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Commonwealth Bank Low Fee Credit Card

Commonwealth Bank Low Fee Credit Card

Product Image

Purchase Rate
19.74 %

Cash Advance Rate 21.24% p.a.
Interest Free Up to 55 days
Annual Fee$29
Balance Transfer Rate 5.99% p.a.for first 5 months

  • Enjoy $0 annual fee for the first year and for each subsequent year where you spend $1,000 or more in the previous year**.
  • MasterCard PayPass.
  • Complimentary additional card for a family member or friend.
  • Enhanced security chip protection.
  • Optional features on request - e.g. Card Repayment Cover and Secure Sentinel.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

Rewards Points per Dollar Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines

Annual Fee $29 Minimum Repayment Greater of 2% or $25
Annual Fee First Year $0 Interest Charged From Purchase Date
Rewards Joining Fee Late Payment Fee $20
Supplementary Card Fee $0    
Duplicate Statement Fee $7 Overseas ATM Balance Fee $1.25
Transaction Verification Fee $0 Overseas ATM Withdrawal Fee $4
Over Limit Fee $0 Overseas Emergency Card Replacement Fee $20

Terms & Conditions
**CommBank waive your annual fee for the first year, then continue to waive your annual fee each subsequent year as long as you spend at least $1,000 in the previous year on your Low Fee card, or at least $10,000 on your Low Fee Gold credit card (on purchases and cash advances only). To access the lock, block and limit features on the CommBank app, you need to have Android 2.3+ operating system and above or iOS 5.0+ operating system. Not available on Windows Phones. Excludes transactions flagged as recurring (e.g. direct debits) and transactions not sent to us for authorisation. Other Terms & Conditions apply. Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable.

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* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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