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NetBank Saver

Base Variable Rate

4 .25% p.a.

Max Variable Rate

5 .25% p.a.

• 5.250% (Includes a fixed bonus interest rate of 1.00% above the standard variable rate, currently 4.25%) • The special rate is applicable until 3 months from account opening date • The fixed bonus applies on balances up to and including $5m

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Free Unlimited use of Bpay payments and transfers of customer's linked accounts

Easy access to your money 24/7 via phone or internet

Bank securely with Netcode SMS and fraud prevention technologies

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Account Details

Account Type

Online

Min. Opening Amount

Min. Balance

Interest

Interest Calculation Frequency

Daily

Interest Payment Frequency

Monthly

Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee

ATM Balance Fee

ATM Fee (Other Bank)

Daily ATM Withdrawal Limit

EFTPOS Fee

Debit Card Replacement Fee

Fee Details

Service Fee Frequency

Monthly

Fee Rebate Available

Balance Required for Fee-Free

For a limited time, all new accounts opened will receive a special introductory bonus rate.

Online Savings Account Transactions

Cheque Deposit

Cheque Withdrawal

Direct Credit

Direct Debit

BPAY

Internet & Phone Fees

Phone Transaction Fee

Internet Transaction Fee

Free Electronic Trans. per Month

Counter & Cheque Fees

Counter Deposit Fee

Counter Withdrawal Fee

Free Counter Trans. Per Month

Cheque Fee

Cheque Dishonour Fee

Debit Item Dishonour Fee

$5.00

Overseas Access

Overseas ATM Facilities

Overseas ATM Balance Fee

Overseas ATM Withdrawal Fee

Overseas EFTPOS Fee

OS Emergency Card Replacement

Let others in on the deal

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Earn up to 5.50% p.a.

Bankwest Smart eSaver (Smart Rate if no withdrawals)

Earn the Smart Rate in months where you make no withdrawals. Earn the Standard Sate in months when you do make a withdrawal. No fees and no minimum deposit.

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Earn up to 6.01% p.a.

USaver (Base Rate 5.41%, Bonus 0.60% with savings plan)

Awarded Most Popular Savings Account May 2010 – InfoChoice.com.au Best Online Savings Account 2010 in Money magazine's 'Best of the Best' awards. No bank fees, making it even easier to save. Transfer money from any Australia bank account. Use Goal Tracker to monitor your savings progress over time. Just enter your savings targets and you'll stay on track with updated savings charts and reminders of how well you are doing. Funds can be deposited via; funds transfer from another bank, BPAY®, salary credit, periodical payment, Automatic Savings Plan or cheque. Funds can be withdrawn via; funds transfer to any Australian bank account (no mandatory requirement for a linked account) and one off, future dated or periodic transfer to any Australian bank account.

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