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ANZ Access Advantage
ANZ Access Advantage

Variable Interest Rates: All Balances (p.a.)

< $1,000
Hide Rates For All Balances
No monthly account service fee if you deposit at least $2,000 a month, or if you meet our other eligibility criteria (normally $5 a month).
Use your own money online, over the phone and overseas with Visa Debit access. Plus, you get unlimited everyday transactions using ANZ ATM’s, ANZ Internet Banking, ANZ goMoneyTM and ANZ Phone Banking.
Now with Apple Pay. Use your compatible Apple device to tap and pay when you’re out and about. Terms and Conditions apply. Visit for more information.

No Account Keeping Fee

Internet Banking

Counter Service

Phone Banking


Required Linked Account

Account Details
Account Type
Min. Opening Amount
Min. Balance
Monthly Account Fee
Interest Calculation Frequency
Interest Payment Frequency
Interest Paid In Steps?
ATM Withdrawal Fee
ATM Balance Fee
Daily ATM Withdrawal Limit
Debit Card Replacement Fee
Fee Details
Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free
™ANZ goMoney is a registered trademark of ANZ. ANZ goMoney Terms and Conditions on As an ANZ customer you won’t pay an overseas ATM transaction fee when you use an ANZ branded ATM to withdraw cash from this ANZ account while overseas. You'll find ANZ ATMs in various locations throughout the Asia Pacific region. See the ANZ Personal Banking Account Fees and Charges booklet for more information.
Internet & Phone Fees
Phone Transaction Fee
Internet Transaction Fee
Free Electronic Trans. per Month
Counter & Cheque Fees
Counter Deposit Fee
Counter Withdrawal Fee
Free Counter Trans. Per Month
Cheque Fee
Cheque Dishonour Fee
Debit Item Dishonour Fee
Overseas Access
Overseas ATM Facilities
Overseas ATM Balance Fee
Overseas ATM Withdrawal Fee
Overseas EFTPOS Fee
OS Emergency Card Replacement
Foreign Transaction Fee
More from ANZ
About ANZ

ANZ is one of the largest companies in Australia and New Zealand and a major international banking and financial services group, which is among the top 50 banks in the world.
ANZ world headquarters is located in Melbourne, where it first opened an office as the Bank of Australasia in the 1830s.
ANZ's impressive history stretches back over 170 years and involves dozens of different banks.


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