Top small business loans in November 2019

Your guide to getting a small business loan Business loan rates have not fallen as far as RBA’s cash rate and rates on business savings [...]

POSTED ON November 14, 2019
How to check your business credit score

Did you know your small business has its own credit score, separate to you, the business’s owner? Most Australian small business owners do not know [...]

POSTED ON November 12, 2019
Review of OnDeck business loans

Easy unsecured loans for small business is the aim of OnDeck Capital. OnDeck opened for business in Australia in 2015 and specialises in unsecured loans [...]

POSTED ON November 11, 2019
Four great Unsecured Small Business Loans

When you’re looking for finance for business purposes, there’s a few factors to consider. You need to minimise the costs of the finance while maximising [...]

POSTED ON August 20, 2019
Fast Loans for Small Business

With many business loans, you might find that the turnaround time for your application can be anything from a few days to a few weeks. [...]

POSTED ON August 5, 2019
The essentials for setting up your home office

Many small businesses don’t require commercial premises to set up shop. Almost one million small businesses operate out of residential premises. But setting up a [...]

POSTED ON February 22, 2018
How to get a business loan with bad credit

Businesses often require a financial investment to help get them up and running. But before a bank can grant you a loan it will review [...]

POSTED ON February 20, 2018
From loan to profit: Growing your small business

You’ve probably come across the term start-up business loan while researching funding options for your new small business. But if you’re unsure of what exactly [...]

POSTED ON February 19, 2018
Insurance basics for small businesses

People often think about insurance in terms of life insurance, car insurance and private health insurance. But when you go into business for yourself, you [...]

POSTED ON February 14, 2018
The best credit card for your small business

Business banking often needs to be kept separate from your own personal finances. If you’re starting your own business, you may need to set up: [...]

POSTED ON February 14, 2018
How to choose a loan for your business

New businesses often require an infusion of cash to get up and running. Whether it’s to cover the rent for an office, purchasing or leasing [...]

POSTED ON February 14, 2018
The small business owner’s guide to grants

Small businesses are a significant part of the Australian economy. Whether you work for yourself running a freelancing business, or you own a small grocery [...]

POSTED ON February 14, 2018
The Small Business Checklist

How to set up a small business There are many benefits to being your own boss, including setting your own hours and controlling the business’s [...]

POSTED ON February 14, 2018
Key terms to know about small business loans

Whether you want to launch a new business, purchase an existing one, upgrade your equipment, finance a new product line or ease your cash flow, a business [...]

POSTED ON November 16, 2017
What is a trust?

A trust is a type of business structure that holds income and/or property for the benefit of others (beneficiaries). A trust is an individual or [...]

POSTED ON November 9, 2017
What is a business partnership?

A partnership is a legal structure where two or more people share ownership of a business. It is a business where multiple people act on [...]

POSTED ON November 9, 2017
What is a company?

A company is a type of business structure that is a legal entity in its own right. The owners are the shareholders and the company [...]

POSTED ON November 9, 2017
What is a sole trader?

A sole trader is the simplest form of setting up a business. This business structure is relatively easy and inexpensive to set up. As a [...]

POSTED ON November 9, 2017
How to register a trademark

What is a trademark? A trademark is a brand name, symbol and/or logo that is used to distinguish a business and their goods or services. [...]

POSTED ON November 9, 2017
How to register a business name

Setting up your business can be an exciting time. But before all the fun begins you may need to register a business name. Here’s our [...]

POSTED ON November 9, 2017
What is a business overdraft?

A business overdraft provides relief, helps cover unexpected expenses and can relieve cash-flow bottlenecks. Think of it like a safety net for when you don’t [...]

POSTED ON October 30, 2017
How to apply for a business overdraft?

This could be due to a cash-flow bottleneck caused by a seasonal slowdown in your work, a long-term contract that doesn’t pay out until the [...]

POSTED ON October 27, 2017
What types of business loans are there?

Before applying for a business loan, you first need to decide what type of business loan works for you. To help you make a decision, [...]

POSTED ON October 11, 2017
How to apply for a business loan

Starting your own business is no small task. But once you have your business plan in order, it’s time to start thinking about your finances. [...]

POSTED ON October 10, 2017
What is a business loan?

For many people, a business loan can play a crucial role in turning an idea into reality. What is a business loan? In a nutshell, [...]

