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Westpac Altitude Platinum

 
 
Product Image


Purchase Rate 19.99%
Cash Advance Rate 21.59%
45 days
Interest Free
$295
Annual Fee
  • Balance Transfer Rate 3.99%for first 6 months

    • Get two credit cards linked to one account - the Altitude Platinum American Express® Card and the Altitude Platinum Visa® Card or the Altitude Platinum MasterCard® Card
    • Earn 3 points per $1 spent on purchases on your Altitude Platinum American Express Card
    • Earn 1 point per $1 spent on purchases on your Altitude Platinum Visa Card or your Altitude Platinum MasterCard Card
    • Enjoy extended complimentary purchase security and extended warranty insurance covers

    Card Details

    Rewards Program Y Overseas ATM Availability Y
    Insurance Cover for Purchases Y Interest Paid on Credit Balance N
    Automatic Travel Insurance Y    


     
    • Financial and Charity
    • Personal, Style and Shopping
    • House and Home
    • Holidays and Travel
    • Family Entertainment
     
    Rewards Points per Dollar 3
    Spend to Redeem $100 Gift Card* $5650
    Spend at Loyalty Partner for $100 Gift Card*
    Linked to Frequent Flyer Y
    Frequent Flyer Ratio .50
    SPEND FOR SYD/MEL RETURN* 10700


    Lifetime of Points
    Rewards Program Partners Air New Zealand, Malaysian Airlines, Virgin Blue, Singapore Airlines
    Rewards Bonus Points Partners About 2,000 bonus partners offering up to 3 bonus points per dollar spent at their outlets
    Domestic Airlines Singapore Airlines - Krisflyer Malaysian Airlines - Enrich Virgin Blue - Velocity Air New Zealand - Airpoints Dollars
    International Airlines Altitude Travel enables bookings by all international and domestic airlines when flights depart Australia
    Conditions Points never expire as long as you remain an Altitude customer. Spend for $100 reward assumes all spending is with linked Altitude Platinum American Express Card.
    Annual Fee $295 Minimum Repayment 2%
    Annual Fee First Year $295 Interest Charged From PurchaseDate
    Rewards Joining Fee 0 Late Payment Fee $9
    Supplementary Card Fee $0    
    Duplicate Statement Fee $7.5 Overseas ATM Balance Fee $0
    Transaction Verification Fee $0 Overseas ATM Withdrawl Fee $2.5
    Over Limit Fee $9 Overseas Emergency Card Replacement Fee $0
     

    FEATURED CARDS

    ME Bank MasterCard Product Image 12.25%
    per annum
    Westpac Low Rate Product Image 13.49%
    per annum
    Aussie MasterCard Product Image 13.29%
    per annum
    Product Image Conditions Apply
    Hilton Macquarie Platinum Card
    • Hilton Benefits.
    • 20% Savings on every hotel visit.
    Product Image Conditions Apply
    American Express Platinum Reserve Credit Card
    • Introductory offer: 30,000 membership rew ...
    • Enjoy a special introductory interest rat ...


    * For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

    American Express® is a registered trademark of American Express Company.
    Visa® is a registered trademark of Visa International Services Association.
    The MasterCard® brand is a registered trademark of MasterCard International Incorporated.