Which bank is best for first home buyers?

The federal government’s first home deposit scheme kicks off on 1 January 2020 and house prices are low but rising. First home buyers are reportedly [...]

POSTED ON December 3, 2019
InfoChoice Review of Bank of Queensland

Bank of Queensland (BoQ) is one of Australia’s leading regional banks. BoQ is a listed institution (ASX:BOQ) and, unlike some other state-based banks, is not [...]

POSTED ON December 2, 2019
What is Facebook Pay?

It makes paying and sending money as easy as inserting an emoji into a text message. Facebook’s Libra cryptocurrency project may be struggling but another [...]

POSTED ON November 26, 2019
Cryptocurrency Update 26 November 2019

Is Bitcoin crashing? Bitcoin’s recent rally after comments from Chinese President Xi Jinping last month now seems over. Bitcoin prices have resumed their six-month bear [...]

POSTED ON November 26, 2019
Trending Financial News 26 November

Christmas shopping scams booming in 2019 Already, before the end of November, more money has been lost online to shopping related scams in 2019 ( [...]

POSTED ON November 26, 2019
Top 12–month term deposit rates in November 2019

Top 12–month term deposit rates in November 2019 Term deposits are popular with retirees, sophisticated investors wanting to diversify with cash and savers needing to [...]

POSTED ON November 25, 2019
How much can I borrow?

How much you can borrow, on either a home loan or a personal loan, depends on: Your total household income,Total household expenses, The value of [...]

POSTED ON November 18, 2019
Cash back shopping apps compared

Which cashback site is best? In Australia cash back shopping services are rising in popularity. And why not? We all like buying shiny new things [...]

POSTED ON November 15, 2019
Trending Financial News 15 October

ASIC takes aim at banks who rely on fine print Product disclosures contained in ‘fine print’ at the bottom of advertisements and promotions for financial [...]

POSTED ON October 15, 2019
Has ING cut interest rates?

ING is one of Australia’s most popular lenders, outside of the big four banks. ING is also a popular bank with savers and the ING [...]

POSTED ON October 9, 2019
What does my credit score mean?

Your credit score is the rating that lenders, banks and any other institutions that may have to lend you money or enter into a contract [...]

POSTED ON October 9, 2019
Trending Financial News 25 September 2019

Big banks cut savings rates ANZ Bank has cut savings account interest rates by 0.10 per cent. Westpac announced a cut of 0.10 per cent [...]

POSTED ON September 25, 2019
Home buying bargains in regional Australia

Where can you find a property bargain? The cost of living in Sydney is inarguably high. As a comparison, house prices are approximately 23 per [...]

POSTED ON September 24, 2019
Xinja Bank – what is it all about?

Xinja Bank is a new kind of bank that is not yet fully operational. In the next few months Xinja will launch new accounts and [...]

POSTED ON September 19, 2019
Money RULES

The Big Reveal: 6 ways to PAY for a home makeover By Jason Bryce Australia has home reno fever. The Block and House Rules are [...]

POSTED ON August 26, 2019
Trending Financial News 14 August

One debt collector is the king of bankruptcy The Financial Counsellors association, the Consumer Action Law Centre and the Financial Rights Legal Centre are all [...]

POSTED ON August 14, 2019
Trending Financial News 13 August

Aussie John wants his home loans back “Aussie” John Symond, the founder of non-bank lender Aussie Home Loans has suggested he wants to buy back [...]

POSTED ON August 13, 2019
Is Scott Morrison banning cash?

The Morrison government is proposing a radical ban on business cash transactions over $10,000 to fight the ‘black economy’ and tax avoidance. Business owners will [...]

POSTED ON August 9, 2019
Tick and flick – is it really that easy?

Your guide to switching banks Australians are more likely to get divorced than change their bank. But thanks to a number of government regulations in [...]

POSTED ON August 7, 2019
How to buy and sell shares in Australia

By far the most common way to buy and sell shares in Australia is on its share market, using either a broker or a stockbroking [...]

POSTED ON July 26, 2019
CommSec Pocket lets you invest with just $50

Commonwealth Bank’s online brokerage, CommSec, has launched a new mobile phone app called CommSec Pocket. CommSec Pocket is aimed at savers who perhaps have not [...]

POSTED ON July 24, 2019
Australian property market outlook July 2019

Australian property markets are turning around. Borrowers are feeling better about new loan rules and most Aussies are not at all concerned that house prices [...]

POSTED ON July 24, 2019
Trending Financial News 11 July

The end of the comparison rate? The competition regulator will introduce a new “online tool to improve the transparency of the mortgage interest rates paid [...]

