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Term Deposit
Term Deposit

Interest Rates p.a.

90 Days
1.15%
120 Days
1.15%
150 Days
1.15%
180 Days
1.55%
210 Days
1.55%
240 Days
1.75%
270 Days
1.75%
300 Days
1.75%
330 Days
1.75%
2 Year
2.15% paid Annually 2.05% paid Monthly
3 Year
2.35% paid Annually 2.25% paid Monthly
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Account Details
Minimum Amount
$500.00
Maximum Amount
$4,999.00
Interest Payment Method
Cheque, Direct Credit, Rollover on Maturity
Penalties for Early Withdrawal
Early Withdrawal Policy - By opening a Term Deposit with mecu, an agreement is entered into whereby the Credit Union agrees to pay a specified interest rate on the amount invested. Interest paid on principal amounts withdrawn early will equate to the percentage of the current term over the original agreed term. E.g. If the term deposit is held for 80% of the original term 80% of the accrued interest will be paid upon early redemption. Any funds not redeemed will remain in the account until final expiry of the agreed term and will attract the full rate of interest as originally specified. Minimum retained balance is $500.
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Earn up to 2.66% p.a.
 
 

UBank Personal Term Deposits (online)

Earn a 0.10% p.a. Loyalty Bonus when you rollover your principal (or more) at the end of your term

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Earn up to 2.55% p.a.
 
 

Term Deposit

No monthly account keeping or transaction fees. Where a term doposit balance below $5,000 is required for security, the effective rate is 1.00% p.a.

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