Right now, the lowest home loan rates in Australia are under 2.5% pa and they could come down even further in the next few weeks. [...]

This article will be updated as lenders announce rate cuts. The Reserve Bank cut interest rates at 2.30pm on Tuesday 3 March 2020 by 0.25 [...]

Have you unexpectedly hit some financial difficulties paying your bills and meeting your expenses? Perhaps you have become unemployed? Or experienced sickness or for another [...]

Do you know your home loan interest rate? And what fees (if any) you are being charged on your mortgage? Do you know your home [...]

Did you know that changing from one home loan provider to another, could potentially save you thousands of dollars? In fact, making this decision, could [...]

You can a better home loan with a better rate, fees and features this weekend with InfoChoice to assist you. InfoChoice lists 1800 home loans [...]

Australia’s biggest bank is Commonwealth Bank. One in four homebuyers choose Commonwealth Bank for their home loan and, in 2019 and 2020, Commonwealth Bank is [...]

The best home loans for home buyers depends on what you are looking for in a loan, what life stage you are at and what [...]

The best home loans for first home buyers charge low rates and fees, probably include an offset account and are available for people with a [...]

Have you been looking around for a first home? Maybe you are saving for a first home deposit and keeping an eye on the real [...]

Refinancing is easier with InfoChoice. Are you scared of refinancing? There’s no need to fear the process of comparing and finding a new home loan [...]

The First home Loan Deposit Scheme has opened and applications are being accepted. Here are some common questions about the FHLDS: How many FHLDS loans [...]

Refinancing means taking out a new home loan to pay out and replace your existing loan. Borrowers do this usually to replace a more expensive [...]

Are you looking for Australia’s lowest rate home loan? There is no better way to ensure you are getting a good home loan deal than [...]

To compare home loan deals from banks, credit unions and other lenders, InfoChoice lists over 1800 loan products and gives you tools to cut through [...]

Every type of asset has advantages and disadvantages. As an asset class, real estate is not free of all risks. There are no guarantees that [...]

Owner occupiers are driving the mortgage market and first home buyers are back at open houses and auctions in droves. New home loan sales were [...]

InfoChoice lists and helps you compare home loans from Australia’s banks, credit unions and other lenders. InfoChoice lists more than 1800 home loan products now [...]

When you’re comparing investment property loans it’s a slightly different process to looking for an owner–occupier loan. You need to think about the following factors. [...]

ME is a largely online bank headquartered in Melbourne with a handful of branches in other capital cities in Australia. ME started life as Super [...]

ING DIRECT became Australia’s first ‘direct bank’ in 1999 when Dutch parent ING Group launched an Australian subsidiary, headquartered in Sydney (pictured). A direct bank [...]

Credit Union Australia (CUA) is Australia’s biggest credit union and started life way back in 1946, as the result of a merger of several smaller [...]

*Disclaimer: Citi credit card product names have changed effective 20 Jan 2020 as following: Citi Clear Platinum is now Citi Clear; Citi Rewards Platinum is now Citi [...]

HSBC Australia is a foreign owned subsidiary bank of HSBC Holdings, a British bank operating in 65 countries around the world. HSBC is the 7th [...]

St George Bank is a NSW based, wholly owned subsidiary of Westpac (since 2008) and offers a similar range of loans, cards and accounts as [...]

The Reserve Bank of Australia (RBA) has kept interest rates on hold for the month of December at a historic low of 0.75 per cent. [...]

The federal government’s first home deposit scheme kicks off on 1 January 2020 and house prices are low but rising. First home buyers are reportedly [...]

Home loan rates in December 2019 are lower than ever before in Australia. Right now, In December 2019, assuming a 6-week settlement period, a borrower [...]

The lowest variable home loan comparison rate now listed on InfoChoice is 2.71 per cent per annum from Reduce Home Loans. FreedomLend has an owner-occupied [...]

Bank of Queensland (BoQ) is one of Australia’s leading regional banks. BoQ is a listed institution (ASX:BOQ) and, unlike some other state-based banks, is not [...]