POSTED ON October 9, 2017
Choosing a credit card for your business

Are you looking to start your own business? Perhaps you've already taken the first steps to set up your business. Or maybe you have an [...]

POSTED ON August 11, 2017
Westpac targets small business

Westpac's head of retail and business banking, Jason Yetton said the bank is targeting small business and aimed to become the country's "number one'" business [...]

POSTED ON December 9, 2013
Business loans trending up

The Australian Bureau of Statistics said the value of commercial finance commitments increased 1.4 per cent in August from July. The level of business loans [...]

POSTED ON October 16, 2013
Business still doesn’t rate ANZ

ANZ remains in bottom place among the big four banks for customer satisfaction among business clients according to the monthly DBM Consultants' Business Financial Services [...]

POSTED ON October 24, 2012
Business borrowers vote against ANZ

ANZ'S move to “break up” with the Reserve Bank of Australia and set interest rates independently has seen its approval rating fall among business customers [...]

POSTED ON June 25, 2012
Business banking fees going up

Businesses paid an extra $400 million in bank fees in 2011 according to data released by the Reserve Bank yesterday. Lenders raised $5.5 billion from [...]

POSTED ON June 22, 2012
Business customers vote for Westpac & Bendigo

The latest Roy Morgan Research business banking satisfaction survey shows all but a couple of banks suffering a fall in their ratings since the start [...]

POSTED ON June 15, 2012
Westpac is the favourite big bank for business

Westpac has the highest rating of the Big Four among business customers. According to Roy Morgan Research’s business satisfaction survey, Westpac’s satisfaction rating, at 68.9 [...]

POSTED ON March 20, 2012
Bendigo is the favourite business bank

The latest Roy Morgan Research business banking customer survey, released yesterday, shows a 3.7 percentage point increase in satisfaction reported by micro business over the [...]

POSTED ON January 20, 2012
Business customers like big banks again

Business customer satisfaction with the big banks climbed to a record last month, continuing a trend seen throughout this year according to DBM. By contrast, [...]

POSTED ON December 29, 2011
Business chases debt in 2011

Australian businesses are reducing their exposure to credit risks as they struggle with cash flow problems, a report has found.According to the Veda 2011 Credit [...]

POSTED ON December 14, 2011
BoQ business borrowers get full rate cut

The Bank of Queensland passed on the full recent RBA rate cut to its business clients. The big four banks, however, are yet to act. [...]

POSTED ON December 8, 2011
ANZ OneSwitch targets new business customers

ANZ today announced the introduction of ‘ANZ OneSwitch’, a new service to make it easier for business customers to switch their transaction banking to ANZ. [...]

POSTED ON September 22, 2011
NAB number one for business deposits

Australian Prudential Regulation Authority data shows business deposits growing by 13 per cent over the 12 months to May. The figures for May show a [...]

POSTED ON July 4, 2011
Small business likes Westpac

Roy Morgan Research’s Business Bank Satisfaction Update, published earlier this month, reports that micro business customers of the big banks are the least satisfied of [...]

POSTED ON June 21, 2011
Travelex launches yuan trading

Travelex will offer business customers the opportunity to trade directly with Chinese companies in Chinese yuan.David Sear, the global managing director at Travelex Global Business [...]

POSTED ON June 7, 2011
Small business gets help looking for finance

The government has boosted advice to small business as it acknowledged problems for them getting credit. Small Business Minister Nick Sherry said an advice telephone [...]

POSTED ON May 17, 2011
SME borrowers choosing the big banks

NAB has taken market leadership in the micro-business and SME segments with a 26 per cent share, followed by Westpac with 25 per cent and [...]

POSTED ON July 8, 2010
ANZ eftpos data available for free

ANZ has announced the launch of an online tool that uses aggregated data from merchant EFTPOS transactions to illustrate estimated sales patterns, market share, turnover [...]

POSTED ON July 6, 2010
St George giving away business training

St.George Bank has launched the St.George Business Mentoring Program, a nine-month series of business coaching workshops, to be offered for free to more than 1,200 [...]

POSTED ON March 19, 2010
Small biz welcomes NAB fee relief

The Council of Small Business Organisations of Australia applauds the decision by the National Australia Bank to abolish a series of fees for its small [...]