POSTED ON July 11, 2019
Trending Financial News 10 July

The big bank “tax on households” revealed The big four banks have withheld the equivalent of eight separate rate cuts since the global financial crisis, [...]

POSTED ON July 10, 2019
Trending Financial News 9 July

Westpac pays compo to 40,000 customers Westpac is refunding tens of thousands of customers who have been overcharged interest on their loans. 40,000 borrowers on [...]

POSTED ON July 9, 2019
Are bonds a smart investment?

You have heard of shares, property, term deposits and savings accounts but are you on top of bonds as an investment vehicle? Bonds are often [...]

POSTED ON July 3, 2019
Trending Financial News 1 July

New banking code in force today A new Banking Code of Practice comes into force today, the 1 July 2019. The new code “represents the [...]

POSTED ON July 1, 2019
Trending Financial News 28 June

Macquarie axes international card fees Macquarie Bank has removed international transaction fees on overseas purchases made on Macquarie Bank branded credit cards. Macquarie Bank has [...]

POSTED ON June 28, 2019
Trending Financial News 27 June

UBank cuts savings account rates UBank, a long-time market leader in the at-call savings market, has slashed interest rates on its USaver accounts. The USaver [...]

POSTED ON June 27, 2019
Trending Financial News 26 June

Which bank has more system outages than any other? There were more than 300 service disruptions at Australian banks and other financial institutions in the [...]

POSTED ON June 26, 2019
Are there any green banks in Australia?

Which bank is greenest? Are you concerned that the planet is warming and some politicians are really not responding with appropriate urgency? Are you concerned [...]

POSTED ON June 25, 2019
Trending News 24 June

Westpac backs down on lowering serviceability requirement Westpac announced on Thursday afternoon that it would allow loan officers some flexibility to approve home loan applicants [...]

POSTED ON June 24, 2019
Facebook’s Libra money is coming in 2020

Facebook, Visa, Mastercard, PayPal, Uber, eBay and 23 other online commerce brands have announced a plan to establish a new online currency for Facebook called [...]

POSTED ON June 19, 2019
Trending News 3 June

Which banks are attracting new customers? The latest APRA monthly banking statistics shows the big banks lost market share to challenger banks and other lenders [...]

POSTED ON June 3, 2019
Trending News 31 May

First lender smashes through 3 per cent barrier The first lender in Australia to announce a retail home loan rate under three per cent is [...]

POSTED ON May 31, 2019
Trending News 30 May 2019

New record low home loan rate announced Two lenders have already announced significant interest rate cuts, well ahead of an expected RBA rate cut next [...]

POSTED ON May 30, 2019
Trending News 29 May 2019

Which bank has the most satisfied customers? Customer satisfaction with the big four banks declined sharply during and following the 11-month Hayne Royal Commission into [...]

POSTED ON May 29, 2019
Trending News 28 May 2019

OMG! ANZ Bank customers hit by huge new bank scam An elaborate next generation banking scam is hitting email inboxes across Australia and experts are [...]

POSTED ON May 28, 2019
Trending News 27 May 2019

Big banks announce home loan rule change for self-employed borrowers Westpac and its subsidiaries, Bank of Melbourne, BankSA and St George Bank have announced major [...]

POSTED ON May 27, 2019
Goldman Sachs eyes JB Were

New York-based Goldman Sachs is poised to take a 50 per cent stake in JB Were for several hundred million dollars. Senior Goldman executives are [...]

POSTED ON April 3, 2019
New wave of BPay fraud

B-Pay fraud has started again - criminals are using credit cards to circumvent recently-installed security safeguards. In Sydney over the past three weeks 12 people [...]

POSTED ON April 3, 2019
ASIC awards scam prizes

The Australian Securities & Investments Commission has launched "Pie in the Sky" awards for the scams of the year. The top prize for 2002 goes [...]

POSTED ON April 3, 2019
Tips to know a suburb is booming before you buy

Location! Location! Location! That’s what it’s all about when buying your ideal home. How close is the nearest park or grocery store? Is there somewhere [...]

POSTED ON February 22, 2018
The essentials for setting up your home office

Many small businesses don’t require commercial premises to set up shop. Almost one million small businesses operate out of residential premises. But setting up a [...]

POSTED ON February 22, 2018
How to get a business loan with bad credit

Businesses often require a financial investment to help get them up and running. But before a bank can grant you a loan it will review [...]

POSTED ON February 20, 2018
What is a low doc home loan?

We’re often told in order to buy your own home you need provide proof of a steady income. But for some, this isn’t always possible. [...]

