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Financial Calculators

Welcome to our InfoChoice financial tools and calculators section. We have developed free to use online calculators for your convenience to help you stay in control of your money.

Mortgage Calculator

Calculate what your mortgage repayments will be and how they would fit into your budget by using our Mortgage Calculator

Refinance Calculator

Calculate how much switching your home loan can help you save by using our Refinance Calculator

Borrowing Power Calculator

Calculate the maximum loan amount you can borrow based on your income and expenses by using our How much can I borrow calculator

Stamp Duty Calculator

Calculate what your upfront or transfer costs are when buying property by using our Stamp Duty Calculator.

Mortgage Extra Repayment Calculator

Calculate how quickly extra repayments can help pay off your home loan by using our Mortgage Extra Repayment Calculator

Lump Sum Repayment Calculator

Calculate how much lump sum payments on your mortgage can help you save by using our Lump Sum Repayment Calculator

Home Loan Comparison Calculator

Calculate your home loan repayment options based on fixed vs variable home loan rates by using our Home Loan Comparison Calculator

Split Loan Calculator

If you're wondering if a fixed or variable home loan is best for you, try a mixture of both. This calculator allows you to split your loan and have the best of both worlds. Simply enter the fixed and variable amount and let the calculator generate your repayments.

Principal & Interest Calculator

Use our Principal & Interest Calculator to get full visibility of how much of your repayments are principal and how much are interest. The calculator lays out both due amounts throughout the course of your loan.

Where can I Buy?

Narrow down the postcode that’s best for your budget with our Where Can I Buy Calculator. Simply enter the desired loan amount, your state and the property type, and the calculator will automatically generate the area.

Personal Loan Calculator

Our Personal Loan Calculator allows you to work out how long it would take to pay off your personal loan and how much interest you would pay in that period.

Car Loan Calculator

Our Car Loan Calculator allows you to work out the time it would take to pay off your car loan and what you would end up paying towards interest on your car loan.

Budget Planner

Calculate an ideal budget by entering your income details, living expenses, insurances, loans and more.

Savings Calculator

Use our Savings Calculator to work out how much you could potentially earn in interest with regular deposits. Simply enter your savings amount, interest and frequency to see your possible earnings.

Income Tax Calculator

Our Income Tax Calculator allows you to enter your annual income and gives you a breakdown of the tax you pay and how much you take home.

Term Deposit Calculator

Try our Term Deposit Calculator to determine how much you could potentially earn. Simply enter your investment term, rates and interest details and see how your money could grow.

Credit Card Repayment Calculator

Wondering if it’s worthwhile paying more money off your credit card? Our credit card calculator lets you adjust your repayments to forecast the potential time and money saved.

Whether it’s using our budget planner to fast-track your savings, narrowing down the right post-code in which to buy property or calculating if your repayments are the best for your current financial situation – We have a range of tools to help.

Select from the list of savings, home loan, tax and small business calculators below.

*Please note the results from each calculator should be used as an indication only.

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© InfoChoice Pty Ltd  ·  ABN 93 061 105 735  ·  AFSL Australian Credit Licence number 349445.

Although we cover a range of products, providers and services we don't cover every product, provider or service available in the market. The information and products contained on this website do not constitute recommendations or suggestions to purchase or apply for any particular product. Any advice provided on this website is of a general nature only and does not take into account your needs, objectives and financial situation. Products included on this site may not suit your needs, objectives and financial situation. Please consider whether it is appropriate for your circumstances, before making a decision to apply or purchase any product. If you are considering acquiring any financial product you should obtain and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) and/or any other offer document prior to making a financial decision. InfoChoice.com.au, Savings.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and PerformanceDrive.com.au are part of the InfoChoice Group. In the interest of full disclosure, the Infochoice Group is associated with the Firstmac Group. Please read Important Information about how we make money, the products we compare, how we manage conflicts of interest and other important information about our service.

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Important Information

InfoChoice.com.au provides general information and comparison services to help you make informed financial decisions. We do not cover every product or provider in the market. Our service is free to you because we receive compensation from product providers for sponsored placements, advertisements, and referrals. Importantly, these commercial relationships do not influence our editorial integrity.

For more detailed information, please refer to our How We Get Paid, Managing Conflicts of Interest, and Editorial Guidelines pages.

At InfoChoice.com.au, we are passionate about helping Australians make informed financial decisions. Our dedicated editorial team works tirelessly to provide you with accurate, relevant, and unbiased information. We pride ourselves on maintaining a strict separation between our editorial and commercial teams, ensuring that the content you read is based purely on merit and not influenced by commercial interests.

Learn more about our commitment to editorial integrity in our Editorial Guidelines.

Our service is free for you, thanks to support from our partners through sponsored placements, ads, and referrals. We earn compensation by promoting products, referring you, or when you click on a product link. You might also see ads in emails, sponsored content, or directly on our site.

For more details, see How We Get Paid.

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

Additionally, certain products may present forms designed to refer you to associated companies (e.g. our mortgage broker partner) who may be able to assist you with products from the brand you selected. We may receive a fee for this referral.

You can customise your search using our sorting and filtering tools to prioritise what matters most to you, although we do not compare all features and some results associated with commercial arrangements may still appear.

For more details, visit How We Get Paid and Managing Conflicts of Interest.

For home loans, the base criteria include a $400,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

InfoChoice.com.au is proudly part of the InfoChoice Group, which includes Savings.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and PerformanceDrive.com.au. The InfoChoice Group is associated with the Firstmac Group.

We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

Learn more about how we manage conflicts of interest.

The information provided by InfoChoice.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

Rates and product information should be confirmed with the relevant credit provider. For more information, read InfoChoice.com.au’s Financial Services and Credit Guide (FSCG).

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