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This calculator uses the new rules for your contributions that apply only from 1 July 2007.
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'Your guide to the FIDO super calculator'
. The calculator uses assumptions about unpredictable events that cannot be guaranteed. The Guide explains them.
Fill in white boxes and choose tick boxes. The Guide explains them.
You can see and change some assumptions.
Click here
to see or change them.
Do you want to compare two funds?
Your age and intentions
Age now:  
15
16
17
18
19
20
21
22
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28
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31
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33
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60
61
62
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68
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71
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73
74
75
Intended retirement age:  
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
Do you intend to break from full time work?
Age starting break:
Years out of full time workforce:
0
1
2
3
4
5
6
7
8
9
10
11
12
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44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
Time employed during break:
%
Your superannuation and income
Superannuation accumulated now:
$
Your gross annual salary:
$
Do you make salary-sacrifice contributions?
Yes - a % of salary
Yes - a $ amount
No
- Percent of Salary: 
%
- Annual $ Amount: $
Warning: Concessional contributions in some years were over the concessional contributions cap and have been reduced.
Do you make after-tax contributions?
Yes - a % of salary
Yes - a $ amount
No
- Percent of Salary: 
%
- Annual $ Amount: $
Bring forward rule
Include the co-contribution if you are eligible?
Which investment option? (This sets assumed investment earning rates)
Growth
Balanced
Cap Stable
Cap G'tee
other
What if you stay in your current fund?
Your current fund name:
Your fund's investment earning:
Earning rate before management costs & tax:
%
Your fund's fees:
Management Cost (% of accumulation):
%
Any extra $ per year management fee:
Contribution Fee (% of contributions):
%
Insurance Premiums ($ per year):
Adviser service fee (% of accumulation):
%
What if you move to another fund?
New fund name:
Termination fee for leaving current fund?
Enter amount transferred after fees: $
New fund's investment earnings:
Earning rate before management costs & tax:
%
Your new fund's fees:
Management Cost (% of accumulation):
%
Any extra $ per year management fee:
Contribution Fee (% of contributions):
%
Insurance Premiums ($ per year):
Adviser service fee (% of accumulation):
%