POSTED ON February 19, 2018
From loan to profit: Growing your small business

You’ve probably come across the term start-up business loan while researching funding options for your new small business. But if you’re unsure of what exactly [...]

POSTED ON February 19, 2018
Insurance basics for small businesses

People often think about insurance in terms of life insurance, car insurance and private health insurance. But when you go into business for yourself, you [...]

POSTED ON February 14, 2018
The best credit card for your small business

Business banking often needs to be kept separate from your own personal finances. If you’re starting your own business, you may need to set up: [...]

POSTED ON February 14, 2018
How to choose a loan for your business

New businesses often require an infusion of cash to get up and running. Whether it’s to cover the rent for an office, purchasing or leasing [...]

POSTED ON February 14, 2018
ING Bank brings out a new savings system

ING Bank introduces a new saving system set to shake up the other banks. Following suit with investment apps such as Acorns, ING has the [...]

POSTED ON February 14, 2018
The small business owner’s guide to grants

Small businesses are a significant part of the Australian economy. Whether you work for yourself running a freelancing business, or you own a small grocery [...]

POSTED ON February 14, 2018
The Small Business Checklist

How to set up a small business There are many benefits to being your own boss, including setting your own hours and controlling the business’s [...]

POSTED ON February 14, 2018
Top tips for nailing your budget this year

It’s always a good time to start saving money. Whether you’re saving up for a trip or growing your emergency fund, everyone should be putting [...]

POSTED ON February 8, 2018
Guide to Qantas Frequent Flyer Partners

Qantas Frequent Flyer Partners The Qantas Frequent Flyer rewards program is all about being rewarded for your everyday spending. As a Qantas Frequent Flyer member [...]

POSTED ON January 10, 2018
A guide to the Qantas Frequent Flyer Program

How does the Qantas Frequent Flyer program work? As a Qantas Frequent Flyer member, you’ll earn points for every dollar you spend on eligible transactions, [...]

POSTED ON January 10, 2018
Good credit history? New laws could help you save

The Turnbull government has announced ‘game changing’ new laws that will allow Australian’s to negotiate a better deal on their home loans, credit cards and [...]

POSTED ON November 8, 2017
How to make your home Airbnb ready

Featured Article By: Now Finance One of the most common tips in “increase your income” articles today is to get your spare room on Airbnb [...]

POSTED ON November 1, 2017
How to get on top of personal debt

For many people, getting on top of their finances can feel like a challenge. But it doesn't have to be. By making informed and responsible [...]

POSTED ON October 30, 2017
What is a business overdraft?

A business overdraft provides relief, helps cover unexpected expenses and can relieve cash-flow bottlenecks. Think of it like a safety net for when you don’t [...]

POSTED ON October 30, 2017
Online share trading for beginners

When you begin your adventure into the world of online share trading, your chosen share-trading platform can have a major impact on the way your [...]

POSTED ON October 30, 2017
How to apply for a business overdraft?

This could be due to a cash-flow bottleneck caused by a seasonal slowdown in your work, a long-term contract that doesn’t pay out until the [...]

POSTED ON October 27, 2017
What is a term deposit rollover risk?

Term deposits expire, or mature, at a certain date. At this point, if you haven’t organised moving your money into a new term or a [...]

POSTED ON October 27, 2017
What is a Margin Call?

If your lender makes a margin call, you are required to reduce your LVR by putting more money into your loan or selling some of [...]

POSTED ON October 26, 2017
How to apply for a savings account

What is a savings account? In short, it's a place to store and grow your money while still allowing you to access it in the [...]

POSTED ON October 26, 2017
First-time home buyers guide

There’s a lot to wrap your head around when buying a property, including inspections, loan applications and finding the right conveyancer. In fact there are [...]

POSTED ON October 25, 2017
How to switch savings accounts

Choosing a savings account that’s right for you is the very first step to achieving your savings goals. Typically, savings accounts offer low or no [...]

POSTED ON October 24, 2017
How is interest calculated on a credit card?

When comparing credit cards, you’re often told to consider the interest rate, but what exactly is interest? And how do lenders calculate how much interest [...]

POSTED ON October 16, 2017
What types of term deposits are there?

Have you considered incorporating term deposits into your savings strategy? With guaranteed returns on deposits up to $250,000 in Approved Deposit-taking Institutions (APIs), term deposits [...]

POSTED ON October 16, 2017
What types of business loans are there?

Before applying for a business loan, you first need to decide what type of business loan works for you. To help you make a decision, [...]

POSTED ON October 11, 2017