How much can I borrow?

How much you can borrow, on either a home loan or a personal loan, depends on: Your total household income,Total household expenses, The value of [...]

POSTED ON November 18, 2019
Can you negotiate a better mortgage rate

Will banks and lenders negotiate a better rate if I ask? The simple answer to this question is you probably can negotiate your way to [...]

POSTED ON November 18, 2019
Guide to first home loan deposit scheme.

Who can qualify for the First Home Loan Deposit Scheme? Your two-minute FAQ guide to the First Home Loan Deposit Scheme Whilst seasoned campaigners understand [...]

POSTED ON October 29, 2019
Guarantor Home Loans – How to Get One

What is a guarantor home loan and how does it work? Quite simply, a guarantor home loan is one that has a portion of the [...]

POSTED ON September 19, 2019
Big banks join low rate mortgage war

Westpac announces amazing new low rates and first major regional bank goes under 3%* Westpac slashes home loan rates by up to 1.30%. Westpac has [...]

POSTED ON September 10, 2019
Great home loans for refinancers

Home loans typically last for 25 or 30 years, unless you repay it early or refinance. Refinancing means using a new loan to pay off [...]

POSTED ON August 23, 2019
These two men determine your home loan rate

US President Donald Trump is an unconventional and controversial political leader. That’s not news but what you may not realise is how much influence Mr [...]

POSTED ON August 22, 2019
How much can I save with refinancing?

How much can I save by refinancing? Refinancing your home loan could be one of the best financial decisions you ever make. And refinancing is [...]

POSTED ON August 16, 2019
Westpac beats watchdog in battle of the beef

Westpac has emerged victorious after a bombshell court decision today that vindicates automated assessments of loan applicant’s living expenses using a formula called the Household [...]

POSTED ON August 13, 2019
Great time to be a borrower

Home loan rates have hit all-time record lows. The property market is showing signs of recovery. Regulators have eased home loan eligibility guidelines. Lenders are [...]

POSTED ON July 30, 2019
Your home loan deposit explained

For many of the hopeful, wannabe homeowners in Australia, it’s not keeping up with home loan news and finding the right property that stumps them, [...]

POSTED ON July 12, 2019
How to get a self-employed home loan

You might love the freedom of being self–employed but you probably don’t like the attitude of banks and lenders to self-employed loan applicants. One of [...]

POSTED ON July 12, 2019
Home loans with rates UNDER 3%

Home loan rates in Australia have never in living memory been as low as they are now. In short, it’s a great time to be [...]

POSTED ON July 11, 2019
Big changes coming soon to home loan rules

Thousands of Australians who are currently considered not able to afford a home loan are about to suddenly become eligible for mortgage credit. Home loan [...]

POSTED ON July 5, 2019
Are there any green banks in Australia?

Which bank is greenest? Are you concerned that the planet is warming and some politicians are really not responding with appropriate urgency? Are you concerned [...]

POSTED ON June 25, 2019
Property market outlook

Confidence up as loan rules loosened (8 July 2019) Confidence in the property market has jumped since the federal election and auction results are improving. [...]

POSTED ON June 24, 2019
Buying versus renting in Australia

“It is more affordable to buy than rent” Which cities and towns are cheaper for home buyers than renters? Suddenly in 2019, there are plenty [...]

POSTED ON June 13, 2019
How low can interest rates go?

Tuesday June 4 will be remembered as the day the Reserve Bank of Australia (RBA) reduced interest rates to a new all-time record low. The [...]

POSTED ON June 13, 2019