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American Express Platinum Reserve Credit Card

 
 
Product Image


Purchase Rate 20.49%
Cash Advance Rate -%
55 days
Interest Free
$395
Annual Fee

  • The American Express Platinum Credit Card offers simply outstanding benefits and rewards, including 24/7 Platinum Priority service, complimentary travel insurance and a free domestic economy return flight or a night’s stay at a hotel every year*.

Card Details

Rewards Program Y Overseas ATM Availability Y
Insurance Cover for Purchases Y Interest Paid on Credit Balance N
Automatic Travel Insurance Y    


 
  • Able to redeem for any item through Rewards Concierge - a telephone service for Cardmembers that want to redeem pts for anything outside of what is already offered.
  • Able to redeem points with 7 frequent flyer partners.
  • Able to redeem points instantly instore to book travel through Travelscene American Express and Harvey World Travel.
  • Able to redeem points directly with 3 accommodation partners including Peppers, Mantra and BreakFree.
  • Able to book travel online using pts.
  • Travel and accommodation, car hire, gift cards/vouchers, charity donations, magazine subscriptions, unique experiences, family entertainment and movie ticketing. Redeem pts for a Credit on Card.
  • Products in the categories of multimedia and technology, beauty and fashion, home and leisure, accessories, children’s toys and games, and fitness and more.
  • Reduced pts pricing for merchandise based on tenure with American Express.
 
Rewards Points per Dollar 1.5
Spend to Redeem $100 Gift Card* $9000
Spend at Loyalty Partner for $100 Gift Card*
Linked to Frequent Flyer Y
Frequent Flyer Ratio 1
SPEND FOR SYD/MEL RETURN* 9200


Lifetime of Points
Rewards Program Partners 7 domestic and international frequent flyer program partners (see below for details) 3 travel agency partners including Travelscene American Express, Harvey World Travel and Flight Centre. Accommodation partners include: Sofitel, Novotel, All Seasons Hotels Best Western, Comfort Hotels, Conrad Jupiters, Conrad Treasury, Crown Metropol, Crown Promenade, Crown Towers, Four Points by Sheraton, Grand Mecure Hotels and Apartments, Hilton, Ibis Hotels, Mecure Hotels and Resorts, Mirvac Hotels and Resorts, Novotel Hotels and Resorts, Peppers Hotels and Resorts, Radisson Hotels and Resorts, Sheraton, Sofitel Hotels and Resorts, Stamford Hotels and Resorts and Westin. Car rentals with Avis and Hertz. Gift Card partners include: Angus and Coote, Bob Jane T-Marts, Borders, BP, Bunnings, Coles, Country Road, David Jones, Domayne, Harvey Norman, Myer, Officeworks, Rebel Sport, Red Balloon, Sanity, Simon Johnson, Target, Tiffany and Co. and Vintage Cellars, WISH Gift Card. Plus an extensive range of products (approx. 1,400) from brands including Apple, JVC, Lonely Planet, Navman, Nike, Panasonic, Royal Doulton, Samsonite and Sony, to name a few. Experiences rewards from Greater Union, Hoyts, Australian Movie Voucher and Total Experience.
Rewards Bonus Points Partners Earn Bonus Points with the following Bonus Partners: Avis, Bob Jane T-Marts, DFS Galleria and Hotel Club.
Domestic Airlines Virgin Blue Velocity
International Airlines Virgin Atlantic Flying Club, Cathay Pacific Asia Miles, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus, Malaysia Airlines Enrich and Air New Zealand Airpoints.
Conditions Points don’t expire as long as Card account is current. No caps on number of pts you can earn.
Annual Fee $395 Minimum Repayment 2.50%
Annual Fee First Year $395 Interest Charged From PurchaseDate
Rewards Joining Fee 0 Late Payment Fee $6
Supplementary Card Fee    
Duplicate Statement Fee $7 Overseas ATM Balance Fee $2.50
Transaction Verification Fee $7 Overseas ATM Withdrawl Fee $2.50
Over Limit Fee $15 Overseas Emergency Card Replacement Fee $0
 

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* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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