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American Express Platinum Reserve Credit Card

 
 
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Details
Purchase Rate 20.74%
Apply for this card today
Cash Advance Rate -%
55 days
Interest Free
$395
Annual Fee
  • Introductory Rate 0%for first 6 months

    • Enjoy a special introductory interest rate of 0% p.a. on purchases for the first 6 months.
    • Enjoy complimentary membership to Priority Pass, giving you access to over 600 VIP lounges in 300 cities worldwide, with 2 complimentary lounge visits per year.
    • Receive a complimentary international or domestic economy return flight every year. Or choose a complimentary night's stay in one of our selected luxury hotels within Australia.
    • Earn 1.5 Membership Rewards points for every $1 spent and automatically be enrolled into the Membership Rewards Ascent program.
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    Card Details

    Rewards Program Y Overseas ATM Availability N
    Insurance Cover for Purchases Y Interest Paid on Credit Balance N
    Automatic Travel Insurance Y    


     
    • Earn 1.5 Membership Rewards points for every $1 you spend on your Card, up to $100,000 per annum.
    • You can redeem your points with one of eight airline partners, for travel in-store with Travelscene American Express and Harvey World Travel or online with Webjet.
     
    Rewards Points per Dollar 1.5
    Spend to Redeem $100 Gift Card* $9000
    Spend at Loyalty Partner for $100 Gift Card*
    Linked to Frequent Flyer Y
    Frequent Flyer Ratio
    SPEND FOR SYD/MEL RETURN*


    Lifetime of Points
    Rewards Program Partners 8 domestic and international frequent flyer program partners (see below for details) Travel agency partners including Travelscene American Express and Harvey World Travel. Pay with Points partners including Webjet and Ticketmaster. Accommodation partners include: Sofitel, Novotel, All Seasons Hotels Best Western, Comfort Hotels, Conrad Jupiters, Conrad Treasury, Crown Promenade, Crown Towers, Crown Metropol, Four Points by Sheraton, Grand Mecure Hotels and Apartments, Hilton, Ibis Hotels, Mecure Hotels and Resorts, Mirvac Hotels and Resorts, Novotel Hotels and Resorts, Peppers Hotels and Resorts, Radisson Hotels and Resorts, Rendezvous Hotels, Sheraton, Sofitel Hotels and Resorts, Stamford Hotels and Resorts and Westin. Car rentals with Avis and Hertz. Gift Card partners include: Angus and Coote, Bob Jane T-Marts, Borders, BP, Bunnings, Coles, Country Road, David Jones, Domayne, Harvey Norman, Myer, Officeworks, Rebel Sport, Red Balloon, Sanity, Simon Johnson, Target, Tiffany and Co. Vintage Cellars, WISH Gift Card and Woolworths. Plus an extensive range of products (approx. 1,400) from brands including Apple, Lonely Planet, Navman, Nike, Panasonic, Royal Doulton, Samsonite and Sony, to name a few. Experiences rewards from Greater Union, Hoyts, Birch Carroyl and Coyle, Australia Zoo and Total Experience.
    Rewards Bonus Points Partners Earn Bonus Points with the following Bonus Partners: Avis, Bob Jane T-Marts, DFS Galleria and Hotel Club.
    Domestic Airlines
    International Airlines
    Conditions
    Annual Fee $395 Minimum Repayment 2.5%
    Annual Fee First Year $395 Interest Charged From StatementDate
    Rewards Joining Fee 0 Late Payment Fee $30
    Supplementary Card Fee $0    
    Duplicate Statement Fee $10 Overseas ATM Balance Fee
    Transaction Verification Fee $7 Overseas ATM Withdrawl Fee
    Over Limit Fee $15 Overseas Emergency Card Replacement Fee $0
     


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    Terms & Conditions
    American Express credit approval criteria applies. Subject to Terms and Conditions. Interest Rates, fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited 1. All flights are subject to availability and American Express does not guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Flight Offer Conditions. Hotel night stay is subject to availability and blackout dates may apply. Hotel night stay is based on a standard room with two people sharing and must be booked two weeks before your stay. 2. Hotel night stay is based on a standard room with two people sharing and must be booked two weeks in advance of stay. Subject to availability. Blackout dates may apply. 3. The first two visits within each 12-month membership period are complimentary to the Basic Card member only, after which every visit would be charged as per the prevailing rates; currently USD27 per person. Any accompanying guests will be charged USD27 per visit, which will be automatically charged to the Card member’s American Express Platinum Reserve Credit Card. Unused visits cannot be carried forward to the following year of membership. The number of complimentary visits will be reset to two per each 12-month period. Renewal terms and conditions are at the discretion of Priority Pass Ltd. 4. American Express Platinum Reserve Credit Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Reserve Credit Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This brochure does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements. 5. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions

    * For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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