POSTED ON February 24, 2010
Small Business customers like NAB and St George

The monthly Business Banking Customer Satisfaction Monitor published by East & Partners shows that small businesses rate their banks, as of November 2009, at 4.44 [...]

POSTED ON January 28, 2010
NAB slashes fees on small biz

Half a million small business customers of National Australia Bank will share in the savings from the effective elimination of several dishonour fees announced yesterday [...]

POSTED ON January 28, 2010
Nab cuts business banking fees

National Australia Bank will cut some fees incurred by businesses when they incur unauthorised overdrafts. Two fees the bank will eliminate are the $50 fee [...]

POSTED ON January 27, 2010
Minnows take business from the major banks

Total business lending by all lenders is down by eight per cent over 12 months according to the RBA. Business lending by Commonwealth Bank is [...]

POSTED ON January 19, 2010
Small Business turns on their banks

Business bank customers, in particular small business people, are less impressed with their bank at the end of 2009, than they were one year ago [...]

POSTED ON January 8, 2010
Small biz urged to seek higher rates

Thirty per cent of small businesses have $10,000 to $100,000 in cash stored in low-interest accounts despite the introduction over the last few years of [...]

POSTED ON January 7, 2010
Small biz owners fight equipment lease scam

A telephone sales scam that has landed hundreds, perhaps thousands, of small business owners with crippling debts to banks and finance companies is being prosecuted [...]

POSTED ON December 24, 2009
Banks focus on small business

Small business will be the most hotly contested segment of the banking market in the year ahead, Commonwealth Bank executive general manager for local business [...]

POSTED ON December 1, 2009
Cash account good for super

DIY Super Funds and Trusts can earn a high variable interest rate on the cash component of self managed superannuation with an at-call Business Optimiser.Simply [...]

POSTED ON November 17, 2009
St George: Bank of the year

St.George reported strong customer metrics for the year ending June 2009, retaining its comfortable lead over the majors on both customer satisfaction (76.6 per cent [...]

POSTED ON November 16, 2009
100 new bank branches this year

The number of bank branches has increased for the eighth consecutive year, according to a survey released today by the Australian Prudential Regulation Authority (APRA). [...]

POSTED ON November 13, 2009
Most banks shedding branches

ANZ, NAB and Commonwealth all lost branches during the financial year ending June 2009, as did the mutual sector. Westpac/St George expanded during the year, [...]

POSTED ON November 13, 2009
Credit ratings agencies overhauled

The Australian Securities & Investments Commission yesterday announced a widely flagged package of reforms that will require ratings agencies such as Standard & Poor's and [...]

POSTED ON November 13, 2009
Rate rises worry consumers

Consumer confidence seems to have been dented by the Reserve Bank’s two interest rate rises in October and November.The Westpac-Melbourne Institute Index of consumer confidence [...]

POSTED ON November 12, 2009
Rates heading up says Commbank

The Commonwealth Bank expects official interest rates to be 4.5 per cent within one year and will not rule out raising rates on its own [...]

POSTED ON November 12, 2009
Mecu wins awards and happy customers

mecu, one of Australia’s largest credit unions, was one of the very few Australian financial institutions to report an increase in profit this year. mecu’s [...]

POSTED ON November 12, 2009
Credit costs to go up under new rules

The cost of credit and loans to consumers will rise if the Australian government adopts new global rules governing bank liquidity say the Commonwealth Bank. [...]

POSTED ON November 12, 2009
CBA wants to be the good guy

Commonwealth Bank's target is to become the number one ranked bank for customer service by June 2010, said CEO Ralph Norris yesterday at the bank’s [...]

POSTED ON November 12, 2009
Credit unions delivering better deals

More than 4.3 million Australians are members of a credit union or mutual building society. “Mutual financial institutions offer Australians a better banking deal with [...]

POSTED ON November 11, 2009
Banks slug small business

Interest rate margins on small business loans have increased greatly over the last two years. In 2007 loans to small and medium sized businesses from [...]

POSTED ON November 11, 2009
Twenty new branches for St George

St George Bank has reported good results for the 2008/09 financial year with total lending up 10 per cent to $121 billion and total deposits [...]

POSTED ON November 10, 2009
Heritage delays rate rises until 2010

Australia’s largest building society, Heritage, has announced an increase in interest rates on all variable rate loans following the Reserve Bank of Australia’s (RBA) decision [...]

