Guide to first home loan deposit scheme.

Who can qualify for the First Home Loan Deposit Scheme? Your two-minute FAQ guide to the First Home Loan Deposit Scheme Whilst seasoned campaigners understand [...]

POSTED ON October 29, 2019
Guarantor Home Loans – How to Get One

What is a guarantor home loan and how does it work? Quite simply, a guarantor home loan is one that has a portion of the [...]

POSTED ON September 19, 2019
Great home loans for refinancers

Home loans typically last for 25 or 30 years, unless you repay it early or refinance. Refinancing means using a new loan to pay off [...]

POSTED ON August 23, 2019
These two men determine your home loan rate

US President Donald Trump is an unconventional and controversial political leader. That’s not news but what you may not realise is how much influence Mr [...]

POSTED ON August 22, 2019
How much can I save with refinancing?

How much can I save by refinancing? Refinancing your home loan could be one of the best financial decisions you ever make. And refinancing is [...]

POSTED ON August 16, 2019
Westpac beats watchdog in battle of the beef

Westpac has emerged victorious after a bombshell court decision today that vindicates automated assessments of loan applicant’s living expenses using a formula called the Household [...]

POSTED ON August 13, 2019
Great time to be a borrower

Home loan rates have hit all-time record lows. The property market is showing signs of recovery. Regulators have eased home loan eligibility guidelines. Lenders are [...]

POSTED ON July 30, 2019
Your home loan deposit explained

For many of the hopeful, wannabe homeowners in Australia, it’s not keeping up with home loan news and finding the right property that stumps them, [...]

POSTED ON July 12, 2019
How to get a self-employed home loan

You might love the freedom of being self–employed but you probably don’t like the attitude of banks and lenders to self-employed loan applicants. One of [...]

POSTED ON July 12, 2019
Home loans with rates UNDER 3%

Home loan rates in Australia have never in living memory been as low as they are now. In short, it’s a great time to be [...]

POSTED ON July 11, 2019
Big changes coming soon to home loan rules

Thousands of Australians who are currently considered not able to afford a home loan are about to suddenly become eligible for mortgage credit. Home loan [...]

POSTED ON July 5, 2019
Are there any green banks in Australia?

Which bank is greenest? Are you concerned that the planet is warming and some politicians are really not responding with appropriate urgency? Are you concerned [...]

POSTED ON June 25, 2019
Property market outlook

Confidence up as loan rules loosened (8 July 2019) Confidence in the property market has jumped since the federal election and auction results are improving. [...]

POSTED ON June 24, 2019
Buying versus renting in Australia

“It is more affordable to buy than rent” Which cities and towns are cheaper for home buyers than renters? Suddenly in 2019, there are plenty [...]

POSTED ON June 13, 2019
How low can interest rates go?

Tuesday June 4 will be remembered as the day the Reserve Bank of Australia (RBA) reduced interest rates to a new all-time record low. The [...]

POSTED ON June 13, 2019
Trending News 12 June

Buying vs renting – Buying is the new winner! Falling house prices and lower interest rates have combined to make buying a home much more [...]

POSTED ON June 12, 2019
Trending News 11 June

More NAB home loan borrowers will get compo National Australia Bank will pay back almost 5,000 more home loan customers who were overcharged interest. The [...]

POSTED ON June 11, 2019
First lender passes on full RBA rate cut

Non-bank lender announces amazing new super-low comparison rate The Reserve Bank of Australia has just announced an historic cut in the official cash rate (OCR) [...]

POSTED ON June 4, 2019
Good news about bad credit

Many Australians worry about their credit rating these days, especially if they know their own rating isn’t as good as it could be. Finding out [...]

POSTED ON June 3, 2019
Trending News 3 June

Which banks are attracting new customers? The latest APRA monthly banking statistics shows the big banks lost market share to challenger banks and other lenders [...]

POSTED ON June 3, 2019
Over 40? Do you have an exit strategy?

Life is meant to begin at 40. You’re older. Wiser. Better equipped to deal with the world and what it throws at you, except, apparently, [...]

POSTED ON May 31, 2019
Lenders slash variable and fixed rate mortgages

The Reserve Bank of Australia has stubbornly resisted cutting interest rates in recent years but some lenders have been slashing their variable rate, and fixed [...]

POSTED ON May 5, 2019
Boom in home equity loans

For the first time, borrowing to fund travel, cars and consumer goods is outstripping new spending on housing, according to the Reserve Bank. Australians are [...]

POSTED ON April 3, 2019
Good credit history? New laws could help you save

The Turnbull government has announced ‘game changing’ new laws that will allow Australian’s to negotiate a better deal on their home loans, credit cards and [...]

POSTED ON November 8, 2017
First-time home buyers guide

There’s a lot to wrap your head around when buying a property, including inspections, loan applications and finding the right conveyancer. In fact there are [...]

POSTED ON October 25, 2017
ATM Fees Get The Axe From Four Big Banks

Australian’s biggest banks have decided to axe ATM’s fees for customers of other banks. Commonwealth Bank (CBA) announced on Sunday that they were axing ATM [...]

POSTED ON September 25, 2017
What is an interest-only home loan?

Interest-only mortgages require much lower repayments than traditional ‘principal and interest’ home loans. Interest-only home loans are particularly popular with property investors who want to [...]

POSTED ON August 2, 2016
Mortgage stress is a growing problem

The proportion of prime Australian housing loans now in arrears has been rising in Australia for the last six months according to Standard & Poor’s. [...]

POSTED ON June 28, 2016
Will Brexit lead to more RBA rate cuts?

Global markets are braced for further Brexit related volatility this week. Markets have priced in a much higher chance of Australian official interest rates being [...]

POSTED ON June 27, 2016