Home / Banking / Credit Cards / Virgin Flyer Credit Card - 1.9% BT for 12
months

Community CPS MasterCard (Silver)

 
 
Product Image


Purchase Rate 19.74%
Cash Advance Rate 20.49%
55 days
Interest Free
$45
Annual Fee
  • Balance Transfer Rate 3.90%for first 6 months

    • Low interest rate of 3.9% p.a. on balance transfers for the first 6 months
    • Up to four free additional cards
    • Reward points that never expire

    Card Details

    Rewards Program Y Overseas ATM Availability Y
    Insurance Cover for Purchases Y Interest Paid on Credit Balance N
    Automatic Travel Insurance N    


     
    • Redemption of gifts in the following areas: Shopping Vouchers, Electronics, Homewares, iPods and Accessories, Food and Wine, Entertainment and Leisure, Books and Magazines, Health and Beauty, Outdoor, Sports and Fitness, Garden and DIY, Travel Vouchers, Travel, Automotive, Charity, Cashback, Annual Fees
     
    Rewards Points per Dollar 1.00
    Spend to Redeem $100 Gift Card* $18000
    Spend at Loyalty Partner for $100 Gift Card*
    Linked to Frequent Flyer Y
    Frequent Flyer Ratio
    SPEND FOR SYD/MEL RETURN* 50100


    Lifetime of Points
    Rewards Program Partners Please visit www.cardservicesdirect.com.au for a full list of gift redemption / program partners.
    Rewards Bonus Points Partners
    Domestic Airlines Virgin Blue Gift Card ($300)
    International Airlines
    Conditions Reward points never expire.
    Annual Fee $45 Minimum Repayment 2%
    Annual Fee First Year $45 Interest Charged From PurchaseDate
    Rewards Joining Fee Late Payment Fee $15
    Supplementary Card Fee $0    
    Duplicate Statement Fee $7 Overseas ATM Balance Fee $0
    Transaction Verification Fee $10 Overseas ATM Withdrawl Fee $5
    Over Limit Fee $40 Overseas Emergency Card Replacement Fee $0
     

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    Hilton Macquarie Platinum Card
    • Hilton Benefits.
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    * For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

    American Express® is a registered trademark of American Express Company.
    Visa® is a registered trademark of Visa International Services Association.
    The MasterCard® brand is a registered trademark of MasterCard International Incorporated.