Bank of Melbourne is a Westpac owned Victorian lender with a full suite of home loans, personal loans, credit cards, accounts and other banking products. [...]

History of Virgin Money in Australia Virgin Money is an Australian financial services business now owned 100 per cent by Bank of Queensland. The Virgin [...]

Will banks and lenders negotiate a better rate if I ask? The simple answer to this question is you probably can negotiate your way to [...]

How do variable rate home loans work? Variable mortgages can be ideal for borrowers looking for low–rate home loans, because they typically have lower rates [...]

There are now more than one hundred variable rate home loans for owner occupiers listed on InfoChoice with comparison rates under 3.5 per cent pa. [...]

“First in, best dressed!” The Morrison government’s First Home Loan Deposit Scheme starts on the 1 January 2020. The government’s finance minister says the scheme [...]

Spring is the time for buying and improving Auction clearance rates indicate most capital city and many regional markets are turning around. Investors need to [...]

Which is better for you – a fixed rate home loan or variable rate? How and why do borrowers choose between the two types of [...]

For most Australians, purchasing a home represents the most momentous financial decision of their lives. It's the kind of thing that can have years-long effects [...]

Who can qualify for the First Home Loan Deposit Scheme? Your two-minute FAQ guide to the First Home Loan Deposit Scheme Whilst seasoned campaigners understand [...]

The household expenditure measure (H.E.M.) is used by lenders to assess your loan application. When you’re applying for a mortgage, lenders don’t just look at [...]

The Big Four banks all offer ‘packaged’ home loan deals and they are generally pretty similar. Generally, but not at the moment! In what has [...]

When you’re looking at a property to buy, you need to be sure you are aware of the condition of the place. It might look [...]

Around 100,000 owner-occupier home loan borrowers have been reclassified as investors. The change means they could be hit with higher interest rates in the future. [...]

You have an account with at least one of the Big Four banks – ANZ, CommBank, Westpac or NAB or another bank or credit union [...]

More Aussies are taking out home loans requiring them to spend thousands on Lenders Mortgage Insurance (LMI), but do they really know what they’re paying [...]

What is a guarantor home loan and how does it work? Quite simply, a guarantor home loan is one that has a portion of the [...]

Home loans typically last for 25 or 30 years, unless you repay it early or refinance. Refinancing means using a new loan to pay off [...]

US President Donald Trump is an unconventional and controversial political leader. That’s not news but what you may not realise is how much influence Mr [...]

Looking for an investment home loan is quite different to looking for an owner–occupier home loan. Here’s what you need to look at when you’re [...]

If you’re looking to shave off a few dollars from your mortgage each month, then turning to an online lender is a good option for [...]

How much can I save by refinancing? Refinancing your home loan could be one of the best financial decisions you ever make. And refinancing is [...]

Westpac has emerged victorious after a bombshell court decision today that vindicates automated assessments of loan applicant’s living expenses using a formula called the Household [...]

Despite recent property price falls, it’s still difficult to get together a 20 per cent home deposit. If you’re renting and trying to save up [...]

Home loan rates have hit all-time record lows. The property market is showing signs of recovery. Regulators have eased home loan eligibility guidelines. Lenders are [...]

When you’re looking for a home loan deal, you’ll probably think first of approaching one of the Big Four Aussie banks – NAB, ANZ, Westpac [...]

Australia’s Big Four banks – Commonwealth Bank, Westpac, ANZ (Australia and New Zealand Bank) and NAB (National Australia Bank) dominate our economy and are most [...]

Strictly speaking, you don’t pay stamp duty on your home loan, you pay it as a tax on your property purchase. However, you’ll have to [...]

For many of the hopeful, wannabe homeowners in Australia, it’s not keeping up with home loan news and finding the right property that stumps them, [...]

You might love the freedom of being self–employed but you probably don’t like the attitude of banks and lenders to self-employed loan applicants. One of [...]

