Sponsored Home Loan Listings
InfoChoice displays Home Loans from providers that sponsor our site first and with a “SPONSORED” indicator in the left most column. To re-sort the home loan comparison list without this filter - simply de-select the “Show sponsored listings first” checkbox.
Notes to the Table
- Home Loan Comparison interest rates in this table are based on a loan amount of $150,000 and a term of 25 years.
- 5 year cost is the sum of all principal and interest payments made on the home loan, along with any upfront fees (application, legal, settlement, valuation) as well as any ongoing fees that might be payable. This is assuming you remain with the same lender and no extra payments are made.
- Exit Fees / Deferred Establishment Fees / Early Termination Fees / Break Costs are not included in the calculation.
- Default value for 5 year cost and monthly repayments based on a home loan amount of $250,000, paid over a term of 25 years.
- Monthly repayment calculation is based on the initial headline interest rate offered – in instances where the rate might be of an introductory or fixed rate nature, please view the detailed product fact sheet for the ongoing monthly repayment proceeding the introductory / fixed rate period.
* The 3 and 5 Year DEF/ETF columns relate to the charge when a customer wishes to discharge their home loan within the 3 and 5 year period respectively. DEF stands for Deferred Establishment Fee and ETF stands for Early Termination Fee. This fee charge might actually be more, depending on your borrowing amount and if the calculation is based on monthly repayments or a percentage of your home loan facility. For the purposes of the home loan comparison, we have used the cost associated to a $300,000 paid over a 25 year period.