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David Jones American Express Card

David Jones American Express Card

Purchase Rate
20.74 %
p.a.




Cash Advance Rate -
Interest Free Up to 44 days
Annual Fee$99

  • Receive 20,000 Membership Rewards points or 15,000 Qantas Points when you spend outside of David Jones three times within the first month of becoming a Card Member.
  • Earn up to 3 Reward Points per dollar spent
  • Choose either Membership Rewards or Qantas Frequent Flyer as your rewards program
  • Access a great range of exclusive, complimentary instore benefits at David Jones
  • Eligible for use with Android Pay, Apple Pay and Samsung Pay

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • David Jones American Express Membership Rewards:
  • Earn 3 points for every dollar you spend at major supermarkets and petrol stations.
  • Earn 2 points for every dollar you spend instore at David Jones.
  • Earn 1 point for every dollar you spend everywhere else.
  • No points capping or expiry.
  • Indulge in a little retail therapy, thanks to our online rewards store. Or take off on a well-deserved break.
  • Qantas Frequent Flyer:
  • Qantas Frequent Flyers can redeem their Qantas Frequent Flyer points for Award flights with Qantas or its 30+ airline partners and their affiliates, or merchandise and gift cards through the online Qantas Frequent Flyer store.
  • 1 Reward point = 0.75 Qantas Frequent Flyer points.
Rewards Points per Dollar 1 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $4500 Frequent Flyer Ratio 0.75
Spend at Loyalty Partner for $100 Gift Card* $6750 SPEND FOR SYD/MEL RETURN* $15000

Lifetime of Points
Rewards Program Partners David Jones, Velocity, KrisFlyer, Virgin Atlantic, Air NZ, Malaysia Airlines, Thai Airways, Cathay Pacific, Travelscene American Express, Harvey World Travel, Webjet.com.au, Hilton HHonors, Starwood Preferred Guest, Priority Club, Jumeirah Hotels and Resorts + more
Rewards Bonus Points Partners
Domestic Airlines 1 Reward Point = 0.75 Qantas Frequent Flyer points
International Airlines
Conditions

Annual Fee $99 Minimum Repayment Greater of 2.5% or $30
Annual Fee First Year $0 Interest Charged From Purchase Date
Rewards Joining Fee $0 Late Payment Fee $30
Supplementary Card Fee $0    
Duplicate Statement Fee $10 Overseas ATM Balance Fee
Transaction Verification Fee Overseas ATM Withdrawal Fee
Over Limit Fee $0 Overseas Emergency Card Replacement Fee

