results from this calculator should be used as an indication only. Results do not represent either quotes or
pre-qualifications for the product. Individual institutions apply different formulas. Information such as
interest rates quoted and default figures used in the assumptions are subject to change. This calculator is
not intended to be relied on for the purposes of making adecision in relation to a financial product. You
should consider obtaining advice from a financial services licensee before making any financial decisions.
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