Most families could not cover their home loan repayments for very long at all if the worst happened and someone died or got a terminal [...]

Look out Afterpay, Zip, OpenPay, LatitudePay and all the other Buy Now Pay Later apps. Klarna has been launched and is now available for Commonwealth [...]

Finding personal loans if you have a poor credit history can be tricky but InfoChoice has your back. There are plenty of loans here that [...]

MEDIA RELEASESunday 19 January 2020 First Home Buyers with small deposits can save more by comparing Up to ten thousand home buyers with small deposits [...]

You have packed away the Christmas tree and now it’s time to think about where you are headed financially for 2020. If, like many at [...]

ANZ gives $1 million to bushfire victims ANZ Bank have announced a range of support measures including a financial assistance package for communities affected by bushfires. [...]

Building wealth needs patience, work, diligence and knowledge. InfoChoice can help you get your own everyday banking and finances in order by helping you compare [...]

Yes you do! And you need to understand the different types of car insurance. Compulsory Third Party insurance is compulsory in Australia for all registered [...]

A bank buys Warney’s cap! Australia's all-time leading Test cricket wicket-taker and Victoria’s legendary bowler, Shane Warne, has auctioned his iconic Australian baggy green cap [...]

Is climate change impacting your property value? The number of major natural disasters in Australia has jumped up by 50% over the ten years. “The [...]

The digital revolution of the last decade or so has reached into banking, with many existing banks offering online–only accounts and products. More recently, Australia [...]

Micro-investing and spare change round-up apps are getting more popular in Australia. In this article we compare two of the most popular – RAIZ and [...]

Australia’s top New Years Resolutions relate to improving health, finances, relationships, home and careers. New Years resolutions are a common tradition in Australia and other [...]

The federal government’s first home deposit scheme kicks off on 1 January 2020 and house prices are low but rising. First home buyers are reportedly [...]

Whether you are looking for a balance transfer credit card, a low-rate card, a card with no annual fee, a rewards points or platinum level [...]

Bank of Queensland (BoQ) is one of Australia’s leading regional banks. BoQ is a listed institution (ASX:BOQ) and, unlike some other state-based banks, is not [...]

It makes paying and sending money as easy as inserting an emoji into a text message. Facebook’s Libra cryptocurrency project may be struggling but another [...]

Is Bitcoin crashing? Bitcoin’s recent rally after comments from Chinese President Xi Jinping last month now seems over. Bitcoin prices have resumed their six-month bear [...]

Christmas shopping scams booming in 2019 Already, before the end of November, more money has been lost online to shopping related scams in 2019 ( [...]

Term deposits are popular with retirees, sophisticated investors wanting to diversify with cash and savers needing to lock their cash away. 12-month (1-year) term deposits [...]

Christmas shopping scams are booming in 2019. Australians are falling victim to Christmas online shopping scams at an alarming rate. Already, before the end of [...]

How much you can borrow, on either a home loan or a personal loan, depends on: Your total household income,Total household expenses, The value of [...]

Which cashback site is best? In Australia cash back shopping services are rising in popularity. And why not? We all like buying shiny new things [...]

Is your local garbage tip more organised than your finances? Bear in mind, we are not talking about how much money you have in the [...]

ASIC takes aim at banks who rely on fine print Product disclosures contained in ‘fine print’ at the bottom of advertisements and promotions for financial [...]

Suncorp vs Bank of Queensland vs CUA vs Heritage Queensland is unique among Australian states in having its own ‘big four’ banks. Here we trace [...]

ING is one of Australia’s most popular lenders, outside of the big four banks. ING is also a popular bank with savers and the ING [...]

Your credit score is the rating that lenders, banks and any other institutions that may have to lend you money or enter into a contract [...]

There are times in life when you need to spend money on something important but you simply don’t have the cash in hand. This is [...]

You have an account with at least one of the Big Four banks – ANZ, CommBank, Westpac or NAB or another bank or credit union [...]

Big banks cut savings rates ANZ Bank has cut savings account interest rates by 0.10 per cent. Westpac announced a cut of 0.10 per cent [...]

Where can you find a property bargain? The cost of living in Sydney is inarguably high. As a comparison, house prices are approximately 23 per [...]

