Home / Banking / Credit Cards / Citibank Select Card (4.9% BT for 6 months &
80,000 points)

Citibank Select Card (4.9% BT for 6 months &
80,000 points)

 
 
Purchase Rate 20.74%
Apply for this card today
Cash Advance Rate 21.24%
55 days
Interest Free
$700
Annual Fee
  • Balance Transfer Rate 4.9%for first 6 months

    • Receive a bonus 80,000 reward points when you first spend on your card.
    • Choose between the Citibank Rewards program or the Citibank Qantas Rewards program.
    • Receive complimentary insurance benefits including International Travel Insurance, Extended Warranty Insurance, Purchase Cover Insurance and Guaranteed Pricing Scheme.
    • Apply by 31 March 2012.
    Visit website for more features

    Card Details

    Rewards Program Y Overseas ATM Availability Y
    Insurance Cover for Purchases Y Interest Paid on Credit Balance N
    Automatic Travel Insurance Y    


     
    • Citibank Rewards Program:
    • Earn 2 Citibank Reward points per $1 spent.
    • Earn 5 Citibank Reward points per $1 spent on eligible purchases including online shopping on international websites.
    • Transfer points to any one of our leading airline partner and travel reward programs.
    • Redeem for all your favourite rewards plus our new Premium Selection.
    • Enjoy a free bottle of award winning wine every time you dine at participating restaurants with Citibank's Dining Program.
    • Citibank Qantas Rewards:
    • Earn 1 Qantas Frequent Flyer point per $1 spent on eligible purchases (automatically transferred to your Qantas Frequent Flyer accounts each month).
    • A $49 annual Citibank Qantas Rewards fee applies.
     
    Rewards Points per Dollar 2
    Spend to Redeem $100 Gift Card* $8600
    Spend at Loyalty Partner for $100 Gift Card*
    Linked to Frequent Flyer Y
    Frequent Flyer Ratio 1
    SPEND FOR SYD/MEL RETURN* 25000


    Lifetime of Points
    Rewards Program Partners
    Rewards Bonus Points Partners
    Domestic Airlines Qantas Frequent Flyer
    International Airlines
    Conditions For full terms and conditions refer to www.citibank.com.au/rewards Your rewards points will never expire whilst your card remains open. Must be or become a member of the Qantas Frequent Flyer program to redeem for Frequent Flyer Points
    Annual Fee $700 Minimum Repayment 2%
    Annual Fee First Year $700 Interest Charged From PurchaseDate
    Rewards Joining Fee Late Payment Fee $10
    Supplementary Card Fee $0    
    Duplicate Statement Fee $7 Overseas ATM Balance Fee
    Transaction Verification Fee $0 Overseas ATM Withdrawl Fee $5
    Over Limit Fee $40 Overseas Emergency Card Replacement Fee
     


