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Banking / Credit Cards / NAB flybuys Rewards Card (10,000 flybuys Bonus
Points. Apply by 18 January 2015 and make a purchase)

NAB flybuys Rewards Card (10,000 flybuys Bonus
Points. Apply by 18 January 2015 and make a purchase)

Purchase Rate
19.99 %

Cash Advance Rate 21.74% p.a
Interest Free Up to 44 days
Annual Fee$65
Balance Transfer Rate 4.99%for first 6 months

  • Special offer: 10,000 bonus flybuys points. Apply by 18 January 2015 and make an everyday purchase within 90 days.
  • Seven complimentary insurances including overseas travel insurance.
  • Additional cardholder at no extra cost.
  • Up to 44 days interest free on purchases.
  • Platinum Concierge Service - your own 24 hour, 7 day personal assistant.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • Earn 1 flybuys point for every $1 you spend on your everyday purchases, up to $100,000 spend per statement period.
  • Over 1,000 different rewards to choose from including money off participating retailers fuel, travel, merchandise and experiences.
Rewards Points per Dollar 1 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $21600 Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* $21600 SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines

Annual Fee $65 Minimum Repayment Greater of 2.50% or $10
Annual Fee First Year $65 Interest Charged From PurchaseDate
Rewards Joining Fee $0 Late Payment Fee $5
Supplementary Card Fee $0    
Duplicate Statement Fee $7 Overseas ATM Balance Fee $0
Transaction Verification Fee $5 Overseas ATM Withdrawal Fee $4
Over Limit Fee $0 Overseas Emergency Card Replacement Fee $100

Visit the issuer's website for additional information. Go to site

Terms & Conditions
1. If you pay your account in full by the due date each month. 2. Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder. 3. The complimentary insurances are issued to NAB by Chubb Insurance Company of Australia Limited ABN 69 003 710 647 AFSL 239778 for the benefit of the relevant NAB cardholders. The terms, conditions and exclusions of the complimentary insurances are specified in the NAB Card Insurance Policy Information Booklet and may be amended. The terms, conditions and exclusions of the Purchase Protection insurance are specified in the Purchase Protection Insurance Policy Document. A qualifying purchase is required to get the benefits of the complimentary insurances. 4. Everyday purchase must be processed to your account within 90 days of the date NAB opens your account. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purchases. NAB may vary or end this offer. BONUS POINTS will be credited to qualifying members’ account within 2 months of the everyday purchase being processed to your account. Standard flybuys Terms and Conditions apply. Visit for details. flybuys To earn flybuys points you must be a member of the flybuys program and have provided your valid membership number to NAB. Important Information for all cards Terms and conditions available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 20 October 2014. Credit cards issued by National Australia Bank Limited. ©2013 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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