What is the best, easiest, fastest way to save money? A high interest savings account? Or a micro-investing app like Raiz or Spaceship Voyager? Both [...]
An everyday transaction banking account is the base product for most people’s relationship with their bank. An everyday bank account is necessary to get paid [...]
Xinja Bank is a new Australian online neobank. What is a neobank? A neobank is an online bank, probably based around a mobile phone banking [...]
For years young Aussies have been portrayed as big spending, “smashed avo” eating, party animals with little interest in saving and buying a first home. [...]
Look out Afterpay, Zip, OpenPay, LatitudePay and all the other Buy Now Pay Later apps. Klarna has been launched and is now available for Commonwealth [...]
When you’re looking at savings accounts, it’s tempting to just jump at the one that offers the biggest interest rate, but you should stop and [...]
Comparing Savings Accounts: Your InfoChoice Guide to Savings Accounts, January 2020 Looking for your best savings account means not just jumping at the highest rate [...]
The best savings account rates in Australia are now around 2.0% to 2.50% pa. To get a high rate, savers need to compare savings accounts [...]
When you open a savings account it’s for one reason only – to grow your money. Obviously, when you’re comparing savings accounts, you’ll be looking [...]
Everyone wants to be a millionaire, but far too many people believe that this is only possible through inheritance or blind luck. While this is [...]
The RBA has set interest rates in Australia at all-time lows and may cut rates yet again in the near future. CPI inflation in December [...]
You just need a few more dollars. There just isn’t quite enough in our account. Or there is none at all! Some banks will let [...]
An everyday transaction banking account is a basic necessary tool of modern life. Australian banks have recently committed to strengthening the protections for Aussies who [...]
A joint banking account is a transaction or savings account that two or more people hold together; both (or all) account holders can access the [...]
How to turn $100 into $1600 now. Sandra* is a self-funded retiree, with just a small part-pension from Centrelink. Sandra keeps an eye on her [...]
The RBA has rates set at all-time lows and may cut rates yet again in the near future. CPI inflation has edged up to 1.7 [...]
Micro-investing apps make investing easy, you link your internet banking login details to the app, set up a savings/investment plan and watch your money grow, [...]
NAB and Westpac have announced new cuts to some savings account rates. All four big banks have cut their savings account rates in the last [...]
If you’re moving to Australia for study then one of the most important things you need to do is to open a bank account that [...]
What is Osko? Osko, in short, is a new way to pay people, businesses and transfer money between bank accounts using Australia’s New Payments Platform [...]
What is cardless cash? Cardless cash means withdrawing cash from an ATM without a card. Spoiler alert – it’s done with your mobile phone. It’s [...]
The Australian Government guarantees deposits, up to $250,000, that are held in Authorised Deposit-taking Institutions (ADIs)– also known as banks and credit unions. The government [...]
Xinja Bank is a new kind of bank that is not yet fully operational. In the next few months Xinja will launch new accounts and [...]
The Powerball jackpot this week is the biggest in Australian history at $150 million. One in three Aussie adults is expected to play this week's [...]
In-store credit and personal loan specialist, Latitude Financial has launched a new Buy Now, Pay Later service called LatitudePay which can be used at 195 [...]
InfoChoice – your home for information on the Commbank app Almost six million Aussies use the Commbank app, two thirds of all CBA customer transactions [...]
Your bank account is how you manage your everyday finances, receive your salary or Centrelink benefits, pay bills and withdraw cash from ATMs. You can’t [...]
In the olden days (which means the 1970s at the most recent…), your savings account was a dull, stolid sort of investment vehicle that was [...]
By Jason Bryce Prime Minister Scott Morrison famously believes in miracles and now I do too. I have just received my personal ‘dividend’ payment from [...]
Your guide to switching banks Australians are more likely to get divorced than change their bank. But thanks to a number of government regulations in [...]
Afterpay is part of a new wave of ‘Buy now, Pay later’ apps and online wallets that is sweeping the world. Afterpay allows you to [...]
Do you remember the ‘Dollarmites’ school savings program that Commonwealth Bank offers to primary schools around Australia? It still exists—with CBA offering a range of [...]
Getting into the habit of saving money can be the factor that makes all the difference to your security later on in life. If you [...]
Australian interest rates are at an all-time low at the moment and this means that all of the country’s banks had to follow suit and [...]
When you open a bank account that offers interest, whether it’s a transaction account or a dedicated savings account, you’ll probably have to supply the [...]
YOLO right? So why worry about investing and saving. That just seems really boring. Well life costs cash and the better you manage your cash, [...]
Term deposit vs savings account Saving money is important because having a cushion of funds can help you to weather financial storms, get educated, buy [...]
Facebook, Visa, Mastercard, PayPal, Uber, eBay and 23 other online commerce brands have announced a plan to establish a new online currency for Facebook called [...]
Savings accounts are NOT all simple, straightforward products that are basically pretty much all the same. Each savings account has its own terms and conditions, [...]
If you’re looking for ways to grow the money you already have at your disposal, then you’ll almost certainly be looking at investment vehicles like [...]
Sure you know the Dollarmites savings account that Commonwealth Bank offers to primary school kids but did you know there are other children’s savings accounts [...]
Do you think saving money is hard? Spending money is easier right? Well actually anyone can save money but managing their cash efficiently and taking [...]
Which banks are cutting savings rates? Savers are often forgotten in conversations about rate cuts. Borrowers love lower interest rates but the other side of [...]
Even though contactless payment is well on its way to ubiquity now, we still get asked: “Cheque, savings or credit?” at the point of sale. [...]
When you press the “savings” account button at the ATM or in-store at the eftpos point of sale, you are actually withdrawing money from your [...]
Almost two thirds of Australian taxpayers are expecting a refund this tax year, and it’s not chicken feed. The average tax refund in Australia was [...]