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Banking / Credit Cards / NAB flybuys Rewards Card (Earn 30,000 Flybuys
Bonus Points and 4.99% p.a. on BT for 6 months)

NAB flybuys Rewards Card (Earn 30,000 Flybuys
Bonus Points and 4.99% p.a. on BT for 6 months)

Purchase Rate
19.99 %

Cash Advance Rate 21.74% p.a
Interest Free Up to 44 days
Annual Fee$95
Balance Transfer Rate 4.99%for first 6 months

  • Special offer: 4.99% p.a. for 6 months for balance transfer and earn 30,000 Flybuys Bonus Points, when you spend $1,500 within the first 90 days. Apply by 30 April 2016.
  • Seven complimentary insurances including overseas travel insurance.
  • Additional cardholder at no extra cost.
  • Up to 44 days interest free on purchases.
  • Platinum Concierge Service - your own 24 hour, 7 day personal assistant.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • Earn 1 flybuys point for every $1 you spend on your everyday purchases.
  • Points are capped at $20,000 spend per statement period.
  • Over 1,000 different rewards to choose from including money off participating retailers fuel, travel, merchandise and experiences.
Rewards Points per Dollar 1 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $21600 Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* $21600 SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines

Annual Fee $95 Minimum Repayment Greater of 2.50% or $10
Annual Fee First Year $95 Interest Charged From PurchaseDate
Rewards Joining Fee $0 Late Payment Fee $9
Supplementary Card Fee $0    
Duplicate Statement Fee $7 Overseas ATM Balance Fee $0
Transaction Verification Fee $5 Overseas ATM Withdrawal Fee $4
Over Limit Fee $0 Overseas Emergency Card Replacement Fee $100

Visit the issuer's website for additional information. Go to site

Terms & Conditions
Offer commences 12 October 2015. The special promotion balance transfer must be applied for at the point of full card application. The special balance transfer rate will apply for a 6 month statement period from account opening. Any unpaid balance transfer will then attract your card’s standard interest rate for purchases. Offer only available to new approved NAB credit card customers who apply by 11 October 2015. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB offer. Terms, conditions, fees, charges and lending criteria apply. * To be eligible for the Bonus points offer, you must apply for a new NAB flybuys Rewards Card by 30 April 2016, be approved, and make an everyday purchase within 90 days of opening your account. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purchases. NAB may vary or end this offer. Points will be credited to the qualifying members account within 2 months of the everyday purchase. Bonus Points offer not available in conjunction with any other offer or to NAB credit card customers transferring from another NAB credit card. 1. To earn flybuys points you must be a member of the flybuys program and have provided your valid membership number to NAB. Standard flybuys terms and conditions apply. Visit flybuys.com.au for details. The flybuys program is operated by Loyalty Pacific Pty Ltd ABN 82 057 931 334. 2. The complimentary insurances is issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 to NAB. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). The terms, conditions and exclusions of the complimentary insurances are specified in the NAB Card Insurance Policy Information booklet and the NAB Purchase Protection Insurance Policy Information Booklet and may be amended. A qualifying purchase is required to get the benefits of the complimentary insurances. 3. Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder. 4. If you pay your account in full by the due date each month. You won’t receive interest free days while you have a balance transfer. Terms and conditions available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 12 October 2015. Credit cards issued by National Australia Bank Limited. ©2016 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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