In June, Facebook shocked the world with a brief announcement entitled Coming in 2020: Calibra. It revealed the social media’s giant’s plans to create a [...]

Home loan rates in Australia have never in living memory been as low as they are now. In short, it’s a great time to be [...]

Thousands of Australians who are currently considered not able to afford a home loan are about to suddenly become eligible for mortgage credit. Home loan [...]

The Reserve Bank of Australia has announced a cut in official interest rates (OCR) of 0.25 percentage points to 1 per cent. The first big [...]

The Reserve Bank of Australia has announced a cut in official interest rates (OCR) of 0.25 percentage points to 1 per cent. Vadim Taube, chief [...]

When you’re planning to buy your first property you spend hours on real estate sites, sighing over the video tours and ads about easy home [...]

The Reserve Bank of Australia board meets on Tuesday 2 July to decide whether to cut interest rates for the second month in a row [...]

Right now, your world feels like it’s caving in. If you’re going through a separation or a divorce, you’ve got a lot to worry about [...]

Which bank is greenest? Are you concerned that the planet is warming and some politicians are really not responding with appropriate urgency? Are you concerned [...]

Confidence up as loan rules loosened (8 July 2019) Confidence in the property market has jumped since the federal election and auction results are improving. [...]

What is a real estate “bubble?” A property bubble is initially fueled by demand which outstrips a limited supply. It’s the increasing price of housing [...]

“It is more affordable to buy than rent” Which cities and towns are cheaper for home buyers than renters? Suddenly in 2019, there are plenty [...]

Tuesday June 4 will be remembered as the day the Reserve Bank of Australia (RBA) reduced interest rates to a new all-time record low. The [...]

Buying vs renting – Buying is the new winner! Falling house prices and lower interest rates have combined to make buying a home much more [...]

Commonwealth vs Westpac vs NAB vs ANZ Australia’s Big Four banks are Westpac, National Australia Bank (NAB), Commonwealth Bank and ANZ. They’re called the Big [...]

More NAB home loan borrowers will get compo National Australia Bank will pay back almost 5,000 more home loan customers who were overcharged interest. The [...]

‘When people look around, they generally get a better deal’ If you are one of the many millions of Australians who have been angered by [...]

Get married, buy a house, and live in it. Simple, right? Perhaps not. This path of normality paved by older generations has left millennials perplexed [...]

Non-bank lender announces amazing new super-low comparison rate The Reserve Bank of Australia has just announced an historic cut in the official cash rate (OCR) [...]

Borrowers are today celebrating Australia’s first official interest rate cut in almost three years, and experts are predicting more to follow. But why wait to [...]

Many Australians worry about their credit rating these days, especially if they know their own rating isn’t as good as it could be. Finding out [...]

Which banks are attracting new customers? The latest APRA monthly banking statistics shows the big banks lost market share to challenger banks and other lenders [...]

Mortgage stress for Australians has reached an all-time high. Across the country, more than one million households are estimated to now be in mortgage stress—meaning [...]

Life is meant to begin at 40. You’re older. Wiser. Better equipped to deal with the world and what it throws at you, except, apparently, [...]

And how much would an RBA rate cut save me on mortgage repayments?  The Reserve Bank of Australia board has decided to keep the official [...]

How much do you need to save in order to fund a deposit for home and get approved for a mortgage? Buying a home is [...]

The Reserve Bank of Australia has stubbornly resisted cutting interest rates in recent years but some lenders have been slashing their variable rate, and fixed [...]

For the first time, borrowing to fund travel, cars and consumer goods is outstripping new spending on housing, according to the Reserve Bank. Australians are [...]

The Turnbull government has announced ‘game changing’ new laws that will allow Australian’s to negotiate a better deal on their home loans, credit cards and [...]

There’s a lot to wrap your head around when buying a property, including inspections, loan applications and finding the right conveyancer. In fact there are [...]

Australian’s biggest banks have decided to axe ATM’s fees for customers of other banks. Commonwealth Bank (CBA) announced on Sunday that they were axing ATM [...]