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USaver (Base Rate 5.75%, Bonus 0.10% with savings plan)

Base Variable Rate

5 .75% p.a.

Max Variable Rate

5 .85% p.a.

Bonus interest of 0.10% p.a. if you have Automatic Savings Plan of at least $100pm up to max balance of $150K

Earn 0.10% with Savings Plan Bonus

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A high interest savings account with features that will help you set your goals, get there faster and to track your progress along the way.

Start by setting up savings buckets, or multiple accounts each with their own nickname, for each of your savings goals.

To help you reach your goals sooner, you can set up an Automatic Savings Plan to make regular contributions from any Australian bank account. You will earn bonus interest of 0.10% p.a. if your savings plan deposits $100 (or more) each month up to a balance of $150,000.

Use Goal Tracker to monitor your savings progress over time. Just enter your savings targets and you'll stay on track with updated savings charts and reminders of how well you are doing.

Funds can be deposited via; funds transfer from another bank, salary credit, periodical payment, Automatic Savings Plan or cheque.

Funds can be withdrawn via; funds transfer to any Australian bank account (no mandatory requirement for a linked account) and one off, future dated or periodic transfer to any Australian bank account.

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Account Details

Account Type

Online

Min. Opening Amount

Min. Balance

Interest

Bonus interest of 0.10% p.a. if you have Automatic Savings Plan of at least $100pm up to max balance of $150K

Interest Calculation Frequency

Daily

Interest Payment Frequency

Monthly

Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee

ATM Balance Fee

ATM Fee (Other Bank)

Daily ATM Withdrawal Limit

EFTPOS Fee

Debit Card Replacement Fee

Fee Details

Service Fee Frequency

Fee Rebate Available

Balance Required for Fee-Free

USaver does not have any fees or charges. (Bonus 0.10% with savings plan)

Online Savings Account Transactions

Cheque Deposit

Cheque Withdrawal

Direct Credit

Direct Debit

BPAY

Internet & Phone Fees

Phone Transaction Fee

Internet Transaction Fee

Free Electronic Trans. per Month

Counter & Cheque Fees

Counter Deposit Fee

Counter Withdrawal Fee

Free Counter Trans. Per Month

Cheque Fee

Cheque Dishonour Fee

Debit Item Dishonour Fee

Overseas Access

Overseas ATM Facilities

Overseas ATM Balance Fee

Overseas ATM Withdrawal Fee

Overseas EFTPOS Fee

OS Emergency Card Replacement

Special Offer

Earn bonus 0.10% p.a. with a $100 (or more) monthly savings plan

The Automatic Savings Plan option makes regular contributions from any Australian bank account. Set up a monthly Automatic Savings Plan for $100 (or more) and receive a Savings Bonus of 0.10% p.a. for balances up to $150,000.

Apply now at UBank's secure website

Straight through online application process with online ID verification

Ensure you are a personal customer aged 18 yrs or over and an Australian resident for tax purposes

You will need to have an Australian residential address, a mobile number and email address (for joint accounts, both applicants must have a different email address)

Apply

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About UBank

UBank is a division of NAB - one of Australia's largest banks. Even though UBank is part of the National Australia Bank, it's philosophy and brand is unique. UBank's goal is to make life easier by offering you a good place to make the most of your money, easily. You can contact UBank online or call a real person (based in Sydney) any time of the day. Not having a branch network means that UBank has lower costs which can be passed on to customers with very competitive rates. More

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