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    Terms & Conditions
    Fees and charges apply. Terms and Conditions apply and are available upon request. Credit criteria apply. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer. For the Primary Citibank Select Credit Card the annual account fee is currently $700 and $0 for an Additional Citibank Select Credit Card. 1. You have the choice of earning 80,000 Citibank Reward points or 80,000 Qantas Frequent Flyer Points (if you enrol in the Citibank Qantas Rewards Program for an annual fee of $49 at the time of application). To be eligible for the 80,000 bonus reward points, you will need to apply for a Citibank Select Credit Card by 31 July 2012, and first spend on your Card by 31 October 2012. All Rewards are subject to the terms and conditions of the Citibank Rewards Program. Citibank Reward points never expire as long as your account remains open. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer. Offer ends 30 June 2012. 2. Different Rewards points earn rates apply to cardholders who enrol in airline frequent flyer direct earn rewards programs. 3. The 4.9% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 6 months. The 6 month promotional period commences once balance transfer is processed. Transferred balances are repaid first during this period. Annual fees attract interest at the retail purchases rate. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Select Card cash advance interest rate, currently 21.24% p.a. The current Select Card interest rate for retail purchases is 20.74% p.a. Interest rates are variable, subject to change and credit criteria. The interest rates are current as at 1 January 2012. This offer ends 30 June 2012. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer. 4. Terms, conditions and blackout dates apply. Hotel night stay is subject to availability, for one night and is on a room only basis unless otherwise indicated. Full conditions available at citibank.com.au/citiselect. Must be booked through Citibank Travel Program service call centre, operated by Pinpoint Travel Group Pty Ltd. Licence No. 2TA002974. Not available to customers enrolled in airline frequent flyer direct earn rewards programs. 5. Terms and conditions apply. Maximum radius of 21 km. Applies to travel to and from international first and business class flight bookings with Citibank Travel Program other than trans-Tasman. Cannot be used with any other offer. Full terms and conditions available at www.citibank.com.au/travel 6. Citibank Travel Program service call centre is operated by Pinpoint Travel Group Pty Ltd, Licence No. 2TA002974. Travel booked via the call centre must be paid in full using the customer's Citibank Select Credit Card, with a cash back processed to the value of points redeemed. Cash back on customer account may take up to 14 days. Redemption via the Citibank Travel Program call centre is available only to customers enrolled in the Citibank Rewards Program and is not available to cardholders who enrol in airline frequent flyer direct earn rewards programs. All offers are subject to availability and change without notice. Offers may vary according to itinerary options, currency fluctuations and taxes at the time of booking. Where flights are included, price includes taxes. Other departure cities available, prices may vary. All offers are based on certain travel dates, other dates available, prices may vary. Prices are correct as at 09 January 2012 but are subject to change at any time without notice. Flight restrictions, cancellations, reissue fees apply. Packages are subject to availability at time of booking, seasonal surcharges and blackout dates may apply. 7. One complimentary Priority Pass membership for the primary card holder is a special feature of Citibank Select. The primary card holder is entitled to unlimited visits to Priority Pass™ lounges and may bring one guest per visit. Any additional guests will be charged directly by the lounge. The membership is subject to the Priority Pass™ Conditions of Use available at www.prioritypass.com. Once you have activated your Citibank Select card please allow up to 15 working days for your Priority Pass™ card to arrive in the mail. Please note that Priority Pass is not currently available at any Australian airport other than Melbourne International Airport. 8. Bonus Points are earned on purchases made at participating Australian Bonus Partner retailers only. Bonus Points are not available to cardholders who enrol in airline frequent flyer direct earn rewards programs. 9. International Travel Insurance, Extended Warranty Insurance, Transit Accident Insurance, Interstate Flight Inconvenience, Guaranteed Pricing Scheme and Purchase Cover Insurance are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.citibank.com.au/complimentaryinsurance. An excess applies to Purchase Cover Insurance. Depending on your circumstances complimentary travel insurance may not be adequate for your needs. Always read the terms and conditions. 10. Citibank's Dining Program is operated by Pinpoint Pty Ltd ABN 49 002 693 656 and Zenith Wine Agencies Pty Ltd ABN 66 128 399 717 and is open to Citibank cardholders. The cardholder is entitled to receive a gift of a selected bottle of wine when using their Citibank credit or debit card to pay for their restaurant bill. This offer is available only at participating partner restaurants for dine-in customers who order a minimum of a main course and is limited to one free bottle of wine per booking. Split bills are not permitted. The free bottle of wine must be requested at the time of ordering. The free bottle of wine cannot be taken away or consumed off premises and is not available to customers selecting a degustation menu option with matching wines. The free bottle of wine specified may be out of stock or replaced. Should this occur, the restaurant will provide a similar quality bottle of wine at their discretion. Bonus Points are earned on purchases made at participating Australian Bonus Partner retailers only. Bonus Points are not available to cardholders who enrol in airline frequent flyer direct earn rewards programs. 11. When Rewards Points redeemed for cash back via Citibank Rewards Program. Rewards subject to terms of the Citibank Rewards Program. 12. The value tables assumes $48,000 spend for Citibank Select. 2 points earned per $1 spent. Points redeemed for cash back via Citibank Rewards Program. Rewards subject to terms of the Citibank Rewards Program. 13. Terms, conditions and blackout dates apply. Hotel night stay is subject to availability, for one night and is on a room only basis unless otherwise indicated. 14. Priority Pass™ Prestige Membership is valued at $399 p.a. 15. Assumes 2 qualifying flights per year. Terms and conditions apply. 16. Terms and conditions apply. $500 AUD Gift Card valid when for purchases of $10,000 AUD or more on any Freestyle Collection holiday booked via Take Flight, where accommodation forms part of the booking, Cannot be used in conjunction with any other offer. All travel supplied is subject to availability and the terms, conditions and restrictions imposed by Pinpoint Travel Group and any third party supplier. 17. Assumes 6 dining experiences per year as part of the Citibank Dining Program. *The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers. #Actual credit limit will be assigned based on our credit criteria, subject to confirmation that you earn a minimum of $120,000 per year and your credit rating. Credit limit is up to $30,000 at point of initiation. Over time, you may increase your credit limit up to $100,000, if you satisfy our credit criteria.

    * For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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