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Special Offer First Home Buyer 5 Year Home Package Owner Occupied Rate > 150K <90% LVR Principal and Interest
Special Offer First Home Buyer 5 Year Home Package Owner Occupied Rate > 150K <90% LVR Principal and Interest

Fixed Rates: All Terms (p.a.)

TermsFixed RateComparison Rate
5 Year
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Loan Type


Min Loan


Max Loan


Application fee


Borrow upto
of property value


Ongoing fee


Redraw Facility

Offset Account

Loan Details
Loan Type
Security Type
Owner Occupiers
Repayment Options
Principal & Interest
Repayment Frequency
Weekly, Fortnightly, Monthly
Interest Rate Notes
Min Loan Term
Max Loan Term
Min Loan Amount
Max Loan Amount
Max Loan to Value Ration (LVR)
Max LVR with Mortgage Insurance
Extra Repayments
Loan is Transferable (Portable)
Transfer Fee
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate
Redraw Available
Min Redraw Amount
Max Redraw Amount
Redraw Fee
Redraw Notice Period
Redraw Method
Redraw Notes & Comments
Split Account
Split Available
Max No. of Accounts for Split
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing
Application Fee
Legal Fee
Valuation Fee
Settlement Fee
Service Fee
Exit Fee
Early Termination Fee

Break Costs:

Early Payment Interest Adjustment (EPIA) may apply if the fixed rate is broken.

General Fee Notes:
General Notes:
Annual package fee waiver applies to owner-occupied first home buyers (i.e. have never purchased a property) who take out a Home Package Plus with a new Standard Variable Rate or 5 Year Fixed Rate loan of at least $150,000. The annual package fee of $375 will be charged and refunded for the life of the loan, expiring only if the loan is closed or varied out of the product or package. Offer valid from 01/09/2017 and is subject to change without notice and may be withdrawn at any time before a credit contract is entered into. ++ Advertised rate valid from 1 September 2017, is subject to change without notice and may be withdrawn at any time before a credit contract is entered into. Rate available for new owner-occupied loans of at least $150,000 where borrowings are less than 95% of the security property value ("LVR") inclusive of lenders mortgage insurance for principal and interest repayment types only. Rate includes a Package Fixed discount of 0.35% p.a. applied to the Bank’s Standard 5 Year Fixed Rate for personal purpose / owner-occupied lending (currently 4.34% p.a.). At expiry of the Fixed Rate period, the rate will revert to the then Standard Variable Rate (currently 5.55% p.a.) less the Home Package Plus Variable Discount (currently 1.76% p.a.) available at the time you entered into the Package. The standard Fixed Rate offered on the day of settlement of the loan will apply unless the rate is secured by paying a Guaranteed Rate Fee. The package discount is applied for as long as the loan remains part of the Home Package Plus. Offer available for Owner Occupier first home buyers who have never previously purchased a property; all applicants for the loan must be first home buyers . New loans only, pre-approvals and investment lending excluded.
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