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Home / Term Deposits / Term Deposit Interest Rates

Term Deposits

Search & Compare Term Deposits

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Institution Product Name
(click for details)
90 Days 180 Days 1 Year 2 Years 3 Years 4 Years 5 Years Rate For Selected Term Visit Provider's Website
Term Deposit (online) 3.40 3.70 3.80 4.00 - - - 3.80 Go to site
Bankwest Online Term Deposit 3.60 3.00 3.70 3.85 4.10 4.40 4.50 3.70 Go to site
Term Deposit 2.90 3.25 3.35 3.90 4.05 4.15 4.55 3.35 Go to site
Term Deposit 2.90 3.25 3.35 3.90 4.05 4.15 4.55 3.35 Go to site
Term Deposit 2.90 3.25 3.35 3.90 4.05 4.15 4.55 3.35 Go to site
ME Bank Super Members Term Deposit 3.70 3.80 3.90 4.10 - - - 3.90
I3 - Regular Income - - 3.90 - - - - 3.90
Term Deposit 3.65 3.70 3.85 4.00 4.15 4.25 4.40 3.85
Term Deposit 3.40 3.80 3.85 4.00 4.10 - - 3.85
Term Deposit 3.55 3.70 3.85 4.05 - - - 3.85
UBank Term Deposits (online) 3.70 3.75 3.81 - - - - 3.81
Term Investment 3.55 3.70 3.80 - - - - 3.80
Term Deposit 3.65 3.80 3.80 3.90 3.90 3.95 4.00 3.80
Money Maker Term Deposit 2.80 2.90 3.80 3.55 3.70 3.70 3.70 3.80
Term Deposit 3.60 3.75 3.80 4.00 4.10 - - 3.80
Term Deposit 3.55 3.65 3.80 3.90 4.00 4.30 4.40 3.80
Term Deposits (10000+) 3.75 3.75 3.75 4.00 4.25 - - 3.75
Term Deposit 2.50 2.50 3.75 2.80 2.80 2.80 3.50 3.75
Term Deposit 3.60 3.70 3.70 - - - - 3.70
Fixed Term Deposit - Interest on Maturity 3.55 3.60 3.70 - - - - 3.70
Institution Product Name
(click for details)
90 Days 180 Days 1 Year 2 Years 3 Years 4 Years 5 Years Rate For Selected Term Visit Provider's Website

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Term Deposits
* Default sorting is based on the selected term’s interest rate in descending order.

Any information or product contained on this website does not constitute a recommendation or suggestion to purchase or apply for any particular product with any particular institution and may not suit your personal objectives, financial situation or needs. Please consider whether it is appropriate for your circumstances, before making a decision to purchase or apply for any product.




Term deposits are investments with a guaranteed interest rate for a specified period of time.
Term deposits, especially online, offer good interest rates because:

   ●   The banks match their deposits with their investment terms only.
   ●   The banks are attracting more and more of local funding instead of going for overseas funding of the deposits book.
Term deposits are very helpful if you are saving for your first home, a new car or maybe a good holiday.

Why you should go for term deposits?

   ●   Interest is calculated on a daily basis and can be paid on existing investments.
   ●   The payment on the interest can be paid quarterly, annually and also at maturity depending on the type of investment chosen.
   ●   The range of the terms is from 30 days to five years.
   ●  No need of paying any management or establishment fees.
   ●   Maturity advice is sent on a weekly basis prior to the date of investment’s maturity.
Term deposits can also help you stay disciplined when it comes to saving, which helps you avoid the temptation of frequent withdrawals.