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Smart Access

Variable Interest Rates: All Balances (p.a)

< $1,000	0.01%
$1,000+	0.01%
$2,000+	0.01%
$5,000+	0.01%
$10,000+	0.01%
$20,000+	0.01%
$50,000+	0.05%
$100,000+	0.20%
$250,000+	0.20%
$500,000+	0.20%

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Smart Access offers customers unlimited Commonwealth Bank electronic transactions using internet banking, self service phone banking, ATMs and EFTPOS.

$4.00/month

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Account Details

Account Type

Trans

Min. Opening Amount

Min. Balance

Interest

Interest Calculation Frequency

Daily

Interest Payment Frequency

Quarterly

Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee

ATM Balance Fee

ATM Fee (Other Bank)

Daily ATM Withdrawal Limit

$2,000.00

EFTPOS Fee

Debit Card Replacement Fee

Fee Details

Service Fee Frequency

Monthly

Fee Rebate Available

Balance Required for Fee-Free

$50,000.00

Any customer who meets the following criteria will be exempt from Monthly Account Fees and withdrawal fees (Over the counter and Cheque fee): Relationship Balance of $50,000, Australian War Veteran or aged pension recipient, disabled customers, under 21 years, wealth package customers, full-time and part time tertiary students as well as apprentices. Customers depositing at least $2000 per month (or $1000 per month for customers 21 to 24 years of age) will be exempt from the monthly account fee. The overseas ATM withdrawal fee at a CBA ATM (outside of Australia) and ASB ATM (in New Zealand) is $2 per withdrawal.

Internet & Phone Fees

Phone Transaction Fee

Internet Transaction Fee

Free Electronic Trans. per Month

Counter & Cheque Fees

Counter Deposit Fee

Counter Withdrawal Fee

$2.00

Free Counter Trans. Per Month

Cheque Fee

$1.00

Cheque Dishonour Fee

$5.00

Debit Item Dishonour Fee

$5.00

Overseas Access

Overseas ATM Facilities

Cirrus, Maestro, Mastercard, VisaPlus

Overseas ATM Balance Fee

Overseas ATM Withdrawal Fee

$5.00

Overseas EFTPOS Fee

OS Emergency Card Replacement

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