Xinja Bank is a new kind of bank that is not yet fully operational. In the next few months Xinja will launch new accounts and [...]

Open banking is finally here in Australia, thanks to Scott Morrison, who saw how well it worked in the UK. You’ll be able to control [...]

The Big Reveal: 6 ways to PAY for a home makeover By Jason Bryce Australia has home reno fever. The Block and House Rules are [...]

InfoChoice – your home for information on the Commbank app Almost six million Aussies use the Commbank app, two thirds of all CBA customer transactions [...]

One debt collector is the king of bankruptcy The Financial Counsellors association, the Consumer Action Law Centre and the Financial Rights Legal Centre are all [...]

Aussie John wants his home loans back “Aussie” John Symond, the founder of non-bank lender Aussie Home Loans has suggested he wants to buy back [...]

The Morrison government is proposing a radical ban on business cash transactions over $10,000 to fight the ‘black economy’ and tax avoidance. Business owners will [...]

Your guide to switching banks Australians are more likely to get divorced than change their bank. But thanks to a number of government regulations in [...]

Dry July is over and plenty of Aussies who have been off the grog for 31 days are really looking forward to getting to the [...]

If you’re thinking of buying Bitcoin or another form of cryptocurrency, but you’re not sure how, or even if you should, then this guide is [...]

There are so many credit cards on offer in Australia that it can make your head spin! If you’re looking for a card, you need [...]

Commonwealth Bank has launched a new micro-investing app called CommSec Pocket which turns saving into investing. And InfoChoice has downloaded it, opened an account, set [...]

By far the most common way to buy and sell shares in Australia is on its share market, using either a broker or a stockbroking [...]

Commonwealth Bank’s online brokerage, CommSec, has launched a new mobile phone app called CommSec Pocket. CommSec Pocket is aimed at savers who perhaps have not [...]

Australian property markets are turning around. Borrowers are feeling better about new loan rules and most Aussies are not at all concerned that house prices [...]

InfoChoice EXCLUSIVE One intriguing change on the new $50 note has been missed by the media and other commentators. No, not the amazing clear plastic [...]

Most of us aim for a good–to–excellent credit score so that we can access loans and credit cards easier, as well as cheaper utility bills [...]

The end of the comparison rate? The competition regulator will introduce a new “online tool to improve the transparency of the mortgage interest rates paid [...]

The big bank “tax on households” revealed The big four banks have withheld the equivalent of eight separate rate cuts since the global financial crisis, [...]

If you’re a frequent traveller, whether it’s sheer wanderlust or business (or both, if you’re lucky), then a frequent flyer credit card may well be [...]

Westpac pays compo to 40,000 customers Westpac is refunding tens of thousands of customers who have been overcharged interest on their loans. 40,000 borrowers on [...]

You have heard of shares, property, term deposits and savings accounts but are you on top of bonds as an investment vehicle? Bonds are often [...]

New banking code in force today A new Banking Code of Practice comes into force today, the 1 July 2019. The new code “represents the [...]

Macquarie axes international card fees Macquarie Bank has removed international transaction fees on overseas purchases made on Macquarie Bank branded credit cards. Macquarie Bank has [...]

A bad credit history is bad news because it can lower your chances of securing a personal loan, credit card and even a home loan. [...]

UBank cuts savings account rates UBank, a long-time market leader in the at-call savings market, has slashed interest rates on its USaver accounts. The USaver [...]

Which bank has more system outages than any other? There were more than 300 service disruptions at Australian banks and other financial institutions in the [...]

Which bank is greenest? Are you concerned that the planet is warming and some politicians are really not responding with appropriate urgency? Are you concerned [...]

Westpac backs down on lowering serviceability requirement Westpac announced on Thursday afternoon that it would allow loan officers some flexibility to approve home loan applicants [...]

Facebook, Visa, Mastercard, PayPal, Uber, eBay and 23 other online commerce brands have announced a plan to establish a new online currency for Facebook called [...]

Which banks are attracting new customers? The latest APRA monthly banking statistics shows the big banks lost market share to challenger banks and other lenders [...]

First lender smashes through 3 per cent barrier The first lender in Australia to announce a retail home loan rate under three per cent is [...]

