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Credit Card Repayment Calculator




Advertisement Receive a Savings Bonus of 0.60% p.a. on top of the standard variable rate when you set up a monthly Automatic Savings Plan of $200 or more.
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Today's Featured Credit Cards

 
 

HSBC Credit Card - 0% BT for 8 months & No Annual Fee Factsheet  >

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  • A low introductory rate of 0% p.a. for 8 months on balance transfers. 
  • $0 annual fee for the life of the card.
  • Home and Away Privilege Program - instant discounts on shopping, travel, accommodation and more.
  • Up to 55 days interest-free on purchases (when you pay the full balance by the due date each month).
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Citibank Ready Credit (2.9% p.a. for 24 months BTO) Factsheet  >

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  • 2.9% p.a. for 24 months on balances transferred. 
  • Pay no annual fee, no monthly servicing fees and no cash advance fees ever.
  • Access cash anytime using your Visa Debit Card fee free at over 3,000 ATMs.
  • A low one off $69 establishment fee.
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Virgin Flyer Credit Card - 1.9% BT for 12 monthsFactsheet  >

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  • 1.9% on purchases and balances transferred for 12 months.
  • Exclusive offer - $50 annual fee for the first year*, that’s a saving of $49.
  • Earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent.
  • Buy a seat on Virgin Australia with your new Virgin Flyer Credit Card to receive a second seat free*, up to 4 times a year, every year.
  • Terms and Conditions apply.  Visit Virgin Money's website for conditions and full details.
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The Credit Card Repayments Calculator allows you to compare different scenarios to see how long it will take to pay off your credit card by paying the minimum repayment or how much time and interest you would save if you were to make higher repayments.