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Banking / Credit Cards / NAB flybuys Rewards Card (0% p.a. on purchases
and BT for 15 months, with a one off 2% balance transfer fee on a newNAB flybuys Rewards Card.)

NAB flybuys Rewards Card (0% p.a. on purchases
and BT for 15 months, with a one off 2% balance transfer fee on a newNAB flybuys Rewards Card.)

Purchase Rate
19.99 %
p.a.




Cash Advance Rate 21.74% p.a
Interest Free Up to 44 days
Annual Fee$95
Balance Transfer Rate 0%for first 15 months
Intro Purchase Rate 0%for up to 15 months

  • 0% p.a. on purchases and 0% p.a. on balance transfers for 15 months, with a one off 2% balance transfer fee on a newNAB flybuys Rewards Card.
  • Apply by 2 October 2016.
  • Seven complimentary insurances including overseas travel insurance.
  • Additional cardholder at no extra cost.
  • Up to 44 days interest free on purchases.
  • Platinum Concierge Service - your own 24 hour, 7 day personal assistant.
Shortlist View ShortList

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • Earn 1 flybuys point for every $1 you spend on your everyday purchases.
  • Points are capped at $20,000 spend per statement period.
  • Over 1,000 different rewards to choose from including money off participating retailers fuel, travel, merchandise and experiences.
Rewards Points per Dollar 1 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions

Annual Fee $95 Minimum Repayment Greater of 2.50% or $10
Annual Fee First Year $95 Interest Charged From PurchaseDate
Rewards Joining Fee $0 Late Payment Fee $9
Supplementary Card Fee $0    
Duplicate Statement Fee $7 Overseas ATM Balance Fee $0
Transaction Verification Fee $5 Overseas ATM Withdrawal Fee $4
Over Limit Fee $0 Overseas Emergency Card Replacement Fee $100

Visit the issuer's website for additional information. Go to site

Terms & Conditions
*Offer commences 2 May 2016. Terms, conditions, fees, charges and lending criteria apply. Apply by 2 October 2016. For new approved personal credit card applicantions. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB card offer. The NAB Velocity Rewards Card Frequent Flyer bonus points is not available with the NAB Home Loan 250,000 Velocity Frequent Flyer offer. The special promotion balance transfer must be applied for at the point of full card application. The one off balance transfer fee of 2% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. Minimum monthly repayments must be made by the due date each month. The special purchase rate and balance transfer rate will apply for a 15 month statement period from account opening. After the promotional period, your card’s standard purchase rate applies (subject to change) see "http://www.nab.com.au" www.nab.com.au ^To be eligible for the Bonus points offer, you must apply online for a new NAB Velocity Rewards Premium Card by 2 October 2016, be approved, and spend $1,500 on everyday purchases within 90 days of opening your account. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purchases. NAB may vary or end this offer. Points will be credited to the qualifying members account within 3 months of meeting the spend criteria. Offer is not available in conjunction with the NAB Home Loans Velocity 250,000 Velocity Frequent Flyer offer. # To be eligible for the Bonus points offer, you must apply for a new NAB Velocity Rewards Card by 2 October 2016, be approved, and make an everyday purchase within 90 days of opening your account. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purchases. NAB may vary or end this offer. Points will be credited to the qualifying members account within 3 months of meeting the spend criteria. Offer is not available in conjunction with the NAB Home Loans Velocity 250,000 Velocity Frequent Flyer offer. Important information if you apply for a NAB Home Loan between 2 May and 31 December 2016. This offer is not available in conjunction with any other offer, including the NAB 250,000 Velocity Frequent Flyer Points offer. If you apply for a new NAB Velocity Rewards Card, your 25,000 NAB Velocity Rewards Card bonus points will be awarded within 90 days of meeting the eligibility criteria. If you also apply for a NAB Home Loan between 2 May and 31 December 2016 and meet the eligibility criteria for the NAB 250,000 Velocity Frequent Flyer Points offer, you will only receive 225,000 bonus Velocity Points (meaning that in total you will receive 250,000 bonus Velocity Frequent Flyer Points). 1 The balance transfer rate will apply for a 15 month statement period from account opening. Any unpaid balance transfer will then attract your card's standard interest rate for purchase. Minimum monthly repayments must be made by the due date each month. 2 If you pay your account in full by the due date each month. You won’t receive interest-free days on purchases, while you have a balance transfer. 3 A qualifying purchase is required to get the benefits of the complimentary insurances. Overseas Travel Insurance is only available on the NAB Premium Cards and NAB Flybuys Rewards Card. To qualify for Overseas Travel Insurance you must pay for $500 or more of your prepaid transportation, accommodation and/or land tour costs and receive comprehensive Overseas Travel Insurance cover, for overseas trips up to six months. NAB Purchase Protection Insurance is part of a group policy issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 to NAB. Access to the benefit of cover under the NAB Purchase Protection Insurance is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). The terms, conditions and exclusions of NAB Purchase Protection Insurance are specified in the HYPERLINK "http://www.nab.com.au/content/dam/nabrwd/personal/banking/documents/nab-purchase-protection-insurance.pdf" NAB Purchase Protection Insurance policy information booklet (PDF, 924KB)and may be amended. 4 This service is provided by International SOS (Australasia) Pty Ltd. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees, subject to change. Correct as at 2 May 2016. Credit cards issued by National Australia Bank Limited. © 2016 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.


* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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