September 25, 2017
What is a Credit Card?

A credit card allows you to borrow money from your bank up to a pre-approved amount. It allows you the flexibility to manage your day [...]

POSTED ON September 22, 2017
Moving House Checklist: 7 easy tips

Whether you've rented a new property, bought your first home or you're moving interstate, moving day can start to feel overwhelming. Here are some quick [...]

POSTED ON September 22, 2017
How to get funding for doing what you love

For most families, foregoing your full-time employment to follow your dreams isn't an option. You've got kids to feed, clothe and entertain, not to mention [...]

POSTED ON June 8, 2017
How to fund your retirement travel

For many older Australians, travelling during retirement is a much-deserved reward after a long career. Whether you want to buy a caravan and trek around [...]

POSTED ON June 7, 2017
How to pay for the wedding you want

A wedding can be one of the most special days of your life – but it can also be one of the most expensive. The [...]

POSTED ON June 7, 2017
What is a balance transfer credit card?

A balance transfer credit card is an increasingly popular way to pay down credit card debt and avoid interest. A balance transfer deal offers a [...]

POSTED ON May 22, 2017
How to meet your financial goals for 2018

Are you hoping to settle your debts, save for a trip overseas or maybe start a small business in 2018? Whatever your financial goals this [...]

POSTED ON May 8, 2017
Navigate your car loan like a pro

Ready to upgrade your car, but don't want to wait for your savings to grow? A car loan could be the right choice to help [...]

POSTED ON May 8, 2017
What to consider when reducing your debt

Want to pay off your debts and regain control of your finances? Here are some options that may help. If you’re anything like the average [...]

POSTED ON May 8, 2017
What would I use a credit card for?

Whether you're making everyday purchases, buying a big-ticket item or want to consolidate debt, a credit card can be a convenient tool for managing your [...]

POSTED ON March 27, 2017
How to choose a credit card for your family

A credit card can be a handy financial tool for managing your household budget and supporting your desired lifestyle. But with so many different credit [...]

POSTED ON March 27, 2017
Card scams are on the rise in Australia again

The rate of card fraud is booming. $469 million worth of fraudulent card transactions were recorded in Australia in 2015 according to the Australian Payments [...]

POSTED ON March 1, 2017
Debit card vs credit card

Growing numbers of Aussies are cutting up their credit card and choosing a good debit card linked to a great everyday transaction banking account. Now, [...]

POSTED ON January 23, 2017
Do you need to change your credit card limit?

  At Christmas time you might want to increase your credit card limit, or perhaps reduce it prevent overspending. Credit card balance limits start at [...]

POSTED ON December 22, 2016
Your credit card is about to change

Banks, credit unions and other credit card issuers are making big changes to credit cards in response to new rules being introduced in 2017. From [...]

POSTED ON December 20, 2016
Thirty three ways you can get Apple Pay

Would you switch banks to enable Apple Pay on your iPhone? Apple Pay is the new way to shop and pay for goods and services [...]

POSTED ON November 15, 2016
Which credit card has the best airline points deal

Plenty of credit cards promote their Qantas Frequent Flyer, Velocity or other points-based rewards schemes. However, credit card rewards schemes have changed significantly over the [...]

POSTED ON November 14, 2016
You can find a low rate credit card

Credit card users are paying up to 23.49 per cent in interest on their purchases and up to $700 in annual fees. Credit card debt [...]

POSTED ON November 10, 2016
Key credit card terms you should know

Comparing credit cards is easier when you fully understand the different terms and features on offer. At first it might seem like providers are speaking [...]

POSTED ON October 28, 2016
How to apply for a credit card

Credit cards are a convenient way to pay bills and shop online. But when it comes to applying for a credit card, it can be [...]

POSTED ON October 28, 2016
Credit card users switched without consent

Did you know that one big bank is switching hundreds of thousands of credit card customers from Mastercard credit cards to new Visa cards? That [...]

POSTED ON October 26, 2016
Do you have multiple credit card debts?

For credit cardholders with more than one credit card debt, making the monthly repayments can be difficult. Right now, Aussies collectively owe $51.3 billion on [...]

POSTED ON October 24, 2016
What to look for in a credit card

Are you shopping for a new credit card? Do you know what you want? Perhaps, like many Aussies you are looking for a great balance [...]

POSTED ON September 29, 2016
What to look for in a credit card

Are you shopping for a new credit card? Do you know what you want? Knowing what you want in a credit card is the first [...]

POSTED ON September 29, 2016
Why is my credit card interest rate so high?

Average credit card interest rates have not fallen along with the official RBA cash rate, home loan mortgage rates and many other personal loan rates. [...]

POSTED ON September 26, 2016
Balance Transfer cards – What you need to know

Balance transfer credit cards are booming in popularity as banks and credit unions try to poach each other’s customers. There are now 105 balance transfer [...]

POSTED ON September 20, 2016
How can I get Apple Pay on my iPhone?

Apple Pay is now available in Australia, through one bank’s credit card and transaction accounts only. ANZ Bank is offering Apple Pay on ANZ Visa [...]

POSTED ON August 17, 2016
Australians love Visa and Mastercard debit

Australian consumers are paying off their credit cards according to the latest Reserve Bank payment data. The average balance accruing interest on credit and charge [...]

POSTED ON August 15, 2016
Why a PL is probably better for you than CC?

Aussies love credit cards. There are more than 15 million credit cards on issue in Australia. There are far fewer personal loans. Yet personal loans [...]

POSTED ON August 1, 2016
Google’s Android Pay launches in Australia

In a major step forward for banking and payments in Australia, Google has launched Android Pay with 28 banks and credit unions now offering the service. [...]

POSTED ON July 21, 2016
Fixed repayment option credit cards

Fixed repayment credit cards are a new innovation in the Australian credit card market. Fixed repayment credit cards are worth considering for people who want [...]

POSTED ON July 20, 2016
How to be smart with your credit card

Australians are getting smarter with their credit cards. Aussies are now less likely to be racking up big debts on big purchases and paying big [...]

POSTED ON July 18, 2016
What is a balance transfer credit card?

A balance transfer credit card deal offers a low or zero rate of interest for a set period of time - typically between four and [...]

POSTED ON July 7, 2016
Great news for Westpac credit card customers

Westpac has decided to refund foreign transaction fees to its credit card customers. Westpac said this is because it has been telling its credit card [...]

POSTED ON June 22, 2016