New record low home loan rate announced Two lenders have already announced significant interest rate cuts, well ahead of an expected RBA rate cut next [...]

Which bank has the most satisfied customers? Customer satisfaction with the big four banks declined sharply during and following the 11-month Hayne Royal Commission into [...]

OMG! ANZ Bank customers hit by huge new bank scam An elaborate next generation banking scam is hitting email inboxes across Australia and experts are [...]

Big banks announce home loan rule change for self-employed borrowers Westpac and its subsidiaries, Bank of Melbourne, BankSA and St George Bank have announced major [...]

Location! Location! Location! That’s what it’s all about when buying your ideal home. How close is the nearest park or grocery store? Is there somewhere [...]

If you’re in the market for a new house you’ll spend a lot of your spare time attending open homes. Open house inspections are a [...]

Many small businesses don’t require commercial premises to set up shop. Almost one million small businesses operate out of residential premises. But setting up a [...]

The life of a university student is so varied and unlike any other part of your life. For many people, it’s their first time living [...]

Businesses often require a financial investment to help get them up and running. But before a bank can grant you a loan it will review [...]

We’re often told in order to buy your own home you need provide proof of a steady income. But for some, this isn’t always possible. [...]

You’ve probably come across the term start-up business loan while researching funding options for your new small business. But if you’re unsure of what exactly [...]

Buying a business is no small feat and should not be an impulse purchase. Take the time to do your research about the business and [...]

People often think about insurance in terms of life insurance, car insurance and private health insurance. But when you go into business for yourself, you [...]

Business banking often needs to be kept separate from your own personal finances. If you’re starting your own business, you may need to set up: [...]

New businesses often require an infusion of cash to get up and running. Whether it’s to cover the rent for an office, purchasing or leasing [...]

When opening your own small business, there is a lot to do. Once you’ve settled on a business name and set up your ABN, it’s [...]

Small businesses are a significant part of the Australian economy. Whether you work for yourself running a freelancing business, or you own a small grocery [...]

How to set up a small business There are many benefits to being your own boss, including setting your own hours and controlling the business’s [...]

It’s always a good time to start saving money. Whether you’re saving up for a trip or growing your emergency fund, everyone should be putting [...]

So, you and your new beau have been going steady for a few months and you’re thinking about moving in together? You’ve probably got a [...]

Qantas Frequent Flyer Partners The Qantas Frequent Flyer rewards program is all about being rewarded for your everyday spending. As a Qantas Frequent Flyer member [...]

How does the Qantas Frequent Flyer program work? As a Qantas Frequent Flyer member, you’ll earn points for every dollar you spend on eligible transactions, [...]

The tree is back in the box, the Christmas lights are packed away and even the Christmas-crazy neighbours have brought in their lights. The only [...]

Credit cards seem easy enough to understand. You apply for one with your chosen lender, and once approved you have the freedom to purchase goods [...]

The Turnbull government has announced ‘game changing’ new laws that will allow Australian’s to negotiate a better deal on their home loans, credit cards and [...]

Featured Article By: Now Finance One of the most common tips in “increase your income” articles today is to get your spare room on Airbnb [...]

For many people, getting on top of their finances can feel like a challenge. But it doesn't have to be. By making informed and responsible [...]

A business overdraft provides relief, helps cover unexpected expenses and can relieve cash-flow bottlenecks. Think of it like a safety net for when you don’t [...]

When you begin your adventure into the world of online share trading, your chosen share-trading platform can have a major impact on the way your [...]

Online share trading can be an effective way to invest money and grow your wealth. And since all you need to get started is an [...]

Having a personal loan application rejected can be a frustrating experience. So what should you do if it happens to you? What is a personal [...]

This could be due to a cash-flow bottleneck caused by a seasonal slowdown in your work, a long-term contract that doesn’t pay out until the [...]

Term deposits expire, or mature, at a certain date. At this point, if you haven’t organised moving your money into a new term or a [...]

If your lender makes a margin call, you are required to reduce your LVR by putting more money into your loan or selling some of [...]

What is a savings account? In short, it's a place to store and grow your money while still allowing you to access it in the [...]

If you're interested in signing up for a term deposit, it really pays to do your research to ensure you receive the best interest rate. [...]