Visit the issuer's website for additional information. Go to site

Terms & Conditions
Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ® Registered Trademark of American Express Company. Subject to American Express lending criteria. Interest rates, fees and charges apply. You must be over the age of 18 years to apply. Terms and Conditions apply. All information is correct as at 1 September 2017 and is subject to change. For full Terms and Conditions please see David Jones Storecard and David Jones American Express Card Member Agreement. Cards are offered, issued and administered by American Express Australia Limited. 1. This interest rate does not apply for Cash Advances and associated fees. 2. You will have up to 44 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued. 3. The Supplementary Card fee is $29 p.a. per Card. There will be no annual Card fee charged for the first year on all new Supplementary Card holders approved on your David Jones American Express Card account. Supplementary Card holders must be at least 18 years of age. You will be liable for all charges on your Supplementary Card. 4. This offer is available to new David Jones American Express Card Members who apply online via this site, are approved and spend three times on the Card outside David Jones within the first month of becoming a David Jones American Express Card Member. If you opt in to Membership Rewards, you are eligible to receive 20,000 Membership Rewards points. If you opt in to Qantas Frequent Flyer, you are eligible to receive 15,000 Qantas Points. Reward Points are earned and converted to your chosen rewards program in accordance with and subject to the David Jones Storecard and David Jones American Express Reward Points Terms and Conditions available at davidjones.com.au/rewardpoints. Please allow 8 to 10 weeks after you have made the eligible spend for the points to be credited to your account. Customers applying for the David Jones American Express Staff Card or Card Members who currently hold or who have previously held any other David Jones Credit Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. 5. Reward Points are governed by the David Jones Storecard and David Jones American Express Reward Points Terms and Conditions and exclusions apply. For full Terms and Conditions go to davidjones.com.au/rewardpoints Participating retailers in Australia include the following merchants who have been classified as “major supermarkets”: Bi-Lo, Coles, Fishers, Food For Less, Fresh Provisions, Harris Farm Markets, IGA, Macro Wholefoods, Safeway, Supabarn, Thomas Dux and Woolworths. Participating retailers in Australia include the following merchants who have been classified as “major petrol stations”: Ampol, BP, Caltex Woolworths, Gull, Metro, Mobil, Peak, Safeway Petrol, Shell, United, Woolworths Petrol and 7 Eleven. Exceptions may apply if individual retailers do not accept American Express as a form of payment. Reward Points are earned for every one Australian dollar spent on goods and services. Subject to your account being kept in good standing and not overdue. 6. Subject to the David Jones Storecard and David Jones American Express Reward Points Terms and Conditions available at davidjones.com.au/rewardpoints. The redemption of points is subject to your account being kept in good standing and not overdue. 7. Reward Points are earned and converted to Qantas Points in accordance with the David Jones Storecard and David Jones American Express Card Reward Points Terms and Conditions available at davidjones.com.au/rewardpoints and exclusions apply. For the David Jones American Express Card, 1 Reward Point = 0.75 Qantas Points. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points, which are subject to the Qantas Frequent Flyer program Terms and Conditions available at qantas.com.au/terms. 8. Receive complimentary standard delivery to any address within the same country as the store in which your goods were purchased or within Australia when you purchase online at davidjones.com.au using a David Jones American Express Card or the David Jones Storecard. Excludes gift cards, hampers and fresh food, Wine Club, Gift Registry and large items. 9. Available whenever you use a David Jones American Express Card or the David Jones Storecard instore or online at davidjones.com.au 10. To receive exclusive invitations you must be opted in to receive marketing communications and continue to spend on your Card. Subject to availability. 11. Interest Free instalment credit option is available to approved customers who purchase homewares, furniture, bedding and electricals instore using a David Jones American Express Card and the David Jones Storecard only. Repayable in either 12, 18, 24, 36 or 48 equal monthly instalments depending on the plan. Minimum purchase $500, in one transaction. Fees and charges apply. Each new interest free instalment credit option incurs a $35 establishment fee and a $2.95 monthly account keeping fee. Not available in conjunction with any price reduction pursuant to the David Jones Price Promise. Only available in Australian stores. Refer to the David Jones Storecard and David Jones American Express Card Member Agreement for full Terms and Conditions. 12. Fashion Pay Later Option is a deferred payment promotion available for purchases made instore at David Jones on a David Jones American Express Card or the David Jones Storecard. This promotion is available on all purchases of women’s and men’s apparel, shoes and fashion accessories with a single transaction value of $250 or more. The deferred payment period is 3 months. Only available in Australian stores. Refer to the David Jones Storecard and David Jones American Express Card Member Agreement for full Terms and Conditions 13. The Christmas Deferred Payment Option is a deferred payment promotion available for purchases made instore at David Jones on a David Jones American Express Card or the David Jones Storecard between 1 November and 24 December. The deferred payment period expires 31 January in the following year. Only available in Australian stores. Refer to the David Jones Storecard and David Jones American Express Card Member Agreement for full Terms and Conditions. 14. Subject to the David Jones Storecard and David Jones American Express Rewards Points Terms and Conditions available at davidjones.com.au/rewardpoints. The amount of Membership Rewards points required to purchase the item(s) is subject to change at any time. A minimum of 3,000 points must be redeemed at any one time. Only American Express Cards issued by American Express Australia Limited are eligible provided they are enrolled in the Membership Rewards program. The David Jones Storecard, Card Members enrolled in the Qantas Frequent Flyer program, Qantas American Express Cards, Velocity American Express Cards and Supplementary Card holders are not eligible for Shop with Points transactions. The Primary Card must be used to complete the purchase. 15. Gift Card rewards are not refundable, may not be exchanged for cash or credit and are valid for a period of 3 months from the date of issue, unless otherwise stated. Individual retailer gift card conditions apply. 16. To transfer Membership Rewards points for points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Card Member’s responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply. 17. Membership Rewards points may be redeemed by the Primary Card Member for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Card Member’s other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not redeemable for cash via Credit balance refund. 18. Classic Flight Rewards are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Reward seats available. Taxes, fees and carrier charges are payable in addition to the Qantas Points required. For more information, visit qantas.com/classicflightrewards. 19. The redemption of Qantas Points for Awards is subject to the Qantas Frequent Flyer Terms and Conditions, the Qantas Store Terms of Use, voucher Terms and Conditions (including expiry rules) if relevant and any other terms and conditions disclosed at the time of redemption. Visit the Qantas Store for details. The range of Awards and Qantas Points required change from time to time and are available while stocks last. See the Qantas Store for our latest offers. 20. The David Jones American Express Card insurance is subject to terms, conditions and exclusions (such as cover limits) - see the full terms and conditions available here. You must use your David Jones American Express Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full terms and conditions to decide if this insurance meets your needs. 21. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Member Agreement, you will not be liable for any unauthorised charges. 22. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges. Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. American Express® is a registered trademark of American Express Company.


* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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