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Commonwealth Bank Gold Awards Credit Card

 
 
Product Image


Purchase Rate 20.74%
Cash Advance Rate 21.74%
55 days
Interest Free
$144
Annual Fee
  • Balance Transfer Rate 5.99%for first 5 months

    • Automatic enrolment in Commonwealth Gold Awards program.
    • Complimentary international travel insurance for return trips of up to 3 months.
    • Purchase security insurance.
    • Extended warranty insurance.
    • Commission free traveller's cheques.
    • MasterCard PayPass.
    • Access to MasterCard Moments program, with access to exemplary packages and value-added benefits- Enhanced security chip protection.
    • Present your credit card when purchasing a Travel Money Card at any Commonwealth Bank branch and pay no card issue fee.

    Card Details

    Rewards Program Y Overseas ATM Availability Y
    Insurance Cover for Purchases Y Interest Paid on Credit Balance N
    Automatic Travel Insurance Y    


     
    • Earn up to 2 Awards points for every $1 spent on the Commonwealth Bank Gold Awards American Express Credit Card
    • Earn up to 1 Awards point for every $1 spent on the Commonwealth Bank Gold Awards MasterCard
    • Choose from thousands of rewards
    • Throughout the year you'll also find a wide range of bonus offers to help you get even more value from your Awards points
    • Prefer to take a holiday? You can also choose to redeem your points at Flight Centre to help you getaway on your next holiday even sooner
    • Redeem your points for cash - we'll credit it straight into your account so you can treat yourself to whatever you like
    • To give you even more flexibility and choice, you can elect to use Points Plus Pay, which lets you use the Awards points you have with some extra cash from your credit card to make up the difference
     
    Rewards Points per Dollar 2.00
    Spend to Redeem $100 Gift Card* $8700
    Spend at Loyalty Partner for $100 Gift Card*
    Linked to Frequent Flyer Y
    Frequent Flyer Ratio 0.5
    SPEND FOR SYD/MEL RETURN* 25000


    Lifetime of Points
    Rewards Program Partners ACP Magshop, Adairs, Bob Jane T-Marts, Caltex, Cellarmasters, Conrad Jupiters, Conrad Treasury, Crown Promenade Hotel, Crown Towers, David Jones, Dreamworld, efragrance, Fruit Only, Hoyts, Marque Hotels, Napoleon Perdis Cosmetics, Prouds The Jewellers, Red Balloon Days, Rendezvous Hotels, Roses Only, Sanity, Showbiz Box Office, Sony Style, Strandbags, Sydney Aquarium, Sydney Wildlife World, Thrifty, Travelodge Hotels, Travel Plus, Village Cinema's, Warner Village Theme Parks, WhiteWater World.
    Rewards Bonus Points Partners ACP Magshop, Adairs, Bob Jane T-Mart, Cellarmasters, Conrad Jupiters, Conrad Treasury, Crown Promenade Hotel, Crown Towers, Dreamworld, efragrance, Fruit Only, Hoyts, Marque Hotels, Napoleon Perdis Cosmetics, Prouds The Jewellers, Red Balloon Days, Rendezvous Hotels, Roses Only, Sanity, Showbiz Box Office, Sony Style, Strandbags, Sydney Aquarium, Sydney Wildlife World, Thrifty ,Travelodge Hotels, Travel Plus, Village Cinema's, Warner Village Theme Parks, WhiteWater World.
    Domestic Airlines Qantas Frequent Flyer Velocity Rewards
    International Airlines Air New Zealand
    Conditions Awards Points are Evergreen. Though conditions apply re: closed, fraudulent and delinquent accounts. Points expire 3 months after account is closed.
    Annual Fee $144 Minimum Repayment 2%
    Annual Fee First Year $144 Interest Charged From PurchaseDate
    Rewards Joining Fee 0 Late Payment Fee $20
    Supplementary Card Fee $15    
    Duplicate Statement Fee $7 Overseas ATM Balance Fee $1.25
    Transaction Verification Fee $0 Overseas ATM Withdrawl Fee $4
    Over Limit Fee $10 Overseas Emergency Card Replacement Fee $20
     

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    * For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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