POSTED ON November 10, 2009
Higher rates are coming soon

The Reserve Bank of Australia has upgraded its economic forecasts, raising expectations that interest rates will be raised higher over coming months. On Friday the [...]

POSTED ON November 9, 2009
World leaders consider transaction tax

A global tax on transactions is currently being investigated by the International Monetary Fund which will report on the proposal to the G20 meeting of [...]

POSTED ON November 9, 2009
ME Bank says we have lower fees

The decision by NAB to remove monthly account keeping fees on a few accounts is a small proportion of the total fees and commissions received [...]

POSTED ON November 6, 2009
Banks jack up margins

All major banks have managed to increase their core income in the latest September half, in what was not exactly a booming economy. ANZ lifted [...]

POSTED ON November 6, 2009
VIDEO: InfoChoice on Today Tonight – $6bn Savings

InfoChoice, Australia's leading finance comparison site presents CEO Shaun Cornelius in an interview with Today Tonight about Infochoice's research highlighting opportunities for consumers to save [...]

POSTED ON November 5, 2009
Westpac challenging CBA

Westpac will take over the mantle as Australia’s most profitable bank after reporting record growth in deposits and loans. Yesterday, Westpac announced an 11 per [...]

POSTED ON November 5, 2009
Bank profits down in 2009

Australian banks have endured the ultimate stress test of the global financial crisis to emerge strong and still delivering profits. The Australian Bankers’ Association (ABA) [...]

POSTED ON November 5, 2009
Westpac spares business from rate rise

Westpac yesterday passed on the full 0.25 per cent rate rise to its‘ home loan customers but is not passing on the rate rise to [...]

POSTED ON November 4, 2009
ANZ falls back into line on rates

ANZ Bank further clarified its position on rate rises yesterday and backed even further away from an apparent pledge last week by chief executive Mike [...]

POSTED ON November 4, 2009
Banks to add more to RBA rate rises

Borrowers are likely to be slugged by more rate rises from RBA and more margin expanding rate rises from the big banks as well. The [...]

POSTED ON November 2, 2009
Switch your lender & save $3,800

Over the last 14 months of the GFC, many people moved their money and their business to a big four bank. Many people could simply [...]

POSTED ON November 2, 2009
Four steps to switching banks

Switching bank accounts to a new bank is easier than it has been in the past, but can still be a complex process. ASIC and [...]

POSTED ON November 2, 2009
Fee changes to all transaction accounts

Almost all banks, credit unions and building societies have announced changes to the fees they charge their credit card, loan and account customers. Now may [...]

POSTED ON November 2, 2009
Banks trying to connect with customers

ANZ, Westpac and NAB have launched new marketing programs recently all trying to reconnect with their customers and communities. ANZ have re-fashioned their signage with [...]

POSTED ON November 2, 2009
Most borrowers reject fixed rates

Most homeowners are choosing to stick with their variable rate mortgages with only ten per cent saying they are opting to fix their rate now. [...]

POSTED ON November 2, 2009
Aussies are stashing their cash

The first national study by Westpac into the social effects of the global financial crisis shows more than 32% of Australians are cocooning in the [...]

POSTED ON November 2, 2009
ANZ backs away from no rate rise commitment

ANZ CEO Mike Smith yesterday clarified the bank’s likely approach to pricing home loans in Australia as the RBA prepares to lift the cash rate [...]

POSTED ON October 30, 2009
Banks to pass on regulation costs to customers

ANZ Bank chief executive Mike Smith has warned the prudential regulator against "fixing something that's not broken".Australian Prudential Regulation Authority chairman John Laker said on [...]

POSTED ON October 30, 2009
0.25 per cent rate rise coming next week

The Reserve bank of Austalia will raise the official cash rate by half of one per cent before christmas say many economists. Most economists are [...]

POSTED ON October 29, 2009
ANZ lives in your world

ANZ has launched its new brand identity and positioning to support its super regional strategy and set an aspiration to develop ANZ as a people-focused, [...]

POSTED ON October 29, 2009
Westpac says rates may have to go up

Westpac chief Gail Kelly says the cost to the bank of funding its lending is still very high and could result in credit rationing. Kelly [...]

POSTED ON October 28, 2009