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News

Term deposit rates at historical highs

The average interest rate on the major banks new deposits is currently slightly higher than the Reserve Bank of Australias official cash rate, compared with about 1.50 per cent below the cash rate before the onset of the global financial crisis.  Read full article

ASIC warns of dual pricing on term deposits

ASIC released the results of its health check of the Australian term deposit market. Total term deposits in Australian Deposit Institutions (ADIs) grew by over 20 per cent from June 2008 to June 2009.  Read full article

Term deposits not set and forget

ASIC says dual pricing coupled with the potential for term deposits to rollover by default if the investor does not take action, creates a risk that a retail investor could inadvertently end up in a much lower interest term deposit. Read full article

Suncorp attracting term deposit money

High term deposit and savings interest rates are attracting more retail cash into Suncorp Bank. Read full article

Term deposits are a great deal right now

Many investors may not realise what a great deal those high term deposit are says Shane Oliver, head of investment strategy at AMP. Read full article

More

Rate Watch

27/08/2009
Rates to stay on hold, for now
After months of falls in employment, there are some signs our job market may be turning the corner.

FULL STORY

Term Deposit Guides

Australians' $1 billion lost interest bill

Research from financial comparison experts InfoChoice shows that Australian consumers have short-changed themselves of more than $1 billion worth of interest in the past six months. Read full article

Make your money work for you

There has never been a better time to shop around for deposit accounts with some great offers outside of the big 4 banks.  Read full article

Should I lock away my savings or keep it at call?

In a competitive market where banks are fighting hard to win depositors cash, an excess number of cash accounts aggressively priced to offer decent returns are available... Read full article

More Guide Articles

Featured Term Deposits

Institution Product 90 Days Details
UBank Term Deposits 5.76 DETAILS
Term Deposit (online) 5.75 DETAILS
ME Term Deposits 5.75 DETAILS
Macquarie Bank Term Deposit 5.50 DETAILS
Term Deposit 5.20 DETAILS
Institution Product 90 Days Details

The above products are some of the top rates available in the market. Based rates for a term deposit of $25,000.